$3,200,000

1087 Pergin Farm Rd Oakland, MD 21550

Estimated payment $19,271/month

6 Beds
5.5 Baths
4,481 Sq Ft
$714 Price per Sq Ft

Highlights

  • 250 Feet of Waterfront
  • Spa
  • Lake View
  • 2 Dock Slips
  • Fishing Allowed
  • Open Floorplan

About This Home

Step into a home like no other—where architectural charm meets modern comfort, and lake views greet you from nearly every room. With six bedrooms and five-and-a-half baths, there’s space for everyone to relax in style. The open, light-filled main living area is anchored by a striking fireplace and a window-wrapped dining alcove with serene water views, while a wall of windows frames the gorgeous kitchen at one end. Off the open living/dining/kitchen area, you’ll find a second living space, perfect for intimate gatherings or quiet reading. The sunlit study is a dream, with floor-to-ceiling windows and skylights that bring the outdoors in.

The spacious lakeside main-level primary suite features its own fireplace, and charming bath with a walk-in shower and double sink and vanity area, and closet area with built-ins. It is a wing onto itself for optimal privacy.

Their is a second primary suite upstairs offers a private retreat with a charming tiled bath, and windowed walk in closet. Every spacious bedroom has its own personality—two have private decks for morning coffee or evening sunsets. Two wonderful baths complete the upstairs.

On the lower level, fun is the theme: a huge family room with pool table, game-night or movie area, and a stunning bar with its own TV. A full bath, generous storage area, and a mudroom for coming in from the lake, make it as practical as it is inviting.

Outside, the property truly shines. This private 1.13-acre lot boasts a rare 250 feet of level lakefront, an oversized covered dock with two jet ski slips, and a charming lakeside shed. A full-length deck spans the main level, with a built in firepit overlooking the lake and stars at night. While the patio on the lower level includes a hot tub area—perfect for soaking in the views. For your cars there is a two-car attached garage plus a beautiful, separate oversized three-car garage for all your lake toys!

Completely remodeled in 2020—including all-new windows—this rare lakefront property is located in the exclusive Pergin Farm area of Deep Creek Lake. This special property is ready to impress from the moment you arrive. Whether you’re hosting friends and family, enjoying quiet moments, or spending sunny days on the water, this home delivers the ultimate blend of style, comfort, and recreation.

Listing Agent

Susan Bell

Railey Realty, Inc. Listed on: 08/20/2025

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,810

Year Built

  • Built in 1984 | Remodeled in 2021

Lot Details

  • 1.13 Acre Lot
  • 250 Feet of Waterfront
  • Home fronts navigable water
  • Private Lot
  • Partially Wooded Lot
  • Property is in very good condition
  • The community has rules related to exclusive easements

HOA Fees

  • $101 Monthly HOA Fees

Parking

  • 5 Garage Spaces | 2 Attached and 3 Detached
  • Front Facing Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Frame Construction
  • Copper Roof
  • Shake Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Curved or Spiral Staircase
  • Dual Staircase
  • Built-In Features
  • Bar
  • Beamed Ceilings
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Screen For Fireplace
  • Fireplace Mantel
  • Window Treatments
  • Stained Glass
  • Mud Room
  • Entrance Foyer
  • Great Room
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Storage Room
  • Utility Room
  • Wood Flooring
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Multiple Balconies
  • Deck
  • Patio
  • Exterior Lighting
  • Shed

Schools

  • Broadford Elementary School
  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Bottled Gas
  • Heating System Powered By Owned Propane
  • Propane
  • Water Treatment System
  • Well
  • Bottled Gas Water Heater
  • On Site Septic
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1218000695

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • Pergin Farm HOA
  • Built by Devlin
  • Pergin Farm Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,810

