$222,900

10689 SE 174th Loop Summerfield, FL 34491

Estimated payment $1,473/month

Total Views 105
2 Beds
2 Baths
1,008 Sq Ft
$221 Price per Sq Ft

Highlights

  • Golf Course Community
  • Active Adult
  • Clubhouse
  • Fitness Center
  • Gated Community
  • Sauna

About This Home

Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness. Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors. The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet. Additional highlights: Covered front porch to have your morning brew or evening tea. Covered rear patio with ceiling fan and utility sink 2-car attached garage with laundry area Community Features:
Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness. Residents enjoy: 18-hole golf course and The Links Restaurant Heated pool & hot tub Separate men’s and women’s saunas with showers Fitness center Billiards room, library, and card rooms Event center with clubs, dances, live music, Zumba, and exercise classes Pickleball, tennis, and bocce ball courts Men’s and women’s softball teams with a professionally maintained field Scenic wooded areas for golf-cart rides and dog walking Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting). This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee.
No CDD and no bond. Schedule your private showing today or request a virtual tour and start living the Florida lifestyle

Listing Agent

Gerrie Cosme Matias

RE/MAX PREMIER REALTY LADY LK Brokerage Phone: 352-753-2029 License #3412974 Listed on: 03/03/2026

RE/MAX PREMIER REALTY LADY LK

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,772

Year Built

  • Built in 1994

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 104x98
  • Southeast Facing Home
  • Property is zoned PUD

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,008 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Ceiling Fan
  • Skylights
  • Window Treatments
  • L-Shaped Dining Room
  • Sun or Florida Room

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Schools

  • Belleview Elementary School
  • Belleview Middle School
  • Belleview High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Private Sewer
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Wheelchair Access
  • Private Mailbox

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool, management
  • Tracy Brown Association, Phone Number (352) 347-3700
  • Spruce Crk South 13 Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community
  • Community features wheelchair access

Amenities

  • Restaurant
  • Sauna
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Racquetball
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Dog Park
  • Trails

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,772

Year Built

Built in 1994

Lot Details

10,019 Sq Ft Lot

HOA Fees

$180 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Management
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1008
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2198
  • Lot Size Sq Ft: 10019
  • Status: Active
  • Street Direction: SE
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 204.20
  • Escrow City: SUMMERFIELD
  • Escrow State: FL
  • Escrow Street Name: SE 177TH PLACE SUITE 302
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 221.13
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-753-2029
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), L Dining, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Private Yard
  • Stories: 1
  • Window Features: Skylight(s)
  • Living Area Meters: 93.65

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Private Mailbox, Private Yard
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Private, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air, Other
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant, Tennis Court(s), Wheelchair Access
  • Association Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Other, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
  • Association Fee: 179.98
  • Association Fee Frequency: Monthly
  • Association Name: TRACY BROWN
  • Phone: 352-347-3700
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: SCSOforyou@centurylink.net

Fee Information

  • Total Annual Fees: 2159.76
  • Total Monthly Fees: 179.98
  • Monthly HOA Amount: 179.98

Schools

  • Elementary School: Belleview Elementary School
  • High School: Belleview High School
  • Middle Or Junior School: Belleview Middle School

Lot Info

  • Zoning: PUD
  • Parcel Number: 6013-002-008
  • Additional Parcels: No
  • Lot Dimensions: 104x98
  • Flood Zone Code: X

Rental Info

  • Furnished: Partially
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: OWNER RESPONSIBLE TO ADHERE TO THE COVENANTS , THIS IS A DEED RESTRICTED COMMUNITY.

Tax Info

  • Tax Annual Amount: 1771.82
  • Tax Block: B
  • Tax Book Number: 003-012SPRUCE
  • Tax Lot: 8

Map

Range of Values:

--
Value Increase
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Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,772 $109,844 -- --
2024 $1,347 $106,748 -- --
2023 $1,347 $103,639 -- --
2022 $1,261 $100,620 $0 $0
2021 $1,251 $97,689 $0 $0
2020 $1,237 $96,340 $0 $0
2019 $1,214 $94,174 $0 $0
2018 $1,155 $92,418 $13,300 $79,118
2017 $1,736 $89,713 $14,300 $75,413
2016 $804 $65,939 $0 $0
2015 $805 $65,481 $0 $0
2014 $767 $64,961 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/03/2026 03/03/26 For Sale $222,900 -- $221 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed Of Distribution $100 None Listed On Document
Deed Of Distribution $100 None Listed On Document
Deed Of Distribution $100 None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $115,000 Tri County Land Title & Escr
Interfamily Deed Transfer -- None Available
Warranty Deed $97,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $5,000 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Gerrie Cosme Matias

RE/MAX PREMIER REALTY LADY LK

(352) 820-4334

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Source: Stellar MLS

MLS Number: G5109057

Stellar MLS

APN: 6013-002-008

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