$490,000
SOLD MAY 6, 2025

107 Crosscreek Dr Morganton, NC 28655

3 Beds
2 Baths
2,027 Sq Ft
0.41 Acres

Recently Sold

$242 Per Sq Ft

11% Below List Price

229 Days on Market

Highlights

  • City View
  • Deck
  • Ranch Style House
  • Open Floorplan
  • Wooded Lot
  • Wood Flooring

About This Home

As of May 2025

PRICE IMPROVEMENT! Immaculate condition & impeccably clean 3 bedroom, 2 bath brick Ranch style home w FULL unfinished Basement. Located in highly desirable,convenient, Cross Creek community. Home features an open airy floorplan w hardwood flooring, crown moulding & 9' ceilings throughout. Living Room w natural gas FP, Kitchen w new stainless appliances, dining area opens to spacious, covered Trex deck plumbed for grill, retractable awning. Oversized primary suite w 2 walk in closets, ensuite primary bath w soaking tub, shower, tiled flooring. 2 add'l BR, full BA & laundry room . Walk out Full unfinished Basement, plumbed for bath, lots of windows providing natural light, double door opening to patio. 2 car garage. Home has new 50 yr roof, 6" commercial gutters & gutter guards, new concrete driveway, new garage door w smart operator, new central vacuum system, freshly painted interior. $100/month HOA dues for yard work,mowing,shrubbery trimming. Just minutes to downtown Morganton

Last Agent to Sell the Property

Dianne Reihl

Engel & Volkers Foothills Lake James Brokerage Email: drreihl@bellsouth.net License #246976 Listed on: 08/23/2024

Engel & Volkers Foothills Lake James

Last Buyer's Agent

Cory Coady

Engel & Volkers Foothills Lake James License #318466

Engel & Volkers Foothills Lake James

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,399

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 180x95x197x97
  • Front Green Space
  • Cul-De-Sac
  • Level Lot
  • Cleared Lot
  • Wooded Lot
  • Lawn
  • Property is zoned CU

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • 2 Open Parking Spaces

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • Open Floorplan
  • Central Vacuum
  • Wired For Data
  • Ceiling Fan
  • Gas Fireplace
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Living Room with Fireplace
  • City Views
  • Pull Down Stairs to Attic

Kitchen

  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Stubbed For A Bathroom
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Oak Hill Elementary School
  • Table Rock Middle School
  • Freedom High School

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1793-08-0379

Community Details

Overview

  • Jim Black Association, Phone Number (828) 390-0777
  • Cross Creek Subdivision
  • Mandatory home owners association

Recreation

  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,399

Year Built

Built in 2006

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch, Traditional
  • Year Built: 2006
  • Restrictions: Building,Deed,Manufactured Home Not Allowed,Modular Not Allowed,Square Feet,Subdivision
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 241.74
  • Geocode Confidence: High
  • Attribution Contact: drreihl@bellsouth.net
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Cable Prewire, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2027
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 2020
  • Sq Ft Unheated Total: 2020
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 2027
  • Has Basement: Bath/Stubbed, Daylight, Exterior Entry, Full, Interior Entry, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Insulated Door(s), Storm Door(s)
  • Fireplace Features: Gas, Gas Log, Gas Vented, Living Room
  • Living Area: 2027
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 3
  • Room Count: 9

Exterior Features

  • Exterior Features: Lawn Maintenance
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: City
  • Waterfront Elevation: 1000
  • Construction Type: Brick Full
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 494
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway, Attached Garage, Garage Faces Side

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Heat Pump
  • Utilities: Cable Available, Electricity Connected, Natural Gas, Underground Utilities, Wired Internet Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Walking Trails, None
  • Association Fee: 100
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Jim Black
  • Phone: 828-390-0777
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 1200.00

Schools

  • Middle Or Junior School: Table Rock
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cleared, Cul-De-Sac, Green Area, Level, Wooded
  • Lot Size Area: 0.41
  • Lot Size Units: Acres
  • Parcel Number: 1793-08-0379
  • Zoning: CU
  • Plat Book Slide: 29/295-296
  • Plat Reference Section Pages: 29/295-296
  • Development Status: Completed
  • Horse Amenities: None
  • Lot Size: 180x95x197x97
  • ResoLotSizeUnits: Acres
  • Zoning Specification: CU

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Oak Hill
  • High School: Freedom

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2024
Closed on
May 2, 2025
Sold by
Edwin And Kathy White Living Trust and White Edwin Dean
Bought by
Cosgrove Timothy J and Cosgrove Michele K
Seller's Agent
Dianne Reihl
Engel & Volkers Foothills Lake James
Buyer's Agent
Cory Coady
Engel & Volkers Foothills Lake James
List Price
$549,950
Sold Price
$490,000
Premium/Discount to List
-$59,950
-10.9%
Views
288
Current Estimated Value
$503,048

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,048
Avg. Annual Appreciation
7.57%

Purchase Details

Closed on
Aug 16, 2024
Sold by
White Edwin Dean and White Kathy Allison
Bought by
Edwin And Kathy White Living Trust and White

Purchase Details

Listed on
Jan 13, 2023
Closed on
Feb 27, 2023
Sold by
Voltmer James K and Voltmer Angela B
Bought by
White Edwin D and White Kathy A
Seller's Agent
Laura McCoy
Berkshire Hathaway HomeServices Blue Ridge REALTORS®
Buyer's Agent
Dianne Reihl
Engel & Volkers Foothills Lake James
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Views
50

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.39%
Original Mortgage
$0
Interest Rate
6.42%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 6, 2007
Sold by
Schwab James C and Schwab Elizabeth J
Bought by
Voltmer James K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.16%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $439,000 --
Warranty Deed $439,000 None Listed On Document
Warranty Deed $275,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $0 Credit Line Revolving
Previous Owner $275,191 VA
Previous Owner $253,310 VA
Previous Owner $253,275 VA
Previous Owner $252,000 VA
Previous Owner $208,672 New Conventional
Previous Owner $220,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/06/2025 05/06/25 Sold $490,000 -1.7% $242 / Sq Ft
04/01/2025 04/01/25 Price Changed $498,500 -3.4% $246 / Sq Ft
02/23/2025 02/23/25 Price Changed $515,900 -1.7% $255 / Sq Ft
01/08/2025 01/08/25 Price Changed $524,950 -2.1% $259 / Sq Ft
09/11/2024 09/11/24 Price Changed $535,950 -2.5% $264 / Sq Ft
08/23/2024 08/23/24 For Sale $549,950 +25.0% $271 / Sq Ft
02/28/2023 02/28/23 Sold $440,000 -7.4% $215 / Sq Ft
02/05/2023 02/05/23 Pending -- -- --
01/13/2023 01/13/23 For Sale $475,000 -- $233 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,399 $411,849 $30,000 $381,849
2023 $2,394 $411,849 $30,000 $381,849
2022 $2,239 $310,410 $22,500 $287,910
2021 $2,233 $310,410 $22,500 $287,910
2020 $2,229 $310,410 $22,500 $287,910
2019 $2,229 $310,410 $22,500 $287,910
2018 $2,067 $287,073 $26,650 $260,423
2017 $2,065 $287,073 $26,650 $260,423
2016 $2,017 $287,073 $26,650 $260,423
2015 $2,014 $287,073 $26,650 $260,423
2014 $2,013 $287,073 $26,650 $260,423
2013 $2,013 $287,073 $26,650 $260,423
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4174099

Canopy MLS (Canopy Realtor® Association)

APN: 59322