$995,000

108 Spindrift Rd White Stone, VA 22578

Estimated payment $5,817/month

Total Views 56,010
4 Beds
4.5 Baths
4,865 Sq Ft
$205 Price per Sq Ft

Highlights

  • Pier or Dock
  • Spa
  • Fireplace in Bedroom
  • Private Water Access
  • River Front
  • Deck

About This Home

"Gray Stone" is an exquisite French Provincial/Georgian home in area of upscale homes w/ great Rappahannock River Views. The home is conveniently located in White Stone, min. to Kilmarnock/Irvington- close to Marinas, boat ramps, golf, restaurants, shopping, hospital, County Library & more. NO FLOOD ZONE. The 2024 COUNTY ASSESSMENT TAX BASIS IS $968,500.00. The first floor has 10'3" ceilings with upgrades throughout the home and beautiful hardwood floors. Also beautiful wide moldings compliment each room. Living Room Downstairs can be closed by doors & has attached full bath for a downstairs bedroom. The 4065 sq ft 4BR home is located on a private lot & is very inviting w/a grand foyer, French doors, large great room & a beautiful large sunroom. The kitchen recently updated w/state of art stainless steel appliances & marble/quartz. Master Suite boasts full bath w/jetted tub & separate shower, & large walk-in closets. Leased 800 sq. ft. Apartment over garage w/water views. Property sits creek side surrounded by large variety of wildlife, beautifully landscaped w/mountain laurel and Holly trees- secluded, quiet and private w/pier. Nicely elevated w/great drainage. High speed internet service. Deck & Patio are ideal for entertaining. Additional lot gives room here for a pool. New Heat Pump, 2 New Propane Gas logs. Room to expand w/large amount sq ft in basement & large upstairs attic area. This is truly a keeper and is a fine Manor Home with splendor and great entertainment flow. Your new home is waiting for you. Located in a fine upscale neighborhood.

Listing Agent

Deborah Morgan

Morgan & Edwards Real Estate, LLC Brokerage Email: 8047251951, sales@morganedwardsrealestate.com License #0225031016 Listed on: 06/03/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,003

Year Built

  • Built in 2000

Lot Details

  • 1.91 Acre Lot
  • River Front
  • Fenced

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Stone Driveway
  • Open Parking

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Fiberglass Roof

Interior Spaces

  • 4,865 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Treatments
  • Insulated Doors
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Room
  • Screened Porch
  • Basement
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Fireplace in Bedroom
  • Walk-In Closet
  • Spa Bath

Laundry

  • Dryer
  • Washer

Home Security

  • Security Lights
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Private Water Access
  • Deck
  • Patio
  • Separate Outdoor Workshop

Utilities

  • Central Air
  • Heat Pump System
  • Artesian Water
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 33-E111,33-E110

Community Details

Overview

  • Spindrift Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,003

Year Built

Built in 2000

Lot Details

1.91 Acres

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.91
  • Water Body Name: Other/see Remarks
  • Subdivision Name: Spindrift
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built: 2000
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Spa Features: Hot Tub/Jet Tub, Bath
  • Private Spa: Yes
  • Appliances: Electric Water Heater, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Surface Units, Wall Oven, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Insulated Doors
  • Fireplace Features: Bedroom, Gas Log, Living Room, Multi Fireplaces, Two Fireplaces
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Central Vacuum, Dining Room, Fireplace, Special Lighting, Walk-In Closet(s)
  • Living Area: 4865
  • Window Features: Window Treatments, Double Pane Windows
  • Room Bedroom2 Level: Second
  • Dining Room Features: Dining Room, Eat-in Kitchen, Kitchen-Bar
  • Room Bedroom4 Level: Second
  • Living Room Living Room Level: First
  • Room Family Room Level: Second
  • Room Bedroom3 Level: Second
  • Dining Room Dining Room Level: First

Exterior Features

  • Fencing: Fenced
  • Lot Features: 1-1.9 acres
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Block, Concrete, Brick, Sheetrock Walls
  • Foundation Details: Basement
  • Other Structures: Workshop
  • Patio And Porch Features: Deck, Patio, Screened Porch
  • Roof: Composition, Fiberglass

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Detached, Two Car, Other, Elec Garage Door Opener, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Security: Smoke Detector(s), Security Lights
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community, Shared Well, Artesian

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 83199.6
  • Pasture Area: 83199.6
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 6003
  • Tax Book Number: Lots 10 & 11
  • Tax Map Number: 33-E111,33-E110

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,327 $968,500 $134,100 $834,400
2024 $5,327 $968,500 $134,100 $834,400
2023 $4,029 $639,600 $124,100 $515,500
2022 $4,029 $639,600 $124,100 $515,500
2021 $57 $639,600 $124,100 $515,500
2020 $3,972 $630,500 $115,000 $515,500
2019 $3,972 $630,500 $115,000 $515,500
2018 $3,328 $564,000 $61,500 $502,500
2017 $3,328 $564,000 $61,500 $502,500
2016 -- $564,000 $61,500 $502,500
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/05/2026 03/05/26 Price Changed $995,000 -9.1% $205 / Sq Ft
09/04/2025 09/04/25 Price Changed $1,095,000 +0.1% $225 / Sq Ft
04/24/2025 04/24/25 Price Changed $1,094,000 -0.1% $225 / Sq Ft
04/12/2025 04/12/25 Price Changed $1,095,000 +4.3% $225 / Sq Ft
04/09/2025 04/09/25 Price Changed $1,050,000 -8.7% $216 / Sq Ft
10/20/2024 10/20/24 Price Changed $1,150,000 0.0% $236 / Sq Ft
10/15/2024 10/15/24 Price Changed $1,149,985 0.0% $236 / Sq Ft
08/28/2024 08/28/24 For Sale $1,150,000 0.0% $236 / Sq Ft
08/10/2024 08/10/24 Pending -- -- --
06/03/2024 06/03/24 For Sale $1,150,000 +92.0% $236 / Sq Ft
10/02/2019 10/02/19 Sold $599,000 0.0% $156 / Sq Ft View Prior Sale
09/02/2019 09/02/19 Pending -- -- --
07/07/2019 07/07/19 For Sale $599,000 -14.4% $156 / Sq Ft
11/25/2013 11/25/13 Sold $700,000 0.0% $182 / Sq Ft View Prior Sale
11/22/2013 11/22/13 Sold $700,000 -4.7% $182 / Sq Ft View Prior Sale
11/22/2013 11/22/13 Pending -- -- --
11/21/2013 11/21/13 For Sale $734,500 +4.9% $191 / Sq Ft
10/23/2013 10/23/13 Pending -- -- --
12/13/2012 12/13/12 For Sale $700,000 -- $182 / Sq Ft
Source: Northern Neck Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $728,000 None Listed On Document
Deed -- None Listed On Document
Warranty Deed $599,000 The Closing Shop Llc
Warranty Deed $700,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $479,200 New Conventional
Source: Public Records

Source: Northern Neck Association of REALTORS®

MLS Number: 116346

APN: 33E-1-11

Virginia Lancaster County White Stone 22578

108 Spindrift Rd, White Stone, VA

For Sale

Detached

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Deborah Morgan
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Morgan & Edwards Real Estate, LLC
(804) 538-4201
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