Seller's Agent in 2025
Ruthan O'Toole
Century 21 Redwood Realty
(540) 972-1234
92 Total Sales
107 Ramsay Rd Locust Grove, VA 22508
4
Beds
3
Baths
2,461
Sq Ft
0.28
Acres
Highlights
- 80 Feet of Waterfront
- 1 Dock Slip
- Golf Course Community
- Boat Ramp
- Beach
- Community Stables
About This Home
As of August 2025Definitely this is a milliion dollar view!! The kitchen was remodeled 4 years ago. The smaller size of the bedrooms & baths come with its 1977 build year & provide the opportunity to remodel. Window walls evoke that feeling of 'reach out & touch the water' as your eyes soak in panoramic waterviews from lakeside bedrooms, the expansive great room , open family room & dining areas. Sliding glass doors offer that spill-over entertaining space for enhanced outdoor living on the wrap around deck and patio! The kitchen is not too long remodeled with the perfect U-shape configuration, a mini island, granite counter tops, bright white cabinetry, under counter lighting & a breakfast bar. There is also a casual eating nook in the corner window of the living room. Hosting friends or family gatherings is more special gathered around the dining room table with laughter & conversation looking over the water. Natural wood trims the doorways & windows. Conveniently there is a laundry chute to the lower level utility room. A propane gas brick fireplace provides additional warmth & ambiance for spending time in the living room and a wood burning brick hearth & mantle fireplace enhances family room activities. The extended family room has space for game tables. or hobby areas. Wow walk-in storage offers shelving & more than ample space for water toys, luggage, seasonal decorations & all the extra things accumulated. There are some handy custom features which include hallway chair rail, a central vacuum system, a laundry chute, lake pump for watering the lawn, floral beds & washing cars, and the all favorite utility sinks. Wrap around patio & decking overlook the large backyard to the platform dock lakeside. The inlet affords safety & privacy jumping off the dock & swimming in the lake and wide views over the skiing portion of the lake while relaxing dockside. Enjoy dramatic views of the community fireworks from your deck, patio, lawn, dock, or boat.! The nearby beach park is a bonus for beach goers & perhaps parking overflow.
Last Agent to Sell the Property
(540) 972-1234 c21otoole@gmail.com Century 21 Redwood Realty License #0225113147 Listed on: 05/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,272
Year Built
- Built in 1977
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 80x170x80x175
- 80 Feet of Waterfront
- No Through Street
- Wooded Lot
- Property is zoned R3
HOA Fees
- $191 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Raised Ranch Architecture
- Brick Exterior Construction
- Block Foundation
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Central Vacuum
- Chair Railings
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Heatilator
- Fireplace With Glass Doors
- Fireplace Mantel
- Brick Fireplace
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Storage Room
- Carpet
- Lake Views
- Flood Lights
Kitchen
- Electric Oven or Range
- Ice Maker
- Dishwasher
- Upgraded Countertops
- Disposal
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
- Laundry Chute
Partially Finished Basement
- Walk-Out Basement
- Connecting Stairway
Outdoor Features
- Water Access
- Property is near a lake
- Sun Deck
- Bulkhead
- Physical Dock Slip Conveys
- 1 Dock Slip
- Dock made with Treated Lumber
- Lake Privileges
- Deck
- Patio
- Exterior Lighting
- Outdoor Grill
- Wrap Around Porch
Schools
- Locust Grove Elementary And Middle School
- Orange High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Above Ground Utilities
- Community Propane
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 118A
- Assessor Parcel Number 012A000070118A
Community Details
Overview
- Association fees include common area maintenance, management, pool(s), reserve funds, road maintenance, security gate, sewer
- Lake Of The Woods Association
- Lake Of The Woods Subdivision
- Community Lake
Amenities
- Common Area
- Clubhouse
- Community Center
- Bar or Lounge
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- Beach
- Golf Course Community
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fitness Center
- Community Pool
- Putting Green
- Dog Park
- Community Stables
- Jogging Path
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 28, 2025
Closed on
Aug 22, 2025
Sold by
Schmarge William and Schmarge Carolyn
Bought by
Billey Stephen A and Billey Mary L
Seller's Agent
Ruthan O'Toole
Century 21 Redwood Realty
Buyer's Agent
Sheli Schneider
Samson Properties
List Price
$1,050,000
Sold Price
$1,000,000
Premium/Discount to List
-$50,000
-4.76%
Views
97
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
127.86%
Purchase Details
Closed on
Jun 5, 2008
Sold by
Brauch Robert F
Bought by
Schmarge William and Schmarge Carolyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
6.11%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,000,000 | Old Republic National Title | |
| Deed | $565,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $228,000 | Construction | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $280,400 | New Conventional | |
| Previous Owner | $95,000 | Credit Line Revolving | |
| Previous Owner | $275,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/25/2025 08/25/25 | Sold | $1,000,000 | -4.8% | $406 / Sq Ft |
| 07/25/2025 07/25/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $1,050,000 | -- | $427 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,272 | $548,800 | $285,000 | $263,800 |
| 2023 | $4,272 | $548,800 | $285,000 | $263,800 |
| 2022 | $4,272 | $548,800 | $285,000 | $263,800 |
| 2021 | $4,101 | $569,600 | $285,000 | $284,600 |
| 2020 | $4,101 | $569,600 | $285,000 | $284,600 |
| 2019 | $4,320 | $537,300 | $285,000 | $252,300 |
| 2018 | $4,320 | $537,300 | $285,000 | $252,300 |
| 2017 | $4,320 | $537,300 | $285,000 | $252,300 |
| 2016 | $4,320 | $537,300 | $285,000 | $252,300 |
| 2015 | $3,718 | $516,400 | $285,000 | $231,400 |
| 2014 | $3,718 | $516,400 | $285,000 | $231,400 |
Source: Public Records
Agents Affiliated with this Home
-
Ruthan O'Toole
-
Sheli Schneider
Buyer's Agent in 2025
Sheli Schneider
Samson Properties
(540) 760-6325
95 Total Sales
Map
Source: Bright MLS
MLS Number: VAOR2009780
APN: 012-A0-00-07-0118-A
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