$87,000
SOLD AUG 26, 2019

10892 N Lower Lake Shore Dr Monticello, IN 47960

2 Beds
1 Bath
600 Sq Ft
6,655 Sq Ft Lot

Recently Sold

$145 Per Sq Ft

2% Below List Price

3 Days on Market

Highlights

  • 10 Feet of Waterfront
  • Access To Lake
  • Wood Flooring
  • Pier or Dock
  • Lake Property
  • 1-Story Property

About This Home

As of August 2019

Cute Lake Freeman cottage with easy lake access. Covered boat lift at the lake access. Nice shaded lot. View of the boatlift from the wood deck. Large living room, eat in kitchen and 2 bedrooms is what you will find inside. Basement provides storage and a little workshop area. Wood deck has retractable canopy. Most furnishings will be included so this can be a turn key cottage. Great way to have a summer place on the lake.

Last Agent to Sell the Property

John Koppelmann

Koppelmann Real Estate Listed on: 07/23/2019

Last Buyer's Agent

Cynthia Lesh

Twin Lakes Real Estate, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $417

Year Built

  • Built in 1934

Lot Details

  • 6,655 Sq Ft Lot
  • Lot Dimensions are 55x121
  • 10 Feet of Waterfront
  • Lot Has A Rolling Slope
  • Property is zoned L1, Lake Residential

Home Design

  • Cabin
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Water Views

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Exterior Basement Entry
  • Block Basement Construction
  • Crawl Space

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Access To Lake
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Meadowlawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Gas
  • Shared Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 08-04-16-000-202.000-011

Community Details

Overview

  • Sunset Park Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$417

Year Built

Built in 1934

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1934
  • Age: 85
  • Style: One Story
  • Architectural Style: Cabin/Cottage
  • Total Number of Rooms: 4
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: Unit 1 Sunset Park Block A Lot 12
  • Parcel Number ID: 08-04-16-000-202.000-011
  • Platted: Yes
  • Amenities: Deck Open
  • Location: Lake
  • Sp Lp Percent: 97.75
  • Zoning Description: Lake Residential
  • County Zoning: L1
  • Year Taxes Payable: 2018
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 900
  • Total Finished Sq Ft: 600
  • Above Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 300
  • Price Per Sq Ft: 145
  • Basement: Yes
  • Basement Foundation: Crawl, Outside Entrance, Partial Basement, Unfinished
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Vinyl
  • Living Great Room: Dimensions: 22x11, On Level: Main
  • Kitchen: Dimensions: 17x8, On Level: Main
  • Bedroom 1: Dimensions: 8x8, On Level: Main
  • Bedroom 2: Dimensions: 8x8, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 300

Exterior Features

  • Exterior: Wood
  • Roof Material: Shingle
  • Outbuilding1: None
  • Channel Canal Frontage: 10
  • Lake Type: Access to Ski Lake
  • Water Features: Pier/Dock, Walk to Lake Access
  • Water Frontage: 10
  • Water Name: Lake Freeman

Garage/Parking

  • Driveway: Gravel
  • Off Street Parking: Yes

Utilities

  • Cooling: Window
  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Shared

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Meadowlawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Meadowlawn

Lot Info

  • Lot Description: Rolling, Water View
  • Lot Dimensions: 55x121
  • Estimated Lot Sq Ft: 6655
  • Estimated Lot Size Acres: 0.1528
  • Lot Number: 12

Tax Info

  • Annual Taxes: 417
  • Total Assessed Value: 40400

Multi Family

  • Water Access: Easement/Other

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2019
Closed on
Aug 23, 2019
Sold by
Ziotorzycki Zbigniew and Ziotorzycki Wiadyslawa
Bought by
Matz Benjamin M
Seller's Agent
John Koppelmann
Koppelmann Real Estate
Buyer's Agent
Cynthia Lesh
Twin Lakes Real Estate, Inc
List Price
$89,000
Sold Price
$87,000
Premium/Discount to List
-$2,000
-2.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.26%
Original Mortgage
$73,950
Interest Rate
3.8%

Purchase Details

Closed on
Sep 25, 2003
Sold by
V & M Rev Living Trust Victor Wilso
Bought by
Zlotorzycki Zbigniew and Zlotorzycki Wladyslawa
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Deed $41,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $105,000 Credit Line Revolving
Closed $73,950 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Price Changed $189,900 -2.6% $317 / Sq Ft
06/13/2025 06/13/25 Price Changed $194,900 -2.5% $325 / Sq Ft
05/30/2025 05/30/25 Price Changed $199,900 -2.4% $333 / Sq Ft
05/15/2025 05/15/25 Price Changed $204,900 -2.4% $342 / Sq Ft
04/15/2025 04/15/25 Price Changed $209,900 -8.7% $350 / Sq Ft
03/17/2025 03/17/25 For Sale $229,900 +164.3% $383 / Sq Ft
08/26/2019 08/26/19 Sold $87,000 -2.2% $145 / Sq Ft
07/26/2019 07/26/19 Pending -- -- --
07/23/2019 07/23/19 For Sale $89,000 -- $148 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $445 $123,800 $51,700 $72,100
2023 $238 $101,400 $51,700 $49,700
2022 $238 $85,900 $51,700 $34,200
2021 $206 $79,500 $51,700 $27,800
2020 $174 $73,500 $40,700 $32,800
2019 $79 $40,400 $7,900 $32,500
2018 $417 $40,400 $7,900 $32,500
2017 $388 $40,100 $7,900 $32,200
2016 $410 $41,500 $6,300 $35,200
2014 $397 $40,500 $6,300 $34,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201931696

Indiana Regional MLS

APN: 08-04-16-000-202.000-011