$659,000
$30K PRICE DROP

108 S Cay Dr SE Milledgeville, GA 31061

Estimated payment $3,645/month

Total Views 19,041
3 Beds
2 Baths
1,310 Sq Ft
$503 Price per Sq Ft

Highlights

  • Boathouse
  • 1 Boat Dock
  • Ranch Style House
  • Private Waterfront
  • Deep Water Access
  • Wood Flooring

About This Home

PRICE REDUCTION!!! Discover this charming, move-in-ready 3-bedroom, 2-bath house nestled on a picturesque 1+ acre gently sloping lot with 126 feet of prime water frontage on beautiful LAKE SINCLAIR! Enjoy breathtaking views and effortless access to deep water from your private single-stall boathouse, complete with storage room. Recent updates include a new HVAC system (ductwork & all!) and a sturdy seawall, ensuring peace of mind and comfort. The spacious outdoor area features a large patio and a screened-in porch, perfect for entertaining or relaxing while taking in the serene lake views, as well as a huge, attached storage room with roll-up door, perfect for your lake toys, lawn equipment, holiday decor, etc. Inside, you'll find an additional versatile room that can be used as an office, sitting room, or hobby space. Located less than 1 mile from GA Hwy 441 and just minutes from Kroger and Publix, this home offers the perfect blend of peaceful lakeside living and convenient access to amenities. Don't miss the chance to own this beautiful lakefront retreat!

Listing Agent

Vickie Melder

Drake Realty Lake Area License #180577 Listed on: 09/08/2025

Drake Realty Lake Area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,342

Year Built

  • Built in 1976

Lot Details

  • 1.24 Acre Lot
  • Private Waterfront
  • 126 Feet of Waterfront
  • Lake Front
  • Level Lot

Parking

  • Parking Pad

Home Design

  • Ranch Style House
  • Block Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,310 Sq Ft Home
  • Bookcases
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Combination Dining and Living Room
  • Home Office
  • Screened Porch
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Kitchen
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Approach with Ramp

Outdoor Features

  • Deep Water Access
  • Boathouse
  • 1 Boat Dock
  • Patio
  • Outbuilding

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • South Cay Subdivision

Listing and Financial Details

  • Tax Lot 5

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,342

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1976
  • ArchitecturalStyle: Ranch
  • Levels: One
  • Lot Size Acres: 1.24
  • Other Sturctures: Boat House, Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 1310
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Crawl Space
  • Total Finished Sq Ft: 1310
  • Above Grade Finished Sq Ft: 1310
  • Interior Amenities: Bookcases, Master On Main Level, Split Bedroom Plan, Walk-In Closet(s)
  • Feature Name: Lake Sinclair
  • Accessibility Features: Accessible Approach with Ramp
  • Full Bathrooms: 2
  • Flooring: Carpet, Hardwood, Vinyl
  • Kitchen Features: Breakfast Bar, Pantry

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Waterfront Frontage: 126
  • Construction Materials: Wood Siding
  • ExteriorFeatures: Dock
  • Foundation Details: Block
  • Lot Features: Level, Sloped
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: Deep Water Access, Lake, Private

Garage/Parking

  • Parking Features: Parking Pad

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Kitchen
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Other
  • Middle School: Other

Lot Info

  • Lot: 5

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 24
  • Tax Annual Amount: 2341.84

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $792 $135,957 $64,000 $71,957
2023 $792 $118,716 $64,000 $54,716
2022 $923 $103,614 $64,000 $39,614
2021 $1,034 $101,945 $64,000 $37,945
2020 $1,106 $105,781 $67,500 $38,281
2019 $1,074 $103,607 $67,500 $36,107
2018 $1,106 $96,727 $67,500 $29,227
2017 $998 $96,727 $67,500 $29,227
2016 $999 $96,727 $67,500 $29,227
2015 $961 $96,727 $67,500 $29,228
2014 $960 $96,728 $67,500 $29,228
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Price Changed $659,000 -4.4% $503 / Sq Ft
09/08/2025 09/08/25 For Sale $689,000 -- $526 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Interfamily Deed Transfer -- --
Deed $95,000 --
Deed $43,000 --
Deed -- --
Source: Public Records

About the Listing Agent

Vickie Melder

Drake Realty Lake Area

(478) 347-6031

Section Image

Born and raised in the Lake Country area, Vickie has been a licensed real estate agent since 1997 and worked as a paralegal specializing in real estate for over 25 years. In 2010, she earned her broker license. She has a firm understanding of the real estate closing process from start to finish.

Both Vickie's parents and her stepfather were real estate brokers. She lives on Lake Sinclair and has raised two wonderful children there. Her son is a fire instructor in Gwinnett County and her

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Source: Georgia MLS

MLS Number: 10600312

Georgia MLS

APN: 087C064