NOT LISTED FOR SALE

Estimated Value: $348,393 - $437,000

3 Beds
2.5 Baths
1,120 Sq Ft
$359/Sq Ft Est. Value

Last Sold May 11, 2022

Last sale price $355,000 $317 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,334/month

9 Days on Market

Highlights

  • Open Floorplan
  • Rambler Architecture
  • 1 Fireplace
  • Premium Lot
  • Attic
  • No HOA

About This Home

As of May 2022

JUST WHAT YOU ARE LOOKING FOR! BEAUTIFUL WELL MAINTAINED 3 BR. 2.5 BATH RANCHER HOME IN WATER COMMUNITY CONCORD COVE! OPTIONAL 4TH BEDROOM OR FAMILY ROOM . IN LOWER LEVEL . WITH WALK OUT. LAMINATE FLOORINGS ON MAIN LEVEL. BEAUTIFUL KITCHEN W/ SS APPLIANCES, GRANITE, SELF CLOSING WHITE CABINETS, ALL APPIANCES CONVEY WITH SALE UPDATED BATHS. WITH TILE WORK! CHIMNEY HAS BEEN UPGRADED . ALL NEW PRIVACY REAR FENCE WITH 3 CUSTOM GATES! SHED AND NICE SIZE YARD ! FRESHLY LANDSCAPED TOO. CONVENIENT TO I-95 AND ROUTE 40. BY APPOINTMENT ONLY. OPEN HOUSE 4/9/22 11AM -1:00

Last Agent to Sell the Property

Francis Johns

(410) 952-7643 anitajohnsrealtor@gmail.com Cummings & Co. Realtors Listed on: 03/30/2022

Cummings & Co. Realtors

Last Buyer's Agent

Linda Greco Rich

(410) 877-4804 Linda@richandrichgroup.com Long & Foster Real Estate, Inc. License #623087

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,782

Year Built

  • Built in 1981 | Remodeled in 2019

Lot Details

  • 8,723 Sq Ft Lot
  • Privacy Fence
  • Wood Fence
  • Landscaped
  • Premium Lot
  • Back Yard Fenced and Front Yard
  • Property is in excellent condition
  • Property is zoned R2

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • 1 Fireplace
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Exterior Basement Entry
  • Sump Pump

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Shed
  • Porch

Utilities

  • Central Air
  • Dehumidifier
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Concord Cove Subdivision

Listing and Financial Details

  • Tax Lot 22
  • Assessor Parcel Number 1306029248

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,782

Year Built

Built in 1981 | Remodeled in 2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2022-03-30
  • Federal Flood Zone: No
  • Year Built: 1981
  • Year Renovated: 2019
  • Automatically Close On Close Date: No
  • Remarks Public: JUST WHAT YOU ARE LOOKING FOR! BEAUTIFUL WELL MAINTAINED 3 BR. 2.5 BATH RANCHER HOME IN WATER COMMUNITY CONCORD COVE! OPTIONAL 4TH BEDROOM OR FAMILY ROOM . IN LOWER LEVEL . WITH WALK OUT. LAMINATE FLOORINGS ON MAIN LEVEL. BEAUTIFUL KITCHEN W/ SS APPLIANCES, GRANITE, SELF CLOSING WHITE CABINETS, ALL APPIANCES CONVEY WITH SALE UPDATED BATHS. WITH TILE WORK! CHIMNEY HAS BEEN UPGRADED . ALL NEW PRIVACY REAR FENCE WITH 3 CUSTOM GATES! SHED AND NICE SIZE YARD ! FRESHLY LANDSCAPED TOO. CONVENIENT TO I-95 AND ROUTE 40. BY APPOINTMENT ONLY. OPEN HOUSE 4/9/22 11AM -1:00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Carpet, Laminate Plank, Ceramic Tile
  • Interior Amenities: Attic, Floor Plan - Open, Kitchen - Eat-In
  • Fireplaces Count: 1
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Heated, Fully Finished, Outside Entrance, Improved, Sump Pump, Walkout Level
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2240
  • Living Area Sq Ft: 1120
  • Price Per Sq Ft: 312.41
  • Above Grade Finished Sq Ft: 1120
  • Below Grade Sq Ft: 1120
  • Total Below Grade Sq Ft: 1120
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 107

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Dehumidifier
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear, Privacy, Wood
  • Land Use Code: R
  • Lot Features: Landscaping, Private, Rear Yard, Premium, Front Yard
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8723.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2022
  • Zoning: R2
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2782.00
  • Assessor Parcel Number: 1306029248
  • Tax Lot: 22
  • Tax Total Finished Sq Ft: 1120
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022
  • Close Date: 05/11/2022

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 30, 2022
Closed on
May 9, 2022
Sold by
Psihogios Stephanie A and Psihogios George A
Bought by
Fowler Andrew Johnathan and Fowler Geoffrey Gandin
Seller's Agent
Francis Johns
Cummings & Co. Realtors
Buyer's Agent
Linda Greco Rich
Long & Foster Real Estate, Inc.
List Price
$349,900
Sold Price
$355,000
Premium/Discount to List
$5,100
1.46%
Current Estimated Value
$402,348

