Seller's Agent in 2025
Ida Talbert
Coldwell Banker Realty
(224) 762-6420
1 in this area
3 Total Sales
108 Plum St Elgin, IL 60120
Northeast Elgin Neighborhood
4
Beds
2
Baths
2,430
Sq Ft
0.71
Acres
Highlights
- Wood Flooring
- Living Room
- Central Air
- Home Office
- Laundry Room
- 5-minute walk to St Francis Park
About This Home
As of February 2025Move in ready!!! This is a one-of- a-kind house, meticulously maintained, very elegant, an architectural wonder which includes two staircases leading up to the second floor, pocket doors, thick crown molding, high ceilings and stunning wood floors throughout. Start your day right as you sit and relax with your cup of coffee on the large front porch. Once inside you will be greeted by an open layout flooded with natural light, a very thoughtful design to entertain family and friends. The spacious living room has a timeless appeal as it offers a calm and peaceful space, perfect for relaxation and comfort. It then connects to the formal dining room which is ideal for parties or intimate get-togethers. A 1st floor bedroom or office/game room is located off the dining room where family can have fun watching their favorite movies or shows, the options are limitless. There is also on the 1st floor a large walk- in closet and full bathroom. The large kitchen features Maple cabinetry, newly stainless-steel appliances, tons of storage space, all waiting to make every prepared meal a special one. Upstairs you will find a big master bedroom, plus 2 additional bedrooms, an office room, and a full bathroom. The spacious back deck is the perfect space to unwind after a long day, here is where tranquility and simplicity are all waiting for you. This being a serene and peaceful sanctuary where BBQ's, laughter and fun can be shared with friends. One of the great features of this house is the large unfinished basement. This is a welcome surprise as you will have all the space you will ever need to store holiday decorations, gardening tools, hobbies equipment as well as a convenient laundry facility. This house is perfectly situated, close to Elgin's Gold Coast, within walking distance to Downtown Elgin, Gail Borden Public Library, The Centre of Elgin, The Fox River bike trail, parks, restaurants and Grand Victoria Casino. This property is located 3 houses down the street from Elgin's annual 4th of July Parade. Minutes from Rt 20, Re 31, I-90, and easy access to the Metra train station. Schedule your showing today!
Last Agent to Sell the Property
Coldwell Banker Realty License #475204364 Listed on: 10/30/2024
Last Buyer's Agent
@properties Christie's International Real Estate License #475185289
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,573
Year Built
- Built in 1938
Lot Details
- Lot Dimensions are 47x66
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,430 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Home Office
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Gas Oven
- Gas Cooktop
- Range Hood
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Parking Spaces
- Driveway
- Uncovered Parking
Schools
- Mckinley Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 30, 2024
Closed on
Feb 13, 2025
Sold by
Talbert Peter W and Talbert Idalia M
Bought by
Uribe Jose
Seller's Agent
Ida Talbert
Coldwell Banker Realty
Buyer's Agent
Jonathan Cruz
@properties Christie's International Real Estate
List Price
$295,000
Sold Price
$273,000
Premium/Discount to List
-$22,000
-7.46%
Views
439
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,481
Avg. Annual Appreciation
3.38%
Original Mortgage
$7,500
Outstanding Balance
$6,136
Interest Rate
9.3%
Mortgage Type
New Conventional
Estimated Equity
$275,345
Purchase Details
Closed on
Oct 11, 2006
Sold by
Romero Federico
Bought by
Talbert Peter W and Talbert Idalia M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,900
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 13, 2005
Sold by
Ellis Gloria
Bought by
Romero Federico
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,400
Interest Rate
7.62%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $273,000 | Old Republic National Title | |
| Warranty Deed | $190,000 | None Available | |
| Guardian Deed | $123,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $7,500 | New Conventional | |
| Open | $218,000 | New Conventional | |
| Previous Owner | $189,900 | Purchase Money Mortgage | |
| Previous Owner | $98,400 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/18/2025 02/18/25 | Sold | $273,000 | -0.7% | $112 / Sq Ft |
| 01/17/2025 01/17/25 | Pending | -- | -- | -- |
| 01/06/2025 01/06/25 | Price Changed | $275,000 | -1.8% | $113 / Sq Ft |
| 12/17/2024 12/17/24 | Price Changed | $280,000 | -3.4% | $115 / Sq Ft |
| 11/14/2024 11/14/24 | Price Changed | $290,000 | -1.7% | $119 / Sq Ft |
| 10/30/2024 10/30/24 | For Sale | $295,000 | -- | $121 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,820 | $68,234 | $7,806 | $60,428 |
| 2023 | $4,573 | $61,644 | $7,052 | $54,592 |
| 2022 | $4,354 | $56,208 | $6,430 | $49,778 |
| 2021 | $4,153 | $52,551 | $6,012 | $46,539 |
| 2020 | $3,835 | $48,052 | $5,739 | $42,313 |
| 2019 | $3,715 | $45,773 | $5,467 | $40,306 |
| 2018 | $3,526 | $41,662 | $5,150 | $36,512 |
| 2017 | $3,434 | $39,386 | $4,869 | $34,517 |
| 2016 | $3,257 | $36,539 | $4,517 | $32,022 |
| 2015 | -- | $33,491 | $4,140 | $29,351 |
| 2014 | -- | $33,078 | $4,089 | $28,989 |
| 2013 | -- | $39,202 | $4,197 | $35,005 |
Source: Public Records
Agents Affiliated with this Home
-
Ida Talbert
-
Jonathan Cruz
Buyer's Agent in 2025
Jonathan Cruz
@ Properties
(847) 857-9299
3 in this area
17 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12200210
APN: 06-11-477-005
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