$219,900

10797 SE 178th St Summerfield, FL 34491

Estimated payment $1,440/month

Total Views 997
2 Beds
2 Baths
1,158 Sq Ft
$190 Price per Sq Ft

Highlights

  • Golf Course Community
  • Senior Community
  • Clubhouse
  • Fitness Center
  • Gated Community
  • Cathedral Ceiling

About This Home

Well Maintained “Pecan” Model in Spruce Creek South – 55+ Gated Golf Community!
*HOUSE LOCATED IN THE PROTECTED ELECTRIC GRID SAME AS VILLAGES HOSPITAL, TO AVOID LONG-TERM ELECTRICAL INTERRUPTION*
Easy access in an out, situated near residential gate which leads to THE TERRACE PLAZA!
Welcome to this beautifully maintained 2-bedroom, 2-bath home with a 2-car front-facing garage additional privacy screen garage door, located on a nice size 0.18-acre lot in the sought-after Spruce Creek South, a 55+ gated golf cart community in Central Florida.
This home features vaulted ceilings, in the main living room and dining area tile in all the right places, and comes with most of the furniture you see, THE BIG RECLINER IN THE LIVING ROOM DOES NOT CONVEY!. The kitchen is just the right size for low Maintenace with plenty of space for your storage needs and opens to both a formal dining space and a comfortable living room.

Enjoy the Florida lifestyle from your acrylic-enclosed bonus Lanai with vertical blinds, which match the vertical blinds in the living room, and you also have a second enclosed Florida room for your enjoyment to relax or entertain which leads to the concrete patio area, perfect for grilling ... Let's also take notice of the front porch where you can also sit and relax.

Key Features:

2 Bedrooms | 2 Bathrooms | 2-Car Attached Garage

Primary Bedroom has en-suite private bathroom and walk-in closet.

***2023 ROOF*** and 2012 H.V.A.C with 2015 Hot Water Heater.
*** BROWARD HOME WARRANTY WILL BE OFFERED AT CLOSING AND PAID BY THE SELLER FOR ONE YEAR ***

All appliances, washer & dryer included!

Ceiling fans throughout.

Public sewar and water.

Community Highlights:

Enjoy the best of the golf cart lifestyle with direct legal access by Golfcart if you prefer across US-441 to shopping, dining, and medical services. Just minutes from The Villages, Spruce Creek South offers a peaceful, active lifestyle with resort-style amenities:

Clubhouse w/ fitness center, card rooms, billiards, and entertainment stage

Outdoor heated pool & jacuzzi

Softball field, racquetball courts, and 18-hole golf course with Pro Shop & restaurant

Gated RV & vehicle storage available at low cost

Dozens of clubs and year-round activities

Dog park, walking trails, and more
Additional Home Features:

Foundation: Slab

Construction: Vinyl siding, wood frame

Interior: Cathedral/vaulted ceilings, walk-in closets, L-shaped dining, combo living/dining

Lot: Cleared, landscaped with irrigation system

Cooling/Heating: Central electric

Prime Location. Peaceful Lifestyle.

Whether you're relaxing in the lanai, entertaining guests on the patio, or exploring all the community amenities, this home is perfect for enjoying everything Spruce Creek South has to offer.
Contact your agent today to schedule a private showing — don't miss your opportunity to own a piece of Florida paradise in this highly desirable 55+ gated golf community!

Listing Agent

Gerrie Cosme Matias

RE/MAX PREMIER REALTY LADY LK Brokerage Phone: 352-753-2029 License #3412974 Listed on: 09/09/2025

RE/MAX PREMIER REALTY LADY LK

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,105

Year Built

  • Built in 1993

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 85x90
  • Southeast Facing Home
  • Irrigation Equipment
  • Cleared Lot
  • Property is zoned PUD

HOA Fees

  • $176 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,158 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • L-Shaped Dining Room
  • Bonus Room
  • Sun or Florida Room

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Senior Community
  • Optional Additional Fees
  • Association fees include pool, management, recreational facilities, security, trash
  • Tracy Brown With Heritage Managementg Association, Phone Number (352) 347-3700
  • Built by PECAN
  • Spruce Creek South Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Racquetball
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Dog Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,105

