NOT LISTED FOR SALE

108 Willows Ave Oxford, MD 21654

Estimated Value: $476,000 - $547,000

3 Beds
2 Baths
1,512 Sq Ft
$339/Sq Ft Est. Value

Last Sold September 15, 2023

Last sale price $502,000 $332 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,035/month

64 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Burning Stove
  • Corner Lot
  • Deck
  • Wood Flooring
  • 1-minute walk to Play Ball Dog Park

About This Home

As of September 2023

Bright and airy Cape Cod on corner lot in the charming town of historical Oxford. Home features 3 bedrooms and 2 full bathrooms. Lovely large screen porch in front. Beautiful bright living room includes wood burning stove, hardwood flooring and sliding door to outdoor side deck. Large dining room has lighted built-ins for storage and hardwood flooring. First floor bedroom has wonderful built-in cabinetry and hardwood flooring. Bright kitchen includes GE gas range and convection/bake oven, GE dishwasher with steam sani clean, new Fisher & Paykel refrigerator with bottom freezer, disposal, great storage space and tile flooring. Sliding doors lead to large deck with oversized picnic table and benches for outdoor entertainment. Second floor includes two large sunny bedrooms with dual closets, full bath and linen closet. Mature trees and landscaping include two fruit-bearing pear trees. Also included is a shed/workshop with skylights and separate driveway for parking. Close to all town amenities including restaurants, boating, marinas, parks and beaches.

Last Agent to Sell the Property

henry hale

Benson & Mangold, LLC Listed on: 06/09/2023

Benson & Mangold, LLC

Last Buyer's Agent

henry hale

Benson & Mangold, LLC Listed on: 06/09/2023

Benson & Mangold, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,399

Year Built

  • Built in 1986

Lot Details

  • 7,983 Sq Ft Lot
  • Partially Fenced Property
  • Corner Lot
  • Back, Front, and Side Yard

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,512 Sq Ft Home
  • Property has 1.5 Levels
  • Ceiling Fan
  • Wood Burning Stove
  • Living Room
  • Dining Room
  • Screened Porch
  • Laundry on main level

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Screened Patio
  • Shed

Location

  • Flood Risk

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • No Home Owners Association
  • Oxford Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2103146391

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,399

Year Built

Built in 1986

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Flooring Type: Ceramic Tile, Partially Carpeted, Wood
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1.5
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 1512
  • Living Area Sq Ft: 1512
  • Price Per Sq Ft: 349.87
  • Above Grade Finished Sq Ft: 1512
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 108

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric, Wood
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
  • School District Key: 121138072466
  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Lot Features: Corner, Rear Yard, Front Yard, Sideyard(s)
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7983.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2399.00
  • Assessor Parcel Number: 2103146391
  • Tax Total Finished Sq Ft: 1512
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2023
  • Close Date: 09/15/2023

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2023
Closed on
Sep 15, 2023
Sold by
Maughan Anthony Gould Revocable Trust
Bought by
Cohen Gene R and Cox Donna L
Seller's Agent
henry hale
Benson & Mangold, LLC
Buyer's Agent
henry hale
Benson & Mangold, LLC
List Price
$549,000
Sold Price
$502,000
Premium/Discount to List
-$47,000
-8.56%
Views
287
Current Estimated Value
$512,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,336
Avg. Annual Appreciation
3.50%
Original Mortgage
$282,000
Outstanding Balance
$275,315
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$261,010

Purchase Details

Closed on
Oct 13, 2022
Sold by
Gould Maughan Anthony
Bought by
Maughan Anthony Gould Revocable Trust

Purchase Details

Listed on
Jul 15, 2020
Closed on
Sep 28, 2020
Sold by
Rust Michael G
Bought by
Gould Maughan Anthony and Gould Korn Margaret
Seller's Agent
Kathy Christensen
TTR Sotheby's International Realty
Buyer's Agent
henry hale
Benson & Mangold, LLC
List Price
$369,000
Sold Price
$345,000
Premium/Discount to List
-$24,000
-6.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.44%
Original Mortgage
$293,250
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2006
Sold by
Rust Michael G and Rust Catherine M
Bought by
Rust Michael G

Purchase Details

Closed on
Jun 9, 2003
Sold by
Scott Gail Flaherty
Bought by
Thibodeau Daniel J and Thibodeau Bettye Q

Purchase Details

Closed on
Mar 14, 2000
Sold by
Squire Sandra J
Bought by
Rust Michaelg and Rust Catherine M

Purchase Details

Closed on
Oct 11, 1991
Sold by
Gerber Leonard O
Bought by
Squire Sandra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
8.82%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cohen Gene R $502,000 First American Title
Maughan Anthony Gould Revocable Trust -- --
Gould Maughan Anthony $345,000 First American Title Ins Co
Rust Michael G -- --
Rust Michael G -- --
Thibodeau Daniel J $175,000 --
Rust Michaelg $178,500 --
Squire Sandra J $105,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cohen Gene R $282,000
Previous Owner Gould Maughan Anthony $293,250
Previous Owner Rust Micahel G $19,000
Previous Owner Rust Michael G $303,500
Previous Owner Rust Michael G $317,600
Previous Owner Rust Michael G $19,000
Previous Owner Rust Michael G $150,000
Previous Owner Squire Sandra J $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2023 09/15/23 Sold $502,000 -5.1% $332 / Sq Ft
08/12/2023 08/12/23 Pending -- -- --
07/19/2023 07/19/23 Price Changed $529,000 -3.6% $350 / Sq Ft
06/09/2023 06/09/23 For Sale $549,000 +59.1% $363 / Sq Ft
09/28/2020 09/28/20 Sold $345,000 -6.5% $228 / Sq Ft
07/29/2020 07/29/20 For Sale $369,000 0.0% $244 / Sq Ft
07/27/2020 07/27/20 Pending -- -- --
07/21/2020 07/21/20 Price Changed $369,000 -5.1% $244 / Sq Ft
07/15/2020 07/15/20 For Sale $389,000 -- $257 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,931 $284,700 $0 $0
2024 $2,931 $267,700 $0 $0
2023 $2,627 $250,700 $89,400 $161,300
2022 $2,378 $240,900 $0 $0
2021 $2,220 $231,100 $0 $0
2020 $1,547 $221,300 $90,800 $130,500
2019 $1,520 $218,000 $0 $0
2018 $1,417 $214,700 $0 $0
2017 $1,378 $211,400 $0 $0
2016 $1,354 $211,400 $0 $0
2015 $1,183 $211,400 $0 $0
2014 $1,183 $242,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA2005582

Bright MLS

APN: 03-146391