NOT LISTED FOR SALE

10729 Union Reserve North Rd Union, KY 41091

Estimated Value: $634,000 - $718,000

5 Beds
3.5 Baths
4,800 Sq Ft
$142/Sq Ft Est. Value

Last Sold September 01, 2020

Last sale price $520,000 $108 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $4,159/month

32 Days on Market

Highlights

  • 1.25 Acre Lot
  • Deck
  • Great Room
  • New Haven Elementary School Rated A
  • Ranch Style House
  • Covered Patio or Porch

About This Home

As of September 2020

Beautiful, spacious Ranch with full walk out basement. Roof, downspouts and gutters replaced in 2017. Hot water heater replaced in 2018. Garage Door Opener replaced in 2018. Spacious stamped patio, custom built-in bookshelves, entertainment center, wainscoting. Newly remodeled lower level with granite wet bar. Sprinkler system, Central Vac, Surround Stereo System, Electric Pet Fence. The lot is situated in the cul-de-sac which adds privacy and provides wooded views behind home. Data believed correct but not guaranteed. Buyer to verify data prior to offer. Agents read Agent Remarks.

Last Agent to Sell the Property

Chuck Bahner

Busy Bee Realty License #214290 Listed on: 07/03/2020

Last Buyer's Agent

Bob Hahn

RE/MAX Affiliates License #53556

RE/MAX Affiliates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,682

Year Built

  • Built in 2004

Lot Details

  • 1.25 Acre Lot
  • Cul-De-Sac
  • Front and Back Yard Sprinklers

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Wood Roof
  • Stone

Interior Spaces

  • 4,800 Sq Ft Home
  • Central Vacuum
  • Gas Fireplace
  • Insulated Windows
  • Family Room with Fireplace
  • Great Room
  • Formal Dining Room
  • Storage In Attic
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • New Haven Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Humidifier
  • Central Air
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Propane
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 041.00-05-018.00

Community Details

Overview

  • Association fees include management
  • Vertex Professional Group Association, Phone Number (859) 491-5711
  • Estates Of Union Reserve Subdivision

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,682

Year Built

Built in 2004

Lot Details

0

HOA Fees

$75 per month

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.25
  • Year Built: 2004
  • Lot Size: Irregular
  • Subdivision Name: Estates of Union Reserve
  • Directions: South on HWY US 42. Right onto Rice Pike. Turn Left onto Union Reserve North Road. Home is located in second cul-de-sac at 10729 Union Reserve North Road, Union KY 41091.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: New Haven Elementary
  • Location Tax Legal Info:Middle or Junior School: Gray Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Irregular
  • General Property Description:Approx SqFt2: 4800.0
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 1.25
  • General Property Description:Lot Size Square Feet: 54450.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 041.00-05-018.00
  • General Property Description:Fireplaces Total: 1
  • Other Equipment:Sump Pump: Yes
  • Percent Basement Finished: Yes
  • Other Equipment:Humidifier: Yes
  • Roof:Wood4: Yes
  • Room Type:Great Room4: Yes
  • Utilities:Propane3: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Attic Storage, Central Vacuum
  • Basement: Full, Finished, Walk-Out Access
  • Heating: Natural Gas, Heat Pump
  • Levels: One
  • Property Type: Residential
  • Appliances: Disposal, Oven, Range
  • Other Equipment: Sump Pump, Humidifier
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Insulated Window(s)
  • Full Basement: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Basement:Fireplace(s)7: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Attic Storage: Yes
  • Interior Features:Central Vacuum: Yes
  • Appliances Range: Yes

Exterior Features

  • Roof: Wood
  • Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • Construction Type: Brick, Stone
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck, Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Construction Materials:Stone2: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Sprinklers In Front: Yes
  • Lot Features:Sprinklers In Rear: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane
  • Heating:Natural Gas2: Yes
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association Fee: 900.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Vertex Professional Group
  • Association Information:Association Management Phone 1: 859-491-5711
  • Association Information:Association Fee: 900.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes

Fee Information

  • Association Fee Includes: Management

Schools

  • Elementary School: New Haven Elementary
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Lot Size Sq Ft: 54450.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 6, 2024
Sold by
Smith Philip J and Smith Jill L
Bought by
Smith Scott Christopher and Smith Emily Cassell
Current Estimated Value
$682,951

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$586,600
Outstanding Balance
$578,233
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$104,718

Purchase Details

Listed on
Jul 3, 2020
Closed on
Aug 28, 2020
Sold by
Terlau Robert B and Terlau Cristina S
Bought by
Smith Philip J and Smith Jill L
Seller's Agent
Chuck Bahner
Busy Bee Realty
Buyer's Agent
Bob Hahn
RE/MAX Affiliates
List Price
$545,000
Sold Price
$520,000
Premium/Discount to List
-$25,000
-4.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.49%
Original Mortgage
$416,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2012
Sold by
Liang Ching Tong and Yi Ma Li
Bought by
Terlau Robert B and Terlau Cristina S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
3.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 4, 2005
Sold by
T W Jones Constructon Inc
Bought by
Liang Ching Tong and Yi Ma Li

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$358,050
Interest Rate
5.6%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Scott Christopher $690,000 360 American Title Services
Smith Philip J $520,000 Agility Closing & Ttl Svcs I
Terlau Robert B $355,000 Homestead Title Agency Ltd
Terlau Robert B $355,000 None Available
Liang Ching Tong $465,000 Premier Title Services Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Scott Christopher $586,600
Previous Owner Smith Philip J $416,000
Previous Owner Terlau Robert B $284,000
Previous Owner Liang Ching Tong $358,050
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/01/2020 09/01/20 Sold $520,000 -4.6% $108 / Sq Ft
08/03/2020 08/03/20 Pending -- -- --
07/03/2020 07/03/20 For Sale $545,000 +4.8% $114 / Sq Ft
07/02/2020 07/02/20 Off Market $520,000 -- --
07/02/2020 07/02/20 For Sale $545,000 -- $114 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,682 $556,800 $75,000 $481,800
2023 $5,465 $520,000 $75,000 $445,000
2022 $5,838 $520,000 $75,000 $445,000
2021 $5,925 $520,000 $75,000 $445,000
2020 $5,152 $450,000 $75,000 $375,000
2019 $5,212 $450,000 $75,000 $375,000
2018 $4,126 $355,000 $68,000 $287,000
2017 $4,051 $355,000 $68,000 $287,000
2015 $4,001 $355,000 $68,000 $287,000
2013 -- $355,000 $68,000 $287,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 539263

Northern Kentucky Multiple Listing Service

APN: 041.00-05-018.00