NOT LISTED FOR SALE

108 Cottage St Mount Vernon, OH 43050

Estimated Value: $161,000 - $170,254

3 Beds
1 Bath
1,296 Sq Ft
$129/Sq Ft Est. Value

Last Sold May 03, 2019

Last sale price $30,768 $24 Per Sq Ft

Est. 441% increase in value since last sale

Current estimated payment $1,019/month

9 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Lawn
  • Eat-In Kitchen
  • Mud Room
  • Enclosed patio or porch
  • Double Pane Windows

About This Home

As of May 2019

HUD Case # 413-664735 Mount Vernon home with wrap-around porch. This property features three bedrooms, one bath with large eat-in kitchen. Enclosed front porch and back porch, fenced backyard. One-car garage and full basement. Repair Escrow $7,500

Last Agent to Sell the Property

Roberta Buzzard, ABR

Sluss Realty License #2007003185 Listed on: 03/29/2019

Last Buyer's Agent

Agent Outside

Outside Broker

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1928

Lot Details

  • 5,663 Sq Ft Lot
  • Fenced
  • Level Lot
  • Lawn

Parking

  • 1 Car Garage
  • Open Parking

Home Design

  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,296 Sq Ft Home
  • 2-Story Property
  • Double Pane Windows
  • Mud Room
  • Wall to Wall Carpet
  • Eat-In Kitchen
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Additional Features

  • Enclosed patio or porch
  • City Lot

Listing and Financial Details

  • Assessor Parcel Number 6604112.000

Home Details

Home Type

Single Family

Year Built

Built in 1928

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Road Surface Type: Paved
  • Directions: Cottage St, My Vernon
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Structure Type: Onsite Built
  • Year Built: 1928
  • Kitchen Level: Main
  • Special Features: RealEstateOwned
  • Stories: 2

Interior Features

  • Appliances: Gas Water Heater
  • Has Basement: Full, Sump Pump
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Wall/Wall Carpet
  • Interior Amenities: Eat-in Kitchen, Mud Room, Main Level Primary Bedroom
  • Living Area: 1296
  • Main Level Bedrooms: 1
  • Window Features: Double Pane Windows, Vinyl
  • Room Bedroom2 Level: Upper
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 88
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 144
  • Room Living Room Area: 200
  • Room Bedroom3 Level: Upper
  • Room Kitchen Area: 120
  • Master Bedroom Master Bedroom Width: 18
  • Room Master Bedroom Area: 180

Exterior Features

  • Fencing: Fenced
  • Lot Features: Lawn, Level, City Lot
  • Home Warranty: No
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Other Structures: None
  • Patio And Porch Features: Porch-Enclosed
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Open Parking: Yes
  • Parking Features: Asphalt, 1 Car, Garage Detached
  • Total Parking Spaces: 1

Utilities

  • Laundry Features: Main
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas, Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: None

Schools

  • Junior High Dist: Mt. Vernon City Schools

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 5662.8
  • Farm Land Area Units: Square Feet
  • Parcel #: 6604112.000
  • ResoLotSizeUnits: SquareFeet

Green Features

Multi Family

Tax Info

  • Tax Annual Amount: 925.52

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 13, 2024
Sold by
Kirby Joshua Michael and Kirby Breanna H
Bought by
Kirby Jessica Michele and Kirby Daniel Patrick
Current Estimated Value
$166,564

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,375
Outstanding Balance
$3,366
Interest Rate
6.79%
Estimated Equity
$155,042

Purchase Details

Listed on
Mar 29, 2019
Closed on
May 3, 2019
Sold by
Kirby Daniel P
Bought by
Kirby Daniel P and Kirby Joshua M
Seller's Agent
Roberta Buzzard, ABR
Sluss Realty
Buyer's Agent
Agent Outside
Outside Broker
List Price
$30,000
Sold Price
$30,768
Premium/Discount to List
$768
2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.81%

Purchase Details

Listed on
Mar 29, 2019
Closed on
Apr 30, 2019
Sold by
Usa Hud
Bought by
Kirby Daniel P
Seller's Agent
Roberta Buzzard, ABR
Sluss Realty
Buyer's Agent
Agent Outside
Outside Broker
List Price
$30,000
Sold Price
$30,768
Premium/Discount to List
$768
2.56%

Purchase Details

Closed on
Feb 12, 2019
Sold by
Sun West Mortgage Co Inc
Bought by
Usa Hud

Purchase Details

Closed on
Jan 23, 2019
Sold by
Sun West Mortgage Co Inc
Bought by
Sun West Mortgage Co Inc

Purchase Details

Closed on
Oct 13, 2005
Sold by
Mccullough James A
Bought by
Wolford Penny Jo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,575
Interest Rate
5.8%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 1, 1987
Sold by
Miller Hillis L and Miller Betty
Bought by
Walton Judy A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kirby Jessica Michele $135,000 None Listed On Document
Kirby Jessica Michele $135,000 None Listed On Document
Kirby Daniel P -- --
Kirby Daniel P -- --
Usa Hud -- --
Usa Hud -- --
Sun West Mortgage Co Inc $42,000 --
Wolford Penny Jo $48,150 American Mid Ohio Title Agen
Walton Judy A $30,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kirby Jessica Michele $3,375
Closed Kirby Jessica Michele $3,375
Open Kirby Jessica Michele $136,363
Closed Kirby Jessica Michele $136,363
Previous Owner Kirby Joshua M $50,000
Previous Owner Wolford Penny Jo $55,579
Previous Owner Wolford Penny Jo $55,514
Previous Owner Wolford Penny Jo $63,575
Previous Owner Mccullough James A $36,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/03/2019 05/03/19 Sold $30,768 +2.6% $24 / Sq Ft
04/08/2019 04/08/19 Pending -- -- --
03/29/2019 03/29/19 For Sale $30,000 -- $23 / Sq Ft
Source: Mansfield Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,286 $32,550 $4,950 $27,600
2023 $1,264 $32,550 $4,950 $27,600
2022 $1,069 $23,930 $3,640 $20,290
2021 $1,042 $23,930 $3,640 $20,290
2020 $1,015 $23,930 $3,640 $20,290
2019 $953 $20,920 $4,640 $16,280
2018 $932 $20,920 $4,640 $16,280
2017 $915 $20,920 $4,640 $16,280
2016 $849 $19,370 $4,300 $15,070
2015 $853 $19,370 $4,300 $15,070
2014 $857 $19,370 $4,300 $15,070
2013 $942 $20,230 $4,040 $16,190
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Mansfield Association of REALTORS®

MLS Number: 9043223

Mansfield Association of REALTORS®

APN: 66-04112.000