$239,000

10689 SE 174th Loop Summerfield, FL 34491

Estimated payment $1,554/month

Total Views 142
2 Beds
2 Baths
1,008 Sq Ft
$237 Price per Sq Ft

Highlights

  • Golf Course Community
  • Sun or Florida Room
  • Tennis Courts
  • Active Adult
  • Community Pool
  • Enclosed Patio or Porch

About This Home

Welcome to the heart of Spruce Creek, a highly sought-after 55+ golf course community! This charming 2-bedroom, 2-bath home at 10689 SE 174th Loop offers the perfect blend of comfort and convenience. Step inside to find a bright, open layout designed for easy living and entertaining. The spacious living room flows seamlessly into the dining area and kitchen, creating a warm and inviting atmosphere. Both bedrooms are generously sized, with the primary suite featuring an en-suite bathroom for added privacy.

Enjoy peaceful mornings and evenings from your exceptionally large, enclosed lanai, overlooking the beautifully landscaped yard. Take advantage of the community’s scenic walking trails for daily exercise or leisurely strolls. The home also features a 2-car garage and ample storage space, along with elegant quartz countertops and newly added backsplash in the kitchen!

Living in Spruce Creek South means you’ll have access to resort-style amenities, including a championship golf course, community pool, fitness center, pickleball and tennis courts, and a variety of clubs and social activities. Conveniently located just minutes from The Villages, shopping, dining, and medical facilities, this home offers the lifestyle you’ve been searching for.

Don’t miss your chance to own a piece of paradise in this vibrant, active 55+ community! THIS IS A DEED RESTRICTED COMMUNITY NOT AN HOA. MAINTENANCE/AMENITIES FEE IS REQUIRED MONTHLY.

Listing Agent

Seth Bobik

CENTRAL CITY REALTY Brokerage Phone: 352-456-1941 License #3616827 Listed on: 10/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,347

Year Built

  • Built in 1994

Lot Details

  • 10,019 Sq Ft Lot
  • East Facing Home
  • Property is zoned PUD

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,008 Sq Ft Home
  • Ceiling Fan
  • Skylights
  • Sliding Doors
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Range with Range Hood

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters
  • Private Mailbox

Schools

  • Stanton-Weirsdale Elem. Elementary School
  • Lake Weir Middle School
  • Belleview High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, ground maintenance, pool, security, trash
  • Spruce Crk South 13 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,347

Year Built

Built in 1994

Lot Details

0

HOA Fees

$175 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Maintenance Grounds, Pool, Security, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1008
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2029
  • Lot Size Sq Ft: 10019
  • Status: Active
  • Street Direction: SE
  • Ownership: Fee Simple
  • Escrow State: FL
  • RATIO Current Price By Calculate: 237.10
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Amenities Additional Fees: Golf course is an additional fee to play.
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-456-1941
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Thermostat
  • Appliances Included: Dryer, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Window Features: Skylight(s)
  • Living Area Meters: 93.65

Exterior Features

  • Direction Faces: East
  • Exterior Features: Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Rear Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - Guard, Golf Carts OK, Golf, Pool, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Association: No
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with office manager

Fee Information

  • Total Annual Fees: 2100.00
  • Total Monthly Fees: 175.00

Schools

  • Elementary School: Stanton-Weirsdale Elem. School
  • High School: Belleview High School
  • Middle Or Junior School: Lake Weir Middle School

Lot Info

  • Zoning: PUD
  • Parcel Number: 6013-002-008
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Golf course use is an additional fee

Tax Info

  • Tax Annual Amount: 1347
  • Tax Block: B
  • Tax Book Number: 003-012SPRUCE
  • Tax Lot: 8

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,347 $106,748 -- --
2023 $1,347 $103,639 $0 $0
2022 $1,261 $100,620 $0 $0
2021 $1,251 $97,689 $0 $0
2020 $1,237 $96,340 $0 $0
2019 $1,214 $94,174 $0 $0
2018 $1,155 $92,418 $13,300 $79,118
2017 $1,736 $89,713 $14,300 $75,413
2016 $804 $65,939 $0 $0
2015 $805 $65,481 $0 $0
2014 $767 $64,961 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 For Sale $239,000 -- $237 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed Of Distribution $100 None Listed On Document
Deed Of Distribution $100 None Listed On Document
Deed Of Distribution $100 None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $115,000 Tri County Land Title & Escr
Interfamily Deed Transfer -- None Available
Warranty Deed $97,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $5,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: OM710663

Stellar MLS

APN: 6013-002-008