Year Built

Built in 1984 | Remodeled in 2021

Lot Details

0

HOA Fees

$101 per month

Parking

5

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1984
  • Year Renovated: 2021
  • Building Winterized: Yes
  • Remarks Public: Step into a home like no other—where architectural charm meets modern comfort, and lake views greet you from nearly every room. With six bedrooms and five-and-a-half baths, there’s space for everyone to relax in style. The open, light-filled main living area is anchored by a striking fireplace and a window-wrapped dining alcove with serene water views, while a wall of windows frames the gorgeous kitchen at one end. Off the open living/dining/kitchen area, you’ll find a second living space, perfect for intimate gatherings or quiet reading. The sunlit study is a dream, with floor-to-ceiling windows and skylights that bring the outdoors in. The spacious lakeside main-level primary suite features its own fireplace, and charming bath with a walk-in shower and double sink and vanity area, and closet area with built-ins. It is a wing onto itself for optimal privacy. Their is a second primary suite upstairs offers a private retreat with a charming tiled bath, and windowed walk in closet. Every spacious bedroom has its own personality—two have private decks for morning coffee or evening sunsets. Two wonderful baths complete the upstairs. On the lower level, fun is the theme: a huge family room with pool table, game-night or movie area, and a stunning bar with its own TV. A full bath, generous storage area, and a mudroom for coming in from the lake, make it as practical as it is inviting. Outside, the property truly shines. This private 1.13-acre lot boasts a rare 250 feet of level lakefront, an oversized covered dock with two jet ski slips, and a charming lakeside shed. A full-length deck spans the main level, with a built in firepit overlooking the lake and stars at night. While the patio on the lower level includes a hot tub area—perfect for soaking in the views. For your cars there is a two-car attached garage plus a beautiful, separate oversized three-car garage for all your lake toys! Completely remodeled in 2020—including all-new windows—this rare lakefront property is located in the exclusive Pergin Farm area of Deep Creek Lake. This special property is ready to impress from the moment you arrive. Whether you’re hosting friends and family, enjoying quiet moments, or spending sunny days on the water, this home delivers the ultimate blend of style, comfort, and recreation.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer
  • Flooring Type: Hardwood
  • Interior Amenities: Bar, Additional Stairway, Breakfast Area, Built-Ins, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Curved Staircase, Dining Area, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Stove - Wood, Walk-In Closet(s), Upgraded Countertops, Wet/Dry Bar, Whirlpool/Hottub, Window Treatments, Wood Floors, Skylight(s), Stain/Lead Glass, Water Treat System
  • Fireplace Features: Wood, Mantel(s), Screen
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Study, Great Room, Laundry, Mud Room, Storage Room, Utility Room, Bedroom 6, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level, Connecting Stairway
  • Laundry Type: Main Floor
  • Total Sq Ft: 4584
  • Living Area Sq Ft: 4481
  • Price Per Sq Ft: 1073.47
  • Above Grade Finished Sq Ft: 2981
  • Below Grade Finished Sq Ft: 1500
  • Below Grade Sq Ft: 103
  • Total Below Grade Sq Ft: 1603
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1087

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 1
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed
  • Construction Materials: Combination, Frame, Brick, Shake Siding, Block
  • Exterior Features: Exterior Lighting, Hot Tub
  • Road Surface Type: Paved
  • Roof: Copper
  • View: Lake
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 250

Garage/Parking

  • Garage Spaces: 5.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Side Entry, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Detached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Bottled Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv, Propane
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1214.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA Name: PERGIN FARM HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: BROADFORD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: 3rd Party
  • Elementary School: BROADFORD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Land Use Code: R
  • Lot Features: Fishing Available, Partly Wooded, Private, Road Frontage
  • Lot Size Acres: 1.13
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 49222.00
  • Outdoor Living Structures: Balconies- Multiple, Deck(s), Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: No

Building Info

  • Builder Name: Devlin

Rental Info

  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 20810.00
  • Assessor Parcel Number: 1218000695
  • Tax Total Finished Sq Ft: 4481
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site, Exclusive Easement

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $22,688 $2,001,600 $571,900 $1,429,700
2024 $20,840 $1,781,700 $0 $0
2023 $18,272 $1,561,800 $0 $0
2022 $15,703 $1,341,900 $498,300 $843,600
2021 $15,520 $1,326,167 $0 $0
2020 $15,306 $1,310,433 $0 $0
2019 $14,220 $1,294,700 $498,300 $796,400
2018 $14,296 $1,294,700 $498,300 $796,400
2017 $15,161 $1,294,700 $0 $0
2016 -- $1,379,200 $0 $0
2015 -- $1,379,200 $0 $0
2014 -- $1,379,200 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 For Sale $3,200,000 +170.0% $714 / Sq Ft
10/27/2020 10/27/20 Sold $1,185,000 -18.8% $261 / Sq Ft
09/22/2020 09/22/20 Pending -- -- --
09/02/2020 09/02/20 Price Changed $1,459,900 -8.8% $321 / Sq Ft
08/03/2020 08/03/20 For Sale $1,599,900 -- $352 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $1,185,000 None Available
Deed -- --
Deed $730,000 --
Deed $35,000 --
Source: Public Records

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Source: Bright MLS

MLS Number: MDGA2010186

Bright MLS

APN: 18-000695