Seller's Agent in 2024
Ray Stevens
Benson & Mangold, LLC
(410) 310-6060
44 in this area
66 Total Sales
107 First St Oxford, MD 21654
Estimated Value: $1,887,000 - $2,050,000
3
Beds
3.5
Baths
3,451
Sq Ft
$574/Sq Ft
Est. Value
Highlights
- 115 Feet of Waterfront
- 2 Dock Slips
- Gourmet Kitchen
- White Marsh Elementary School Rated 9+
- Access to Tidal Water
- Commercial Range
About This Home
As of November 2024This remarkable waterfront home faces west overlooking Oxford’s beautiful Town Creek and has every amenity. A fantastic, top quality gourmet kitchen, a wrap around screened porch overlooking the water accessed from the dining room, living room and kitchen. Two fireplaces with one on the porch. There is a primary bedroom on the first floor with a huge bath and adjacent laundry room. The second floor has two carpeted bedrooms plus a bonus room. Each bedroom has it’s own bath and access to a balcony overlooking the waterfront. There is a detached three car garage, a sprinkler system and concrete driveway. The property overlooks the rip rapped shoreline and floating dock with 5’ of water depth. Close to all of the Oxford amenities.
Last Agent to Sell the Property
(410) 822-1415 info@bensonandmangold.com Benson & Mangold, LLC License #31531 Listed on: 10/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,395
Year Built
- Built in 2014
Lot Details
- 0.54 Acre Lot
- 115 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- East Facing Home
- Landscaped
- Sprinkler System
- Property is in excellent condition
- The community has rules related to exclusive easements
Parking
- 3 Car Detached Garage
- Side Facing Garage
Home Design
- Coastal Architecture
- Frame Construction
- Architectural Shingle Roof
- Wood Siding
- Concrete Perimeter Foundation
- Stick Built Home
Interior Spaces
- 3,451 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Crown Molding
- 2 Fireplaces
- Brick Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Window Treatments
- Sliding Windows
- Casement Windows
- Window Screens
- Sliding Doors
- Insulated Doors
- Entrance Foyer
- Family Room
- Living Room
- Dining Area
- Recreation Room
- Bonus Room
- Screened Porch
- Creek or Stream Views
- Attic
Kitchen
- Gourmet Kitchen
- Built-In Double Oven
- Gas Oven or Range
- Commercial Range
- Six Burner Stove
- Built-In Range
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
- Instant Hot Water
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Electric Dryer
- Washer
Outdoor Features
- Outdoor Shower
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Rip-Rap
- Physical Dock Slip Conveys
- 2 Dock Slips
- Stream or River on Lot
- 2 Powered Boats Permitted
- 2 Non-Powered Boats Permitted
- Deck
Location
- Flood Zone Lot
- Flood Risk
- Suburban Location
Utilities
- Air Filtration System
- Back Up Electric Heat Pump System
- Vented Exhaust Fan
- Geothermal Heating and Cooling
- Programmable Thermostat
- 200+ Amp Service
- Propane Water Heater
Additional Features
- Level Entry For Accessibility
- Energy-Efficient Windows
Community Details
- No Home Owners Association
- Oxford Subdivision
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 2103107485
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2024
Closed on
Nov 26, 2024
Sold by
Nancy Karch 1995 Trust and Karch Nancy
Bought by
Omara Gerald K and Omara Jane
Seller's Agent
Ray Stevens
Benson & Mangold, LLC
Buyer's Agent
Jim Corson
Benson & Mangold, LLC
List Price
$1,999,000
Sold Price
$2,000,000
Premium/Discount to List
$1,000
0.05%
Views
2
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,085
Avg. Annual Appreciation
-0.78%
Original Mortgage
$995,000
Outstanding Balance
$986,790
Interest Rate
6.54%
Mortgage Type
New Conventional
Estimated Equity
$995,125
Purchase Details
Listed on
Mar 5, 2021
Closed on
Jun 17, 2021
Sold by
Beck Andrew J and Andrew J Beck Revocable Trust
Bought by
Nancy Karch 1995 Trust
Seller's Agent
Kathy Christensen
TTR Sotheby's International Realty
Buyer's Agent
Yael Beckman
Coldwell Banker Realty
List Price
$1,695,000
Sold Price
$1,740,000
Premium/Discount to List
$45,000
2.65%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.12%
Purchase Details
Closed on
Jun 14, 2013
Sold by
Lincoln County Land & Cattle Company
Bought by
Beck Andrew J and The Andrew J Beck Revocable Tr
Purchase Details
Closed on
Jun 20, 2006
Sold by
Contee Phyllis F
Bought by
Lincoln County Land & Cattle Co
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$975,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 15, 2006
Sold by
Contee Phyllis F
Bought by
Lincoln County Land & Cattle Co
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$975,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 29, 2005
Sold by
Louise Cox Clarence F and Louise H
Bought by
Contee Phyllis F
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Omara Gerald K | $2,000,000 | Chicago Title | |
| Omara Gerald K | $2,000,000 | Chicago Title | |
| Nancy Karch 1995 Trust | $1,740,000 | Mid Maryland Title Co Inc | |
| Beck Andrew J | $415,000 | Eastern Shore Title Company | |
| Lincoln County Land & Cattle Co | $975,000 | -- | |
| Lincoln County Land & Cattle Co | $975,000 | -- | |
| Contee Phyllis F | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Omara Gerald K | $995,000 | |
| Closed | Omara Gerald K | $995,000 | |
| Previous Owner | Lincoln County Land & Cattle Co | $975,000 | |
| Previous Owner | Lincoln County Land & Cattle Co | $975,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/26/2024 11/26/24 | Sold | $2,000,000 | +0.1% | $580 / Sq Ft | |
| 10/01/2024 10/01/24 | Pending | -- | -- | -- | |
| 10/01/2024 10/01/24 | For Sale | $1,999,000 | +14.9% | $579 / Sq Ft | |
| 06/17/2021 06/17/21 | Sold | $1,740,000 | +2.7% | $504 / Sq Ft | View Prior Sale |
| 03/11/2021 03/11/21 | Pending | -- | -- | -- | |
| 03/05/2021 03/05/21 | For Sale | $1,695,000 | -- | $491 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,938 | $1,168,600 | $0 | $0 |
| 2024 | $12,283 | $1,121,700 | $0 | $0 |
| 2023 | $11,264 | $1,074,800 | $594,900 | $479,900 |
| 2022 | $10,548 | $1,068,533 | $0 | $0 |
| 2021 | $19,509 | $1,062,267 | $0 | $0 |
| 2020 | $9,478 | $1,056,000 | $594,800 | $461,200 |
| 2019 | $9,287 | $1,029,967 | $0 | $0 |
| 2018 | $8,888 | $1,003,933 | $0 | $0 |
| 2017 | $8,189 | $977,900 | $0 | $0 |
| 2016 | $8,010 | $977,900 | $0 | $0 |
| 2015 | $5,389 | $977,900 | $0 | $0 |
| 2014 | $5,389 | $413,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ray Stevens
-
Jim Corson
Buyer's Agent in 2024
Jim Corson
Benson & Mangold, LLC
(410) 310-6275
12 in this area
134 Total Sales
-
Kathy Christensen
Seller's Agent in 2021
Kathy Christensen
TTR Sotheby's International Realty
(410) 924-4814
22 in this area
145 Total Sales
-
Yael Beckman
Buyer's Agent in 2021
Yael Beckman
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 340-6767
1 in this area
82 Total Sales
Map
Source: Bright MLS
MLS Number: MDTA2008964
APN: 03-107485
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