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,348
Avg. Annual Appreciation
2.07%
Original Mortgage
$363,165
Outstanding Balance
$345,553
Interest Rate
5.27%
Mortgage Type
VA
Estimated Equity
$34,803

Purchase Details

Listed on
Apr 22, 2019
Closed on
Aug 1, 2019
Sold by
Rv Protect Reinsurance Company Inc
Bought by
Psihogios George A and Psihogios Stephanie A
Seller's Agent
Alex Fox
Allfirst Realty, Inc.
Buyer's Agent
Lanette Branch
Taylor Properties
List Price
$254,900
Sold Price
$235,000
Premium/Discount to List
-$19,900
-7.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.00%
Original Mortgage
$223,250
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 18, 2018
Closed on
Oct 9, 2018
Sold by
Castro Julian and Department Of Housing & Urban
Bought by
Rv Protect Reinsurnace Company Inc
Seller's Agent
Aaron Butler
Real Estate Consultants
Buyer's Agent
Alex Fox
Allfirst Realty, Inc.
List Price
$165,000
Sold Price
$126,100
Premium/Discount to List
-$38,900
-23.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
115.66%

Purchase Details

Closed on
Jan 18, 2018
Sold by
Ocwen Loan Servicing Llc
Bought by
The Secretary Of Housing And Urban Devel

Purchase Details

Closed on
Mar 3, 2014
Sold by
Secretary Of Housing & Urban Development
Bought by
Ocwen Loan Servicing Llc

Purchase Details

Closed on
Nov 8, 2013
Sold by
Ocwen Loan Servicing Llc
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Oct 31, 1995
Sold by
Hawkins Suzanne G
Bought by
Bandjough David R and Bandjough Diana L

Purchase Details

Closed on
Mar 9, 1994
Sold by
Dolce T J
Bought by
Hawkins Suzanne G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,500
Interest Rate
6.93%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fowler Andrew Johnathan $355,000 Fidelity National Title
Psihogios George A $235,000 Swan Title Corporation
Rv Protect Reinsurnace Company Inc $126,100 New World Title Co Llc
The Secretary Of Housing And Urban Devel -- None Available
Ocwen Loan Servicing Llc -- None Available
Secretary Of Housing & Urban Development -- None Available
Bandjough David R $89,000 --
Hawkins Suzanne G $75,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fowler Andrew Johnathan $363,165
Previous Owner Psihogios George A $179,415
Previous Owner Psihogios George A $223,250
Previous Owner Bandjough David R $227,655
Previous Owner Bandjough David R $230,455
Previous Owner Bandjough David R $207,893
Previous Owner Bandjough David R $148,000
Previous Owner Hawkins Suzanne G $69,500
Closed Bandjough David R --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/11/2022 05/11/22 Sold $355,000 +2.9% $317 / Sq Ft
04/09/2022 04/09/22 Pending -- -- --
04/05/2022 04/05/22 Price Changed $344,900 -1.4% $308 / Sq Ft
03/30/2022 03/30/22 For Sale $349,900 +48.9% $312 / Sq Ft
08/01/2019 08/01/19 Sold $235,000 -1.7% $210 / Sq Ft
07/06/2019 07/06/19 Pending -- -- --
06/25/2019 06/25/19 Price Changed $239,000 -2.4% $213 / Sq Ft
05/29/2019 05/29/19 Price Changed $244,900 -2.0% $219 / Sq Ft
05/20/2019 05/20/19 Price Changed $249,900 -2.0% $223 / Sq Ft
04/22/2019 04/22/19 For Sale $254,900 +102.1% $228 / Sq Ft
10/09/2018 10/09/18 Sold $126,100 0.0% $113 / Sq Ft
08/16/2018 08/16/18 Pending -- -- --
08/09/2018 08/09/18 Off Market $126,100 -- --
07/27/2018 07/27/18 Price Changed $148,500 -10.0% $133 / Sq Ft
07/13/2018 07/13/18 For Sale $165,000 +30.8% $147 / Sq Ft
07/11/2018 07/11/18 Off Market $126,100 -- --
06/15/2018 06/15/18 For Sale $165,000 +30.8% $147 / Sq Ft
05/12/2018 05/12/18 Pending -- -- --
05/07/2018 05/07/18 Off Market $126,100 -- --
04/18/2018 04/18/18 For Sale $165,000 -- $147 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,282 $273,867 $0 $0
2024 $2,282 $251,300 $65,300 $186,000
2023 $2,161 $226,667 $0 $0
2022 $1,926 $202,033 $0 $0
2021 $2,283 $177,400 $65,300 $112,100
2020 $1,760 $175,000 $0 $0
2019 $1,736 $172,600 $0 $0
2018 $1,714 $170,200 $75,300 $94,900
2017 $1,696 $170,200 $0 $0
2016 -- $170,200 $0 $0
2015 $1,658 $172,100 $0 $0
2014 $1,658 $172,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2009976

Bright MLS

APN: 06-029248