NOT LISTED FOR SALE

1089 Bluewater Dr Unit 414 Moneta, VA 24121

North Shore Area

Estimated Value: $189,160

1 Bed
1 Bath
518 Sq Ft
174 Sq Ft Lot

Sale Details

Date Sold: February 13, 2026

Last sale price $190,000 $367 Per Sq Ft

Current estimated payment $1,451 / mo

100 Days on Market

Highlights

  • Boat Ramp
  • In Ground Pool
  • Waterfront
  • Dudley Elementary School Rated A-
  • Lake View
  • Rear Porch

About This Home

As of February 2026

Completely renovated & beautifully updated, this turnkey condo features all new luxury vinyl plank flooring, stylish butcher block countertops in the kitchen & bath, and a self-contained bedroom with a brand new queen mattress. Enjoy a new vanity with a vessel sink, updated shower head, ceiling fan, & bathroom fan, along with smoke detectors brought up to code. The kitchen shines with a new sink & gold faucet, new dishwasher, microwave, & a stand-alone cabinet offering extra storage & a built-in trash bin. Fully furnished & move-in ready! Includes a queen sleeper sofa, Sterilite storage cabinet, and electric outdoor grill, with all kitchen dishes and cookware conveying. Short term rentals allowed! Added highlights include a built-in bar with pantry cabinet storage.

Last Agent to Sell the Property

Peggy Overstreet

LAKE HOMES REALTY, LLC License #0225195570 Listed on: 10/09/2025

Last Buyer's Agent

Phyllis Johnson

RE/MAX LAKEFRONT REALTY INC License #0225113616

RE/MAX LAKEFRONT REALTY INC
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Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $748

Year Built

  • Built in 1985

Lot Details

  • Waterfront
  • Property fronts a private road

HOA Fees

  • $350 Monthly HOA Fees

Home Design

  • Slab Foundation

Interior Spaces

  • 518 Sq Ft Home
  • Lake Views

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • 1 Full Bathroom

Outdoor Features

  • In Ground Pool
  • Rear Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot Unit 414

Community Details

Overview

  • Jkg Accounting Association
  • Stripers Landing Subdivision

Recreation

  • Boat Ramp
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$748

Year Built

Built in 1985

Lot Details

174 Sq Ft Lot

HOA Fees

$350 per month

Listing Details

  • Heating System: Heat Pump Electric
  • Type: Residential
  • Property Subtype 1: Condominium
  • Has Basement: Slab
  • Major Appliances: Dishwasher, Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: In-Ground Pool, Outdoor Grill, Tennis Court(s)
  • Views: Lake
  • AddlCoveredPrkng: Not Applicable
  • BedroomsBREntryLevel: 1
  • CondoAssocYN: Yes
  • EntryAboveGrdFin Sq Ft: 518.00
  • Major Area: 04 - Franklin County
  • Phone Email: 540-297-8401
  • P O A Condo Contact Name: JKG Accounting
  • POACondoDues: 350.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: N/A
  • Residential Type: Attached
  • Total Above Grd Fin S Q F T: 518
  • TotalBdrm: 1
  • TotalBths: 1.00
  • TotalFBaths: 1
  • Total Finished Sq Ft: 518.00
  • WaterAccOnlyB: Community Boat Ramp
  • Water Class: Waterfront Property
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Basement YN: No

Exterior Features

  • Porch: Covered Porch, Rear Porch

Utilities

  • Sewer Description: Community System
  • Water Description: Public

Association/Amenities

  • Misc Features: Cable TV, Private Road

Lot Info

  • Lot Description: Gentle Sloping, Views
  • Property Group Id: 19990816212109142258000000
  • Lot: Unit 414
  • ZoningCode: RPD

Building Info

  • Year Built: 1985

Tax Info

  • Taxes (6 mo): 748.00

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2025
Closed on
Feb 2, 2026
Sold by
Bought by
Seller's Agent
Peggy Overstreet
LAKE HOMES REALTY, LLC
Buyer's Agent
Phyllis Johnson
RE/MAX LAKEFRONT REALTY INC
List Price
$199,950
Sold Price
$190,000
Premium/Discount to List
-$9,950
-4.98%
Views
43
Current Estimated Value
$189,160

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$840
Avg. Annual Appreciation
-0.94%

Purchase Details

Closed on
Jul 21, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,563
Interest Rate
5.5%
Mortgage Type
VA

Purchase Details

Closed on
May 10, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,550
Interest Rate
5.62%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Moneta, VA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$190,000 Old Republic Title
$1,142,500 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $136,000
Previous Owner $100,000
Previous Owner $94,000
Previous Owner $94,474
Previous Owner $105,000
Previous Owner $118,000
Previous Owner $145,563
Previous Owner $103,550
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2026 02/13/26 Sold $190,000 -2.5% $367 / Sq Ft
01/24/2026 01/24/26 Pending -- -- --
01/20/2026 01/20/26 Price Changed $194,950 -2.5% $376 / Sq Ft
10/16/2025 10/16/25 For Sale $199,950 +17.6% $386 / Sq Ft
06/09/2025 06/09/25 Sold $170,000 -5.6% $328 / Sq Ft View Prior Sale
05/09/2025 05/09/25 Pending -- -- --
05/06/2025 05/06/25 For Sale $180,000 -- $347 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $748 $174,000 $35,000 $139,000
2024 $748 $174,000 $35,000 $139,000
2023 -- $96,900 $20,000 $76,900
2022 $591 $96,900 $20,000 $76,900
2021 $591 $96,900 $20,000 $76,900
2020 $591 $96,900 $20,000 $76,900
2019 $587 $96,300 $20,000 $76,300
2018 $587 $96,300 $20,000 $76,300
2017 $530 $104,000 $25,000 $79,000
2016 $530 $104,000 $25,000 $79,000
2015 -- $104,000 $25,000 $79,000
2014 -- $104,000 $25,000 $79,000
2013 -- $104,000 $25,000 $79,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 921706

Roanoke Valley Association of REALTORS®

APN: 0470916700

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