NOT LISTED FOR SALE

108 Goldfinch Ln Clearwater, MN 55320

Estimated Value: $403,000 - $418,158

3 Beds
2 Baths
1,801 Sq Ft
$228/Sq Ft Est. Value

Sale Details

Date Sold: April 1, 2026

Last sale price $415,000 $230 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,792 / mo

47 Days on Market

Highlights

  • 52 Feet of Waterfront
  • Clubhouse
  • Stainless Steel Appliances
  • Heated Floors
  • Breakfast Area or Nook
  • 2 Car Attached Garage

About This Home

As of April 2026

Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.

Last Agent to Sell the Property

Rachel Fredrickson

Exit Realty Nexus Listed on: 02/10/2026

Exit Realty Nexus

Last Buyer's Agent

Bob Crane

Haller Realty Inc.

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,280

Year Built

  • Built in 2007

Lot Details

  • Lot Dimensions are 103x203x52x189
  • 52 Feet of Waterfront
  • River Front
  • Few Trees

HOA Fees

  • $165 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1,801 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Gas Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Heated Floors

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Solar Tube

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Doors with lever handles
  • No Interior Steps
  • Accessible Pathway

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • Water Softener is Owned

Additional Features

  • Air Exchanger
  • Patio

Listing and Financial Details

  • Assessor Parcel Number 104022001020

Community Details

Overview

  • Association fees include internet, sanitation, shared amenities
  • Cities Management Association, Phone Number (612) 381-8600
  • Clearwater Estates 3 Subdivision

Amenities

  • Clubhouse
  • Lobby

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,280

Year Built

Built in 2007

Lot Details

0.34 Acres

HOA Fees

$165 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Door Lever Handles, No Stairs External, No Stairs Internal, Solar Tube(s)
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Association Amenities: Lobby Entrance, Other, Patio
  • Fee Frequency: Monthly
  • Year Built: 2007
  • Above Grade Finished Sq Ft: 1801
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 1801
  • Fireplace: Yes
  • Basement YN: No
  • Shared Rooms: Club House

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • View: North, Panoramic, River
  • PatioPorchType: Other, Patio
  • Lake Bottom: Gravel
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 52

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Forced Air, In-Floor Heating
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Laundry Room, Main Level, Washer Hookup
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Internet, Other, Sanitation, Shared Amenities
  • Phone: 6123818600
  • Association Fee: 165
  • Association: Yes
  • Amenities Unit: Cable, Ceiling Fan(s), French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Multiple Phone Lines, Natural Woodwork, Patio, Paneled Doors, Panoramic View, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

Association/Amenities

  • HOA Management Co: Cities Management

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 103x203x52x189
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium, Underground Utilities
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 104022001020
  • Tax Annual Amount: 4280
  • TaxWithAssessments: 4280

Multi Family

  • WaterfrontFeatures: River Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2026
Closed on
Apr 1, 2026
Sold by
Weber John
Bought by
Seller's Agent
Rachel Fredrickson
Exit Realty Nexus
Buyer's Agent
Bob Crane
Haller Realty Inc.
List Price
$425,000
Sold Price
$415,000
Premium/Discount to List
-$10,000
-2.35%
Views
116
Current Estimated Value
$410,790

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,210
Avg. Annual Appreciation
-2.52%

Purchase Details

Listed on
Dec 9, 2013
Closed on
Apr 28, 2014
Sold by
Geisler Stephanie Stephanie
Bought by
Weber John John
Seller's Agent
Dan Goeman
Edina Realty, Inc.
Buyer's Agent
Marc Van Herr
Edina Realty, Inc.
List Price
$279,900
Sold Price
$257,500
Premium/Discount to List
-$22,400
-8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.08%

Purchase Details

Closed on
Sep 28, 2006
Sold by
Clearwater Development Inc
Bought by
Geisler Stephanie
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$415,000 Custom Title Services
Weber John John $257,500 --
Geisler Stephanie $315,948 --
Geisler Stephanie $330,077 --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/01/2026 04/01/26 Sold $415,000 -2.4% $230 / Sq Ft
04/01/2026 04/01/26 Pending -- -- --
02/12/2026 02/12/26 For Sale $425,000 +65.0% $236 / Sq Ft
05/01/2014 05/01/14 Sold $257,500 -8.0% $143 / Sq Ft View Prior Sale
03/14/2014 03/14/14 Pending -- -- --
12/09/2013 12/09/13 For Sale $279,900 -- $155 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,446 $374,300 $77,000 $297,300
2025 $4,446 $375,200 $67,000 $308,200
2024 $4,272 $366,400 $67,000 $299,400
2023 $4,140 $374,000 $67,000 $307,000
2022 $4,160 $321,000 $47,000 $274,000
2021 $4,168 $292,100 $47,000 $245,100
2020 $4,250 $292,800 $46,500 $246,300
2019 $4,012 $287,400 $0 $0
2018 $3,810 $261,000 $0 $0
2017 $3,710 $246,700 $0 $0
2016 $3,354 $0 $0 $0
2015 $3,256 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7019546

NorthstarMLS

APN: 104-022-001020

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