$5,000,000

10870 Torch Light Ln Central Lake, MI 49622

Estimated payment $29,075/month

Total Views 198
10 Beds
7 Baths
5,009 Sq Ft
$998 Price per Sq Ft

Highlights

  • Popular Property
  • A-Frame, Dome or Log Home
  • Living Room
  • Private Waterfront
  • 6 Car Garage
  • Forced Air Heating and Cooling System

About This Home

Rare Torch Lake opportunity! Once in a generation do you get the chance to own the entire HOA and set the rules. This 3.6-acre waterfront estate boasts 110′ of sandy frontage, stunning sunset views, and over 5,000 sq. ft. of living space across five residences. The 2,420 sq. ft. main home features 3BR/3BA, an open kitchen/living area, and a spacious deck. A fully updated 902 sq. ft. guest house offers 3BR/1BA and a large composite deck, while a 768 sq. ft. log cabin (2BR/1BA) and two 460 sq. ft. cottages (1BR/1BA each with kitchen/living) add flexibility for rentals or extended family. Lake views from every residence. Two pole barns, an oversized 1,000 sq. ft. loft, and plenty of open space for recreation complete the property. Potential for three additional building sites, this compound is perfect for a family retreat, income property, or future development. Torch Lake, rated by National Geographic as the 3rd most beautiful lake in the world, makes this the ultimate opportunity

Listing Agent

Bruce Heissenbuettel

Cornerstone Real Estate License #6501450608 Listed on: 08/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $21,966

Year Built

  • Built in 1988

Lot Details

  • 3.6 Acre Lot
  • Lot Dimensions are 110x1182
  • Private Waterfront
  • 110 Feet of Waterfront

Parking

  • 6 Car Garage
  • Gravel Driveway

Home Design

  • A-Frame, Dome or Log Home
  • Log Cabin
  • Slab Foundation
  • Asphalt Roof
  • Metal Roof
  • Vinyl Siding
  • Log Siding

Interior Spaces

  • 5,009 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Water Views
  • Crawl Space

Bedrooms and Bathrooms

  • 10 Main Level Bedrooms
  • 7 Full Bathrooms

Laundry

  • Laundry on main level
  • Laundry Chute
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Water Access

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Baseboard Heating
  • Well
  • Septic System

Community Details

  • Property has a Home Owners Association
  • Association fees include lawn/yard care

Home Details

Home Type

Single Family

Est. Annual Taxes

$21,966

Year Built

Built in 1988

Lot Details

0

Parking

6

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cabin, Log Home, Ranch
  • Stories: 1
  • Year Built: 1988
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 110x1182
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 5009.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 21966.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Waterfront Options:Water Frontage3: 110.0
  • General Property Info:Fireplace: No
  • Driveway:Gravel: Yes
  • Substructure:Slab: Yes
  • Roofing:Metal: Yes
  • Substructure:Crawl Space: Yes
  • Heat Type:Baseboard: Yes
  • Roofing:Asphalt2: Yes
  • General Property Info:SqFt Above Grade: 5009.0
  • Laundry Features Main Level: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Laundry Features Laundry Chute: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Architectural Style Cabin: Yes
  • Architectural Style Log Home: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 10
  • Main Level Bedrooms: 10
  • Full Bathrooms: 7
  • Total Bathrooms: 7
  • Basement: Crawl Space, Slab
  • LivingArea: 5009.0
  • General Property Info:Stories2: 1.0

Exterior Features

  • Construction Materials: Log, Vinyl Siding
  • List Price: 5000000.0
  • Roof: Asphalt, Metal
  • Water Body Name: Torch Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Log: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 6.0
  • Garage: Yes
  • Parking Features: Detached, Attached
  • Parking Features:Detached2: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 6.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Baseboard, Forced Air
  • Heating: Yes
  • Laundry Features: Gas Dryer Hookup, Laundry Chute, Main Level, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Condo/Co-op/Association

  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes

Fee Information

  • Association Fee Includes: Lawn/Yard Care

Lot Info

  • Lot Size Acres: 3.6
  • Lot Size Area: 3.6
  • Lot Dimensions: 110x1182
  • Lot Size Sq Ft: 156816.0

Tax Info

  • Tax Annual Amount: 21966.0
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $38 $413,000 $0 $0
2024 $38 $371,800 $0 $0
2023 $3,674 $277,500 $0 $0
2022 $7,141 $299,500 $0 $0
2021 $6,756 $280,100 $0 $0
2020 $5,337 $286,900 $0 $0
2019 $5,215 $247,400 $0 $0
2018 $5,076 $223,400 $0 $0
2017 $4,849 $229,800 $0 $0
2016 $3,573 $218,400 $0 $0
2015 -- $210,500 $0 $0
2014 -- $188,900 $0 $0
2013 -- $174,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 For Sale $5,000,000 -- $998 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Source: Public Records

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25042207

Southwestern Michigan Association of REALTORS®

APN: 05-02-560-001-00