10801 SW 185th Terrace Dunnellon, FL 34432
Estimated payment $6,676/month
Highlights
- 75 Feet of Riverfront
- Viking Appliances
- Solid Surface Countertops
- Open Floorplan
- Cathedral Ceiling
- Laundry Room
About This Home
Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage.
Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer.
Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience.
Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast.
Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!
Listing Agent
EQUITY REALTY SUNCOAST Brokerage Phone: 727-410-7064 License #613968 Listed on: 08/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,593
Year Built
- Built in 2008
Lot Details
- 0.32 Acre Lot
- 75 Feet of Riverfront
- River Front
- South Facing Home
- Property is zoned R1
Home Design
- Slab Foundation
- Frame Construction
- Metal Roof
- HardiePlank Type
Interior Spaces
- 520 Sq Ft Home
- Open Floorplan
- Cathedral Ceiling
- Window Treatments
- French Doors
- Combination Dining and Living Room
- River Views
Kitchen
- Built-In Oven
- Indoor Grill
- Range
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Viking Appliances
- Solid Surface Countertops
- Disposal
Flooring
- Brick
- Carpet
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Outdoor Shower
- River Access
- Fishing Pier
- No Wake Zone
- Minimum Wake Zone
- Dock made with Composite Material
Utilities
- Central Heating and Cooling System
- Thermostat
- Tankless Water Heater
- Gas Water Heater
Community Details
- Property has a Home Owners Association
- Bill Schulz Association, Phone Number (727) 421-7337
- Rio Vista Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 10 / A
- Assessor Parcel Number 3483-001-010
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,425 | $281,743 | -- | -- |
| 2023 | $4,593 | $256,130 | $0 | $0 |
| 2022 | $4,206 | $232,845 | $0 | $0 |
| 2021 | $3,826 | $219,140 | $164,952 | $54,188 |
| 2020 | $3,484 | $192,434 | $144,096 | $48,338 |
| 2019 | $3,501 | $191,396 | $144,096 | $47,300 |
| 2018 | $3,262 | $184,378 | $144,096 | $40,282 |
| 2017 | $3,206 | $180,376 | $144,096 | $36,280 |
| 2016 | $3,545 | $190,858 | $0 | $0 |
| 2015 | $3,159 | $173,507 | $0 | $0 |
| 2014 | $3,007 | $173,285 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/17/2025 08/17/25 | Price Changed | $1,199,999 | -40.0% | $2,308 / Sq Ft |
| 08/17/2025 08/17/25 | For Sale | $1,999,999 | -- | $3,846 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $450,000 | Attorney |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | Purchase Money Mortgage |
Source: Stellar MLS
MLS Number: TB8418268
APN: 3483-001-010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
- 10830 SW 185th Terrace
- 10894 SW 185th Terrace
- Lot 5 SW 108th St
- 11205 SW 186th Cir
- TBD SW 103rd St
- 0 SW 190th Terrace
- 13763 SW 103rd St
- 13749 SW 103rd St
- Lot 23 SW 102nd Street Rd
- 10162 SW 188th Ct
- 000 SW 180th Ave
- 19156 SW 101st St
- 19126 SW 101st St
- 0 SW Highway 484 Unit MFRO6275862
- TBD SW Highway 484
- 13847 SW 101st St
- 13803 SW 101st St
- 17645 SW 112th Ln
- 10137 SW 192nd Cir
- TBD SW 112th Place
- 19015 St George Dr
- 19173 Saint Benedict Dr
- 9852 SW 196th Avenue Rd
- 9084 SW 192nd Court Rd
- 19626 SW 93rd Place
- 8935 SW 191st Cir
- 11987 Maple St Unit 1
- 9041 SW 196th Ct
- 9231 SW 197th Cir
- 8695 SW 197th Court Rd
- 8519 SW 197th Court Rd
- 11604 N Kenlake Cir
- 19660 SW 83rd Place Rd Unit 13
- 8273 SW 196th Court Rd
- 11636 Osceola Rd
- 20109 SW 84th St
- 8465 SW 202nd Terrace
- 1984 W Magenta Dr
- 2235 W Springlake Dr
- 7052 SW 179th Court Rd