$399,900

107 S Centre St Cumberland, MD 21502

Estimated payment $2,555/month

Total Views 32,607
3 Beds
2 Baths
3,276 Sq Ft
$122 Price per Sq Ft

Highlights

  • City View
  • Partially Wooded Lot
  • No HOA
  • Open Floorplan
  • Wood Flooring
  • 4-minute walk to Great Allegheny Passage in Cumberland

About This Home

This is a once in a lifetime opportunity to capture the all-new downtown vibe in Cumberland, Md in its infancy! Situated just steps from the A&E district offering restaurants, art galleries, nice stroll to the historic district, live entertainment, coffee shops, and shopping, and you are right in the in the" now" of what's happening! From the outside it reminds you of possibly Williamsburg or Oldtowne Alexandria with its shady trees and colonial appearance--but inside, there is no other way to put it---this building is pure funk!! Decorated creatively in an industrial motif by the owners, with their ingenious appreciation of this impressive space , they adorned it with bookshelves and beautiful hardwoods all ideal for your interesting collections, large walls ready for your most beautiful art, and an amazing gourmet kitchen ideal for entertaining, this is undoubtedly a step above the rest for this area. As for a professional, downstairs is ideal for your business and the upstairs is your place to entertain , enjoy, and just kick back with some jazz, cigars, and bourbon... and then whenever you decide, you will be right in the sweet spot of the city! Just steps from the courthouse, a few "pedals" to the bike trail, short jaunt to the Scenic Railroad, and less than a minute to I-68 e & w, if that isn't enough to pique your interest, this property has something almost ANY other downtown site would covet---it has a 4-5 space parking lot in the back. Think also of an undeniably fabulous air bnb or two separate income producing units. Wow--this is one you do not want to miss! Priced to sell quickly--don't miss the Matterhorn 3d tour included in this listing.

Listing Agent

Debbie Grimm

Perry Wellington Realty, LLC License #71388 Listed on: 07/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,508

Year Built

  • Built in 1958

Lot Details

  • 4,054 Sq Ft Lot
  • Downtown Location
  • Interior Lot
  • Level Lot
  • Partially Wooded Lot
  • Property is in very good condition
  • Property is zoned B-CBD

Home Design

  • Studio
  • Brick Exterior Construction
  • Permanent Foundation

Interior Spaces

  • 3,276 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Wood Flooring
  • City Views

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Six Burner Stove
  • Range Hood
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Front Loading Dryer
  • Front Loading Washer

Parking

  • 4 Open Parking Spaces
  • 4 Parking Spaces
  • Private Parking
  • Lighted Parking
  • Paved Parking
  • On-Site Parking for Sale
  • Parking Lot

Utilities

  • Central Air
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Electric Water Heater

Additional Features

  • Exterior Lighting
  • Dwelling with Separate Living Area

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104031601

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,508

Year Built

Built in 1958

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Dwelling W/Separate Living Area
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1958
  • Remarks Public: This is a once in a lifetime opportunity to capture the all-new downtown vibe in Cumberland, Md in its infancy! Situated just steps from the A&E district offering restaurants, art galleries, nice stroll to the historic district, live entertainment, coffee shops, and shopping, and you are right in the in the" now" of what's happening! From the outside it reminds you of possibly Williamsburg or Oldtowne Alexandria with its shady trees and colonial appearance--but inside, there is no other way to put it---this building is pure funk!! Decorated creatively in an industrial motif by the owners, with their ingenious appreciation of this impressive space , they adorned it with bookshelves and beautiful hardwoods all ideal for your interesting collections, large walls ready for your most beautiful art, and an amazing gourmet kitchen ideal for entertaining, this is undoubtedly a step above the rest for this area. As for a professional, downstairs is ideal for your business and the upstairs is your place to entertain , enjoy, and just kick back with some jazz, cigars, and bourbon... and then whenever you decide, you will be right in the sweet spot of the city! Just steps from the courthouse, a few "pedals" to the bike trail, short jaunt to the Scenic Railroad, and less than a minute to I-68 e & w, if that isn't enough to pique your interest, this property has something almost ANY other downtown site would covet---it has a 4-5 space parking lot in the back. Think also of an undeniably fabulous air bnb or two separate income producing units. Wow--this is one you do not want to miss! Priced to sell quickly--don't miss the Matterhorn 3d tour included in this listing.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Dryer - Front Loading, Extra Refrigerator/Freezer, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Washer, Washer - Front Loading
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Walk-In Shower, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Recessed Lighting, Store/Office, Stove - Pellet, Studio, Wood Floors
  • Fireplace: No
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room Count: 6
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3276
  • Living Area Sq Ft: 3276
  • Price Per Sq Ft: 122.07
  • Above Grade Finished Sq Ft: 3276
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 107

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Brick
  • Exterior Features: Exterior Lighting, Sidewalks, Street Lights
  • View: City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Lighted Parking, On-Site - Sale, Paved Parking, Private
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Monthly Average Electric: 195
  • Previous Twelve Months Electric Expense: 2340.00
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 003
  • Lot Features: Interior, Level, Partly Wooded
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4054.00
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: B-CBD
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4508.00
  • Assessor Parcel Number: 0104031601
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 For Sale $399,900 -- $122 / Sq Ft
Source: Bright MLS

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Source: Bright MLS

MLS Number: MDAL2012248

Bright MLS

APN: 04-031601