$675,000
SOLD APR 22, 2025

107 Shell Cove Ct Joppa, MD 21085

Joppa Neighborhood
3 Beds
2.5 Baths
1,536 Sq Ft
10,500 Sq Ft Lot

Recently Sold

$439 Per Sq Ft

1% Above List Price

2 Days on Market

Highlights

  • 70 Feet of Waterfront
  • Private Dock Site
  • Deck
  • Primary bedroom faces the bay
  • Open Floorplan
  • Recreation Room

About This Home

As of April 2025

A BOATER'S DREAM. WATERFRONT PROPERTY! COMPLETEY RENOVATED 4 LEVEL HOME. DOCK HAS A NEW 15,000LB BOAT LIFT. BEAUTIFUL SHIPLAP VAULTED CEILING. GOURMET KITCHEN WITH ALL NEW WHITE SHAKER CABINETS, HUGE ISLAND, STAINLESS STEEL APPLIANCES, GRANITE COUNTER TOPS, PENDENT LIGHTS AND UNDERCABINET LIGHTS. NEW UPGRADED LUXURY LAMINATED FLOORS ON THREE LEVELS. NEW CARPET UPSTAIRS. MASTER BEDROOM HAS SLIDING GLASS DOORS LEADING TO A NEW MULTILEVEL MAINTENANCE FREE DECK WITH A GORGEOUS VIEW OF THE WATER. REMODELED FULL BATHS UPSTAIRS. MASTER BATH HAS A WALK-IN SHOWER. ALL NEW WINDOWS THROUGHOUT, FENCED IN YARD, HUGE BACK YARD AND A FANTASTIC WATER VIEW. WOOD BURNING FIREPLACE IN FAMILY ROOM, FINISHED BASEMENT, PERFECT FOR A GAME/REC ROOM, SEPARATE LAUNDRY ROOM AND STORAGE CLOSET. A MUST SEE!!!!

Last Agent to Sell the Property

Mo Boone

Long & Foster Real Estate, Inc. Listed on: 03/22/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Amanda Branham

Iron Valley Real Estate of Central MD License #5008565

Iron Valley Real Estate of Central MD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,441

Year Built

  • Built in 1976 | Remodeled in 2024

Lot Details

  • 10,500 Sq Ft Lot
  • 70 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Wood Fence
  • Back Yard Fenced and Front Yard
  • Property is in excellent condition
  • Property is zoned R3

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Split Level Home
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Window Screens
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Recreation Room
  • Water Views
  • Basement
  • Laundry in Basement
  • Flood Lights

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Dual Flush Toilets
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property Near A Cove
  • Private Dock Site
  • Deck
  • Patio
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 28
  • Assessor Parcel Number 1301140825

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,441

Year Built

Built in 1976 | Remodeled in 2024

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Expected On Market: 2025-04-07
  • Federal Flood Zone: No
  • Year Built: 1976
  • Year Renovated: 2024
  • Automatically Close On Close Date: No
  • Remarks Public: A BOATER'S DREAM. WATERFRONT PROPERTY! COMPLETEY RENOVATED 4 LEVEL HOME. DOCK HAS A NEW 15,000LB BOAT LIFT. BEAUTIFUL SHIPLAP VAULTED CEILING. GOURMET KITCHEN WITH ALL NEW WHITE SHAKER CABINETS, HUGE ISLAND, STAINLESS STEEL APPLIANCES, GRANITE COUNTER TOPS, PENDENT LIGHTS AND UNDERCABINET LIGHTS. NEW UPGRADED LUXURY LAMINATED FLOORS ON THREE LEVELS. NEW CARPET UPSTAIRS. MASTER BEDROOM HAS SLIDING GLASS DOORS LEADING TO A NEW MULTILEVEL MAINTENANCE FREE DECK WITH A GORGEOUS VIEW OF THE WATER. REMODELED FULL BATHS UPSTAIRS. MASTER BATH HAS A WALK-IN SHOWER. ALL NEW WINDOWS THROUGHOUT, FENCED IN YARD, HUGE BACK YARD AND A FANTASTIC WATER VIEW. WOOD BURNING FIREPLACE IN FAMILY ROOM, FINISHED BASEMENT, PERFECT FOR A GAME/REC ROOM, SEPARATE LAUNDRY ROOM AND STORAGE CLOSET. A MUST SEE!!!!
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Dual Flush Toilets, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Carpet, Laminate Plank, Ceramic Tile
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s)
  • Window Features: Screens
  • Fireplace Features: Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Recreation Room, Primary Bathroom
  • Basement: Yes
  • Laundry Type: Basement, Hookup, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2112
  • Living Area Sq Ft: 1536
  • Price Per Sq Ft: 439.45
  • Above Grade Finished Sq Ft: 1536
  • Below Grade Sq Ft: 576
  • Total Below Grade Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 107

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco, Vinyl Siding
  • Exterior Features: Flood Lights, Gutter System, Sidewalks
  • Roof: Shingle
  • Spa: No
  • View: Water
  • Water Access: Yes
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 70

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Fencing: Fully, Rear, Wood
  • Land Use Code: R
  • Lot Features: Front Yard, Rear Yard
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10500.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3441.00
  • Assessor Parcel Number: 1301140825
  • Tax Lot: 28
  • Tax Total Finished Sq Ft: 1536
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 04/22/2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2025
Closed on
Apr 22, 2025
Sold by
Boone Mo and Boone Kinard
Bought by
Szyjka Michael and Noone Kelley
Seller's Agent
Mo Boone
Long & Foster Real Estate, Inc.
Buyer's Agent
Amanda Branham
Iron Valley Real Estate of Central MD
List Price
$669,000
Sold Price
$675,000
Premium/Discount to List
$6,000
0.9%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.37%
Original Mortgage
$641,250
Outstanding Balance
$641,250
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$26,681

Purchase Details

Closed on
Jun 5, 2014
Sold by
Rocco Peter P and Rocco Maryann T
Bought by
Rocco Peter P
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $675,000 Discovery Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $641,250 New Conventional
Closed $641,250 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $100,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 Sold $675,000 0.0% $439 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
03/24/2025 03/24/25 Price Changed $675,000 +0.9% $439 / Sq Ft
03/22/2025 03/22/25 For Sale $669,000 +47.0% $436 / Sq Ft
07/14/2023 07/14/23 Sold $455,000 +82.0% $296 / Sq Ft
06/01/2023 06/01/23 Pending -- -- --
05/05/2023 05/05/23 For Sale $250,000 -- $163 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,441 $315,700 $159,500 $156,200
2023 $3,389 $313,300 $0 $0
2022 $3,389 $310,900 $0 $0
2021 $3,560 $308,500 $159,500 $149,000
2020 $3,560 $308,500 $159,500 $149,000
2019 $3,560 $308,500 $159,500 $149,000
2018 $3,794 $331,800 $192,500 $139,300
2017 $3,676 $331,800 $0 $0
2016 -- $311,133 $0 $0
2015 $4,490 $300,800 $0 $0
2014 $4,490 $300,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2040812

Bright MLS

APN: 01-140825