Year Built

Built in 1993

Lot Details

0

HOA Fees

$176 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Management, Recreational Facilities, Security, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1158
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 1993
  • Building Area Total: 1912
  • Lot Size Sq Ft: 7841
  • Directions to Property: My location RE/MAX PREMIER REALTY LADY LAKE VILLAGES OFFICE 13940 N. US HWY 441 THE VILLAGES FL. 32159 Head southeast on U.S. 27/441 S 0.3 mi Make a U-turn at Sumter County Rd 109 0.8 mi Turn left onto SE 176th St 0.2 mi Turn left onto SE 107th Ct 0.2 mi Turn right at the 1st cross street onto SE 178th St Destination will be on the right 0.3 mi 10797 SE 178th St, Summerfield, FL 34491
  • Status: Active
  • Street Direction: SE
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: SUMMERFIELD
  • Escrow Postal Code: 34491
  • Escrow State: FL
  • Escrow Street Name: SE 177TH PLACE SUITE 302
  • Escrow Street Number: 10935
  • List Office Head Office Key Nume: 1044887
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 189.90
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Amenities Additional Fees: Additional storage is available for Trailer, Boats, Rv's , extra vehicles in the back on the community for an additional fee. Storage is limited based on first come, first serve basis. Please contact community manager for details and availability.
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-753-2029
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), L Dining, Living Room/Dining Room Combo, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Street Number Modifier: 10797
  • Living Area Meters: 107.58
  • Room Count: 7

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Balcony, Lighting, Private Mailbox, Rain Gutters
  • Roof: Roof Over, Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2008-08-28
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sprinkler Meter, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Association Fee: 176
  • Association Fee Frequency: Monthly
  • Association Name: TRACY BROWN WITH HERITAGE MANAGEMENTG
  • Phone: 352-347-3700
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: tracyb@heritagemanagement.net

Fee Information

  • Total Annual Fees: 2112.00
  • Total Monthly Fees: 176.00
  • Monthly HOA Amount: 176.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 6007-207-005
  • Additional Parcels: No
  • Lot Features: Cleared
  • Lot Dimensions: 85x90
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 728

Green Features

  • Green Verification Count: 0

Building Info

  • Builder Name: PECAN

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: ADHERE TO COVENANTS / COMMUNITY RULES / DEED RESTRICTIONS

Tax Info

  • Tax Annual Amount: 1105.45
  • Tax Block: G
  • Tax Book Number: 002-120SPRUCE
  • Tax Lot: 5

Multi Family

  • Approval Process: DONE THROUGH HERITAGE MANAGEMENT COMMUNITY MANAGER ON SITE

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,105 $101,317 -- --
2023 $1,067 $98,366 $0 $0
2022 $1,172 $95,501 $0 $0
2021 $1,161 $92,719 $0 $0
2020 $1,157 $91,439 $0 $0
2019 $1,134 $89,383 $0 $0
2018 $1,080 $87,716 $0 $0
2017 $1,059 $85,912 $0 $0
2016 $1,025 $84,145 $0 $0
2015 $1,025 $83,560 $0 $0
2014 $1,331 $67,739 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 For Sale $219,900 +96.3% $190 / Sq Ft
03/07/2022 03/07/22 Off Market $112,000 -- --
08/17/2018 08/17/18 Off Market $112,000 -- --
06/30/2014 06/30/14 Sold $112,000 0.0% $97 / Sq Ft
06/30/2014 06/30/14 Sold $112,000 -5.0% $97 / Sq Ft
06/20/2014 06/20/14 Pending -- -- --
06/19/2014 06/19/14 Pending -- -- --
05/12/2014 05/12/14 For Sale $117,900 0.0% $102 / Sq Ft
05/09/2014 05/09/14 For Sale $117,900 -- $102 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed -- Millhorn & Shanawany Law Firm
Warranty Deed $112,000 Affiliated Title Of Central
Warranty Deed $140,000 American Title Insurance Llc
Warranty Deed $76,500 Aaa Quality Title Services &
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $40,000 No Value Available
Source: Public Records

About the Listing Agent

Gerrie Cosme Matias

RE/MAX PREMIER REALTY LADY LK

(352) 776-0614

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Source: Stellar MLS

MLS Number: G5101655

Stellar MLS

APN: 6007-207-005