Lucinda Scruggs
QUALITY REALTY
(540) 401-5951
125 Total Sales
3 in North Shore
$21K - $555K Price Range
1089 Bluewater Dr Unit 414 Moneta, VA 24121
North Shore AreaEstimated Value: $189,160
1
Bed
1
Bath
518
Sq Ft
174
Sq Ft Lot
Highlights
- Boat Ramp
- In Ground Pool
- Waterfront
- Dudley Elementary School Rated A-
- Lake View
- Rear Porch
About This Home
As of February 2026Completely renovated & beautifully updated, this turnkey condo features all new luxury vinyl plank flooring, stylish butcher block countertops in the kitchen & bath, and a self-contained bedroom with a brand new queen mattress. Enjoy a new vanity with a vessel sink, updated shower head, ceiling fan, & bathroom fan, along with smoke detectors brought up to code. The kitchen shines with a new sink & gold faucet, new dishwasher, microwave, & a stand-alone cabinet offering extra storage & a built-in trash bin. Fully furnished & move-in ready! Includes a queen sleeper sofa, Sterilite storage cabinet, and electric outdoor grill, with all kitchen dishes and cookware conveying. Short term rentals allowed! Added highlights include a built-in bar with pantry cabinet storage.
Last Agent to Sell the Property
LAKE HOMES REALTY, LLC License #0225195570 Listed on: 10/09/2025
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Property Details
Home Type
- Condominium
Est. Annual Taxes
- $748
Year Built
- Built in 1985
Lot Details
- Waterfront
- Property fronts a private road
HOA Fees
- $350 Monthly HOA Fees
Home Design
- Slab Foundation
Interior Spaces
- 518 Sq Ft Home
- Lake Views
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
Outdoor Features
- In Ground Pool
- Rear Porch
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Community Sewer or Septic
- Cable TV Available
Listing and Financial Details
- Tax Lot Unit 414
Community Details
Overview
- Jkg Accounting Association
- Stripers Landing Subdivision
Recreation
- Boat Ramp
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 9, 2025
Closed on
Feb 2, 2026
Sold by
Bought by
Seller's Agent
Peggy Overstreet
LAKE HOMES REALTY, LLC
Buyer's Agent
Phyllis Johnson
RE/MAX LAKEFRONT REALTY INC
List Price
$199,950
Sold Price
$190,000
Premium/Discount to List
-$9,950
-4.98%
Views
43
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$840
Avg. Annual Appreciation
-0.94%
Purchase Details
Closed on
Jul 21, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,563
Interest Rate
5.5%
Mortgage Type
VA
Purchase Details
Closed on
May 10, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,550
Interest Rate
5.62%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Moneta, VA
-
Lucinda Scruggs
-
Brad Thomas
Brad Thomas
Responds QuicklyMOUNTAIN VIEW REAL ESTATE LLC
(540) 900-1493
558 Total Sales
7 in North Shore
$60K - $905K Price Range
-
Glenda McDaniel
Glenda McDaniel
Responds QuicklyLONG & FOSTER - SMITH MTN LAKE
(540) 329-3952
155 Total Sales
32 in North Shore
$17K - $2.3M Price Range
-
Teresa Grant
Teresa Grant
Keller Williams
(434) 300-3959
281 Total Sales
23 in North Shore
$35K - $1.9M Price Range
-
Dayna Patrick
Dayna Patrick
Responds QuicklyRE/MAX All Stars
(540) 384-4566
226 Total Sales
2 in North Shore
$612K - $670K Price Range
-
Jeanette Handy
Jeanette Handy
Responds QuicklyFRONT PORCH REALTY
(540) 590-5978
109 Total Sales
8 in North Shore
$25K - $1.6M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $190,000 | Old Republic Title | ||
| $1,142,500 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $136,000 | ||
| Previous Owner | $100,000 | ||
| Previous Owner | $94,000 | ||
| Previous Owner | $94,474 | ||
| Previous Owner | $105,000 | ||
| Previous Owner | $118,000 | ||
| Previous Owner | $145,563 | ||
| Previous Owner | $103,550 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/13/2026 02/13/26 | Sold | $190,000 | -2.5% | $367 / Sq Ft | |
| 01/24/2026 01/24/26 | Pending | -- | -- | -- | |
| 01/20/2026 01/20/26 | Price Changed | $194,950 | -2.5% | $376 / Sq Ft | |
| 10/16/2025 10/16/25 | For Sale | $199,950 | +17.6% | $386 / Sq Ft | |
| 06/09/2025 06/09/25 | Sold | $170,000 | -5.6% | $328 / Sq Ft | View Prior Sale |
| 05/09/2025 05/09/25 | Pending | -- | -- | -- | |
| 05/06/2025 05/06/25 | For Sale | $180,000 | -- | $347 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $748 | $174,000 | $35,000 | $139,000 |
| 2024 | $748 | $174,000 | $35,000 | $139,000 |
| 2023 | -- | $96,900 | $20,000 | $76,900 |
| 2022 | $591 | $96,900 | $20,000 | $76,900 |
| 2021 | $591 | $96,900 | $20,000 | $76,900 |
| 2020 | $591 | $96,900 | $20,000 | $76,900 |
| 2019 | $587 | $96,300 | $20,000 | $76,300 |
| 2018 | $587 | $96,300 | $20,000 | $76,300 |
| 2017 | $530 | $104,000 | $25,000 | $79,000 |
| 2016 | $530 | $104,000 | $25,000 | $79,000 |
| 2015 | -- | $104,000 | $25,000 | $79,000 |
| 2014 | -- | $104,000 | $25,000 | $79,000 |
| 2013 | -- | $104,000 | $25,000 | $79,000 |
Source: Public Records
Agents Affiliated with this Home
-
Peggy Overstreet
P
Seller's Agent in 2026
Peggy Overstreet
LAKE HOMES REALTY, LLC
(540) 204-9251
128 Total Sales
-
Phyllis Johnson
Buyer's Agent in 2026
Phyllis Johnson
RE/MAX
(540) 537-5312
237 Total Sales
-
James Nolen
J
Seller's Agent in 2025
James Nolen
PROPERTY NAVIGATORS LLC
(540) 467-2426
38 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 921706
APN: 0470916700
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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