10801 SW 185th Terrace Dunnellon, FL 34432
Rainbow Springs NeighborhoodEstimated payment $6,871/month
Total Views
1,019
1
Bed
1
Bath
520
Sq Ft
$2,308
Price per Sq Ft
Highlights
- 75 Feet of Riverfront
- Viking Appliances
- Solid Surface Countertops
- Open Floorplan
- Cathedral Ceiling
- Laundry Room
About This Home
Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage.
Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer.
Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience.
Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast.
Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!
Listing Agent
EQUITY REALTY SUNCOAST Brokerage Phone: 727-410-7064 License #613968 Listed on: 08/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,593
Year Built
- Built in 2008
Lot Details
- 0.32 Acre Lot
- 75 Feet of Riverfront
- River Front
- South Facing Home
- Property is zoned R1
Home Design
- Slab Foundation
- Frame Construction
- Metal Roof
- HardiePlank Type
Interior Spaces
- 520 Sq Ft Home
- Open Floorplan
- Cathedral Ceiling
- Window Treatments
- French Doors
- Combination Dining and Living Room
- River Views
Kitchen
- Built-In Oven
- Indoor Grill
- Range
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Viking Appliances
- Solid Surface Countertops
- Disposal
Flooring
- Brick
- Carpet
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Outdoor Shower
- River Access
- Fishing Pier
- No Wake Zone
- Minimum Wake Zone
- Dock made with Composite Material
Utilities
- Central Heating and Cooling System
- Thermostat
- Tankless Water Heater
- Gas Water Heater
Community Details
- Property has a Home Owners Association
- Bill Schulz Association, Phone Number (727) 421-7337
- Rio Vista Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 10 / A
- Assessor Parcel Number 3483-001-010
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,425 | $281,743 | -- | -- |
| 2023 | $4,593 | $256,130 | $0 | $0 |
| 2022 | $4,206 | $232,845 | $0 | $0 |
| 2021 | $3,826 | $219,140 | $164,952 | $54,188 |
| 2020 | $3,484 | $192,434 | $144,096 | $48,338 |
| 2019 | $3,501 | $191,396 | $144,096 | $47,300 |
| 2018 | $3,262 | $184,378 | $144,096 | $40,282 |
| 2017 | $3,206 | $180,376 | $144,096 | $36,280 |
| 2016 | $3,545 | $190,858 | $0 | $0 |
| 2015 | $3,159 | $173,507 | $0 | $0 |
| 2014 | $3,007 | $173,285 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/17/2025 08/17/25 | Price Changed | $1,199,999 | -40.0% | $2,308 / Sq Ft |
| 08/17/2025 08/17/25 | For Sale | $1,999,999 | -- | $3,846 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $450,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $300,000 | Unknown | |
| Closed | $300,000 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in Dunnellon, FL
Source: Stellar MLS
MLS Number: TB8418268
APN: 3483-001-010
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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