$659,000
$30K PRICE DROP

108 S Cay Dr SE Milledgeville, GA 31061

Estimated payment $3,482/month

Total Views 30,130
3 Beds
2 Baths
1,310 Sq Ft
$503 Price per Sq Ft

Highlights

  • Popular Property
  • Screened Porch
  • Patio
  • Waterfront
  • Cooling Available
  • Wood Siding

About This Home

PRICE REDUCTION!!! Discover this charming, move-in ready 3 bedroom, 2 bath home nestled on a picturesque 1+ acre gently sloping lot with 126 feet of prime water frontage on beautiful LAKE SINCLAIR! Enjoy breathtaking views and effortless access to deep water from your private single-stall boathouse, complete with storage room. Recent updates include a new HVAC system (ductwork & all!) and a sturdy seawall, ensuring peace of mind and comfort. The spacious outdoor area features a large covered patio and screen-in porch, perfect for entertaining or relaxing while taking in the serene lake views, as well as a huge, attached storage room with roll-up door, perfect for your lake toys, lawn equipment, holiday decor, etc. Inside you'll find an additional versatile room that can be used as an office, sitting room, or hobby space. Located less than 1 mile from GA Hwy 441 and just minutes from Kroger and Publix, this home offers the perfect blend of peaceful lakeside living and convenient access to amenities. Don't miss the chance to own this beautiful lakefront retreat.

Listing Agent

Vickie Melder

Drake Realty Lake Area Brokerage Phone: 7705652044 License #180577 Listed on: 10/10/2025

Drake Realty Lake Area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $302

Year Built

  • Built in 1976

Lot Details

  • 1.24 Acre Lot
  • Waterfront

Home Design

  • Wood Siding

Interior Spaces

  • 1,310 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Gas Log Fireplace
  • Screened Porch
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 3 Car Garage
  • Open Parking

Outdoor Features

  • Patio

Utilities

  • Cooling Available
  • Heat Pump System
  • Septic Tank
  • Cable TV Available

Community Details

  • South Cay Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$302

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Reso Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Asphalt
  • Water Body Name: Lake Sinclair
  • Ownership: Fee Simple
  • Subdivision Name: South Cay
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Year Built: 1976
  • Financial Info Electric: Georgia Power
  • Utilities Telephone: Other
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log
  • Stories: 1

Exterior Features

  • Acres: 1.24
  • Waterfront: Yes
  • Construction Type: Wood Siding, Sheetrock/Drywall, Panel
  • Exterior Features: Sidewalk
  • Patio And Porch Features: Porch, Screened Porch, Patio

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: 3+ Car, Dirt/Graded, Gravel
  • Total Parking Spaces: 3

Utilities

  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump, Fireplace(s)
  • HeatingYN: Yes
  • Utilities: Cable Available
  • Water Source: Public

Schools

  • Ninth Grade High School: Other
  • Middle Or Junior School: Other

Lot Info

  • Lot Size Sq Ft: 54014.4
  • ResoLotSizeUnits: Acres
  • Zoning Description: Residential

MLS Schools

  • Elementary School: Other

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $302 $135,957 $64,000 $71,957
2023 $792 $118,716 $64,000 $54,716
2022 $923 $103,614 $64,000 $39,614
2021 $1,034 $101,945 $64,000 $37,945
2020 $1,106 $105,781 $67,500 $38,281
2019 $1,074 $103,607 $67,500 $36,107
2018 $1,106 $96,727 $67,500 $29,227
2017 $998 $96,727 $67,500 $29,227
2016 $999 $96,727 $67,500 $29,227
2015 $961 $96,727 $67,500 $29,228
2014 $960 $96,728 $67,500 $29,228
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Price Changed $659,000 -4.4% $503 / Sq Ft
09/08/2025 09/08/25 For Sale $689,000 -- $526 / Sq Ft
Source: Milledgeville MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Interfamily Deed Transfer -- --
Deed $95,000 --
Deed $43,000 --
Deed -- --
Source: Public Records

About the Listing Agent

Vickie Melder

Drake Realty Lake Area

(478) 347-6031

Section Image

Born and raised in the Lake Country area, Vickie has been a licensed real estate agent since 1997 and worked as a paralegal specializing in real estate for over 25 years. In 2010, she earned her broker license. She has a firm understanding of the real estate closing process from start to finish.

Both Vickie's parents and her stepfather were real estate brokers. She lives on Lake Sinclair and has raised two wonderful children there. Her son is a fire instructor in Gwinnett County and her

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Source: Milledgeville MLS

MLS Number: 53089

APN: 087C064