$899,000
$301K PRICE DROP

10894 SW 185th Terrace Dunnellon, FL 34432

Estimated payment $5,036/month

Total Views 7,513
2 Beds
1.5 Baths
1,006 Sq Ft
$894 Price per Sq Ft

Highlights

  • 170 Feet of Riverfront
  • Open Floorplan
  • Bamboo Flooring
  • Dock Has No Access To Electricity
  • Cathedral Ceiling
  • Solid Surface Countertops

About This Home

Stunning Custom-Built Home on the Rainbow River – Dunnellon, Florida
Located in the desirable Rio Vista subdivision on the west side of the Rainbow River, this exceptional 2-bedroom, 1.5-bathroom custom-built home offers the perfect combination of luxury, modern comfort, and lasting durability. Completed in 2023, this meticulously crafted home features high-end materials and exceptional design for an unparalleled living experience.
The exterior boasts foam-filled split-faced block construction, providing superior durability and energy efficiency. The 26-gauge metal roof is designed to withstand Florida’s elements, while R-30 insulation ensures the home stays comfortable year-round. Energy-efficient Simonton windows allow natural light to fill the interior, and the home is equipped with a Carrier 16 SEER heat pump HVAC system for optimal comfort in all seasons.
Inside, the home is thoughtfully designed with premium finishes throughout. The gourmet kitchen features sleek stainless steel appliances, and the open-concept living and dining areas create a spacious, inviting atmosphere, perfect for both relaxing and entertaining. The oversized shower in the primary bathroom adds a touch of luxury, offering a perfect retreat to unwind.
Step outside to experience the beauty of this riverfront property. The custom-built dock, completed in 2024 with Weardeck composite decking, provides direct access to the pristine waters of the Rainbow River—ideal for swimming, kayaking, or simply relaxing by the water. The outdoor shower, equipped with hot water, offers a refreshing way to clean off after a day on the river. The porch and exterior ceilings are finished with cement fiberboard, combining sophistication and durability, while LED recessed lighting adds a modern touch throughout.
The home also includes a single-car garage and a carport for extra storage, providing plenty of space for all your gear and toys. The programmable WiFi thermostat allows you to easily control the home’s temperature, ensuring comfort year-round. Plus, the porch is equipped with pet screen, making it a pet-friendly space for your furry friends to enjoy the outdoors.
As a resident of the Rio Vista community, you'll enjoy exclusive access to a 4-acre park, featuring a boat ramp, picnic pavilions, and restrooms—perfect for outdoor activities and social gatherings with family and friends.
This remarkable home offers a rare combination of luxurious living, riverfront access, and a vibrant community setting. Don’t miss the opportunity to own this stunning property in one of Florida’s most desirable locations!

Listing Agent

Kathy Schulz

EQUITY REALTY SUNCOAST Brokerage Phone: 727-410-7064 License #613968 Listed on: 04/01/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,849

Year Built

  • Built in 2023

Lot Details

  • 0.73 Acre Lot
  • Lot Dimensions are 180x177
  • 170 Feet of Riverfront
  • River Front
  • North Facing Home
  • Property is zoned R1

Parking

  • 1 Car Garage
  • 1 Carport Space

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,006 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Recessed Lighting
  • French Doors
  • Combination Dining and Living Room
  • River Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Bamboo
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • River Access
  • No Wake Zone
  • Dock Has No Access To Electricity
  • Dock made with Composite Material

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rio Vista Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,849

Year Built

Built in 2023

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1006
  • Lot Size Acres: 0.73
  • New Construction: No
  • Year Built: 2023
  • Building Area Total: 1348
  • Lot Size Sq Ft: 31799
  • Status: Active
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 125.23
  • Escrow City: St. Petersburg
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 893.64
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock w/o Electric
  • MFR_DockYN: 1
  • Attribution Contact: 727-410-7064
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Bamboo, Ceramic Tile
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Interior Amenities: Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Living Area Meters: 93.46

Exterior Features

  • Direction Faces: North
  • Exterior Features: French Doors, Outdoor Shower
  • Roof: Metal
  • Pool Private: No
  • Water Body Name: RAINBOW RIVER
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: River
  • Water Extras: No Wake Zone
  • Water View: River
  • Water View YN: 1
  • Waterfront Feet Total: 170
  • Water Frontage Feet River: 170

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1
  • Parcel Number: 3483-001-030
  • Additional Parcels: No
  • Lot Dimensions: 180x177
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify all leasing regulations with Marion County

Tax Info

  • Tax Annual Amount: 3848.75
  • Tax Block: A
  • Tax Book Number: K-046RIO
  • Tax Lot: 30

Multi Family

  • Waterfront Features: River Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,849 $184,590 -- --
2023 $1,224 $64,022 $64,022 $0
2022 $1,230 $64,022 $64,022 $0
2021 $1,040 $62,381 $62,381 $0
2020 $1,048 $62,381 $62,381 $0
2019 $1,059 $62,381 $62,381 $0
2018 $1,128 $69,120 $69,120 $0
2017 $1,131 $69,120 $69,120 $0
2016 $1,147 $69,120 $0 $0
2015 $1,095 $64,800 $0 $0
2014 $1,022 $62,728 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Price Changed $899,000 -10.0% $894 / Sq Ft
06/19/2025 06/19/25 Price Changed $999,000 -9.2% $993 / Sq Ft
06/18/2025 06/18/25 Price Changed $1,100,000 -8.3% $1,093 / Sq Ft
04/01/2025 04/01/25 For Sale $1,200,000 -- $1,193 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $176,000 Clear Choice Title Inc
Warranty Deed $300,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $210,000 Commercial
Source: Public Records

Source: Stellar MLS

MLS Number: TB8365488

Stellar MLS

APN: 3483-001-030