$840,000
UNDER CONTRACT

10828 Torch Light Ln Central Lake, MI 49622

Estimated payment $4,767/month

Total Views 4,141
3 Beds
1 Bath
882 Sq Ft
$952 Price per Sq Ft

Highlights

  • Private Waterfront
  • Sandy Beach
  • Cottage
  • Deeded Waterfront Access Rights
  • Cathedral Ceiling
  • Porch

About This Home

Fall in love with this adorable and completely updated cottage on beautiful Torch Lake! This charming retreat offers three bedrooms, a full bath, and a stylishly renovated kitchen, all on one convenient level. Imagine cozy evenings in the spacious living/dining area by the fireplace, or soaking in the panoramic lake views from the newly added three-season room. Step out onto the brand-new Trex deck and embrace the ultimate Torch Lake lifestyle. The built-in firepit at the waters’ edge is a perfect way to end a day on the water. With recent updates including the kitchen, bathroom, flooring, electrical, hot water heater, three-season room, and deck, all you need to do is unpack and enjoy!

Listing Agent

Joyce Barnard

Berkshire Hathaway Homeservices - TC License #6501294197 Listed on: 05/01/2025

Berkshire Hathaway Homeservices - TC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $54

Year Built

  • Built in 1950

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 46x96x47x103
  • Private Waterfront
  • 46 Feet of Waterfront
  • Property fronts an easement
  • Sandy Beach
  • Level Lot
  • The community has rules related to zoning restrictions

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Cottage
  • Slab Foundation
  • Frame Construction
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 882 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Electric Fireplace
  • Water Views
  • Oven or Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Parking

  • Gravel Driveway
  • Shared Driveway

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a lake
  • Porch

Utilities

  • Shared Well
  • Electric Water Heater
  • Shared Septic

Community Details

Overview

  • Association fees include trash removal, lawn care
  • Torch Lite Condominiums Community

Amenities

  • Common Area

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$54

Year Built

Built in 1950

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: Cottage, 1 Story
  • Estimated Year Built: 1950
  • Construction: Frame
  • Private Shared: Private
  • Section Number: 20
  • Univs Design Barrier Free: Main Floor Access
  • Year Updated: 2024
  • Year Renovated: 2024
  • Special Features: 130
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1950

Interior Features

  • Appliances Equipment: Refrigerator, Oven/Range, Electric Water Heater
  • Interior Amenities: Cathedral Ceilings
  • Bedrooms: 3
  • Bedroom 1: Dimensions: 10.25x8.5, On Level: Main Floor, Flooring: Other
  • Bedroom 2: Dimensions: 10.5x7, On Level: Main Floor, Flooring: Other
  • Bedroom 3: Dimensions: 8.5x8, On Level: Main Floor, Flooring: Other
  • Total Bathrooms: 1
  • Primary Bathroom: Shared
  • Number of Main Level Bathrooms: 1
  • Full Bathrooms: 1
  • Main Floor Primary: Yes
  • Kitchen: Dimensions: 8x9, On Level: Main Floor, Flooring: Other
  • Living Room: Dimensions: 18x13, On Level: Main Floor, Flooring: Other
  • Other Room: Dimensions: 24x10, On Level: Main Floor, Flooring: LVP
  • Estimated Above Ground Finished Sq Ft: 882
  • Price Per Sq Ft: 952.38
  • Range: R 8W
  • Total Finished Sf Apx: 882

Exterior Features

  • Body Of Water: Torch Lake
  • Exterior Features: Porch
  • Exterior Finish: Wood
  • Foundation: Slab
  • Number Of Acres: 0.17
  • Road: Gravel, Easement, Privately Maintained
  • Roof: Asphalt
  • Water Features: Priv Frontage (Wtr Side), All Sports, Water View, Sandy Bottom, Public Lake
  • Waterfront Frontage: 46

Garage/Parking

  • Driveway: Gravel, Shared

Utilities

  • Fireplaces And Stoves: Fireplace(s), Electric
  • Laundry: On Level: None
  • Sewer: Shared Septic
  • Tv Service Internet Avail: Cable Internet
  • Water: Shared Well

Condo/Co-op/Association

  • HOA Fee Includes: Trash Removal, Lawn Care
  • Association Fees: Monthly
  • Monthly Assn Dues: 100

Association/Amenities

  • Development Amenities: Pets Allowed, Common Area
  • Development Name: Torch Lite Condominiums

Schools

  • School District: Central Lake Public Schools

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Level
  • Lot Dimensions: 46x96x47x103
  • Mineral Rights: Unknown
  • Parcel Description: Site Condo
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

MLS Schools

  • School District: Central Lake Public Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $54 $180,900 $0 $0
2023 $5,395 $166,100 $0 $0
2022 $7,169 $170,700 $0 $0
2021 $6,969 $166,800 $0 $0
2020 $7,035 $168,200 $0 $0
2019 $6,874 $164,800 $0 $0
2018 $6,743 $162,200 $0 $0
2017 $6,517 $162,900 $0 $0
2016 $4,802 $159,100 $0 $0
2015 -- $158,800 $0 $0
2014 -- $154,900 $0 $0
2013 -- $152,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2025 05/01/25 For Sale $840,000 +162.5% $952 / Sq Ft
08/01/2014 08/01/14 Sold $320,000 -3.0% $476 / Sq Ft
07/28/2014 07/28/14 Pending -- -- --
06/26/2014 06/26/14 For Sale $330,000 -- $491 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

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Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1933102

Northern Great Lakes REALTORS® MLS

APN: 05-02-570-001-00