Seller's Agent in 2026
Nick Owens
Coldwell Banker Realty
(252) 481-7751
73 Total Sales
107 Watson St Belmont, NC 28012
Belmont Area
2
Beds
2
Baths
1,062
Sq Ft
6,534
Sq Ft Lot
Highlights
- Solar Power System
- Deck
- Front Porch
- Belmont Central Elementary School Rated A-
- Traditional Architecture
- Laundry Room
About This Home
As of July 2026Welcome home to this beautifully updated 2-bedroom, 2-bath ranch nestled in the desirable Adams Bluff community! Offering over 1,000 square feet of thoughtfully designed living space, this move-in ready home combines comfort, style, and exceptional value just minutes from charming downtown Belmont. Step inside to durable laminate flooring throughout the whole home and a ton of natural light that creates a bright, inviting atmosphere. The kitchen features granite countertops, a tile backsplash, ample pantry space, and all appliances convey—including the refrigerator, washer, and dryer! One of this home's standout features is the fully paid-off solar panel system, providing outstanding energy efficiency. Even better, the system consistently generates more electricity than the home uses, resulting in a monthly credit from Duke Energy, helping reduce your utility costs while offering long-term savings. Enjoy your morning coffee on the welcoming covered front porch or unwind on the private rear deck overlooking the level backyard. Additional highlights include a concrete driveway with parking for two vehicles and a 30-year architectural shingle roof that was installed in 2019. Located just minutes from downtown Belmont's restaurants, breweries, parks, shopping, and easy access to I-85 and Charlotte, this home offers the perfect blend of small-town charm and everyday convenience. Move-in ready, energy-efficient, and full of value—don't miss your opportunity to own this Belmont gem with built-in monthly energy savings!
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Email: nicksellsclt@gmail.com License #122232 Listed on: 06/26/2026
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 1997
Lot Details
- 6,534 Sq Ft Lot
- Property is zoned R1
HOA Fees
- $16 Monthly HOA Fees
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 1,062 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Laminate Flooring
- Crawl Space
- Storm Doors
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer and Dryer
Parking
- 2 Carport Spaces
- Driveway
- 2 Open Parking Spaces
Eco-Friendly Details
- Solar Power System
Outdoor Features
- Deck
- Front Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
Community Details
- Adams Bluff Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 126202
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 23, 2021
Closed on
Jan 4, 2022
Sold by
Kempton Kelly Edward and Kempton Susan M
Bought by
Seller's Agent
John R. Bolin
Howard Hanna Allen Tate Gastonia
Buyer's Agent
Nick Owens
Coldwell Banker Realty
List Price
$230,000
Sold Price
$250,000
Premium/Discount to List
$20,000
8.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.02%
Original Mortgage
$210,000
Outstanding Balance
$189,532
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$124,703
Purchase Details
Closed on
Jun 29, 2005
Sold by
Robinson Jon S
Bought by
Kelly Edward Kempton
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,200
Interest Rate
6.7%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jun 21, 2004
Sold by
Kablan Bubaker M and Anga Amal Al Sharif
Bought by
Robinson Jon S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,850
Interest Rate
6.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 22, 1998
Sold by
King Stephen Brian
Bought by
Kablan Bubaker M and Anga Amal Al Sharif
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,400
Interest Rate
7.21%
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | Taylor Law Pllc | |
| Warranty Deed | $106,000 | Colonial Title | |
| Warranty Deed | $103,000 | -- | |
| Warranty Deed | $84,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $210,000 | New Conventional | |
| Previous Owner | $77,000 | Unknown | |
| Previous Owner | $74,200 | Fannie Mae Freddie Mac | |
| Previous Owner | $97,850 | New Conventional | |
| Previous Owner | $21,000 | Credit Line Revolving | |
| Previous Owner | $84,000 | Unknown | |
| Previous Owner | $18,500 | Credit Line Revolving | |
| Previous Owner | $79,400 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/22/2026 07/22/26 | Sold | $319,000 | +1.3% | $300 / Sq Ft | |
| 06/28/2026 06/28/26 | Pending | -- | -- | -- | |
| 06/26/2026 06/26/26 | For Sale | $315,000 | +26.0% | $297 / Sq Ft | |
| 01/04/2022 01/04/22 | Sold | $250,000 | +8.7% | $238 / Sq Ft | View Prior Sale |
| 11/24/2021 11/24/21 | Pending | -- | -- | -- | |
| 11/23/2021 11/23/21 | For Sale | $230,000 | -- | $219 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,981 | $282,800 | $40,000 | $242,800 |
| 2025 | $2,981 | $282,800 | $40,000 | $242,800 |
| 2024 | $2,981 | $282,800 | $40,000 | $242,800 |
| 2023 | $3,012 | $282,800 | $40,000 | $242,800 |
| 2022 | $2,078 | $159,230 | $22,500 | $136,730 |
| 2021 | $2,142 | $159,230 | $22,500 | $136,730 |
| 2019 | $2,158 | $159,230 | $22,500 | $136,730 |
| 2018 | $1,598 | $115,378 | $18,000 | $97,378 |
| 2017 | $1,552 | $115,378 | $18,000 | $97,378 |
| 2016 | $1,552 | $115,378 | $0 | $0 |
| 2014 | $1,505 | $111,871 | $22,500 | $89,371 |
Source: Public Records
Agents Affiliated with this Home
-
Nick Owens
-
Nicole Anderson
NA
Buyer's Agent in 2026
Nicole Anderson
Fathom Realty NC LLC
(704) 607-8641
19 Total Sales
-
John R. Bolin
Seller's Agent in 2022
John R. Bolin
Allen Tate Realtors
(704) 214-3088
375 Total Sales
-
Jake Bolin
JB
Seller Co-Listing Agent in 2022
Jake Bolin
Allen Tate Realtors
(704) 964-4745
107 Total Sales
Map
Source: Canopy MLS
MLS Number: 4392337
APN: 126202
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
Nearby Homes
Your Personal Tour Guide
Ask me questions while you tour the home.