$349,500
SOLD SEP 2, 2025

109 A C Curry St Muscle Shoals, AL 35661

4 Beds
3 Baths
2,750 Sq Ft
0.44 Acres

Recently Sold

$127 Per Sq Ft

3% Below List Price

6 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Marble Countertops
  • No HOA
  • McBride Elementary School Rated A
  • 1 Fireplace
  • Front Porch

About This Home

As of September 2025

One home. Two living spaces. This unique 1.5-story home in Muscle Shoals offers a perfect setup for modern multi-generational living or a built-in rental income stream.

-A spacious 3 bed / 2 bath main home with gorgeous hardwood floors, granite & marble countertops, and custom cabinetry.
-A 500 sq ft bonus room off the garage—ideal for a playroom, home office, or studio.
-A separate 600 sq ft 1 bed / 1 bath apartment with its own private entrance, HVAC, gas stove, and tankless water heater.

Enjoy peace of mind with new windows, roof (2020), and a privacy fence.

Whether you’re housing family, hosting guests, or looking for built-in rental potential—this setup is truly one of a kind in Muscle Shoals!

Call today! Buyer to Verify all Information.

Last Agent to Sell the Property

Jessica Lovett

The Agency on Pine License #149016-0 Listed on: 07/26/2025

The Agency on Pine

Last Buyer's Agent

Erica Hubbard

Stutts Properties, Inc License #000117285

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $917

Year Built

  • Built in 1985

Lot Details

  • 0.44 Acre Lot
  • Lot Dimensions are 110 x 175
  • Privacy Fence
  • Back Yard Fenced
  • Landscaped

Parking

  • 2 Car Garage
  • Side Facing Garage

Home Design

  • Brick Exterior Construction
  • Blown-In Insulation
  • Vinyl Siding

Interior Spaces

  • 2,750 Sq Ft Home
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Laundry in Kitchen

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Marble Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Rain Gutters
  • Front Porch

Schools

  • Muscle Shoals Elementary And Middle School
  • Muscle Shoals High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Multiple Heating Units
  • Tankless Water Heater

Community Details

  • No Home Owners Association
  • Muscle Shoals Community
  • Big Oak Subdivision

Listing and Financial Details

  • Assessor Parcel Number 08-09-31-4-001-026.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$917

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 2750.0
  • Lot Dimensions: 110 x 175
  • Subdivision Name: Big Oak
  • GarageYN: Yes
  • PropertySubType: Residential
  • PropertyType: Residential
  • Lot Size Acres: 0.44
  • Co List Office Phone: OFC-256-275-4075
  • MLS Status: Sold
  • AE_ATTIC: Partially Floored,Storage
  • Manufactured_Home_YN: 0
  • Multiple_Level_YN: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Counters-Marble, Crown Molding, Primary Bedroom Main, Recessed Lighting, Tile Shower, Walk-In Closet(s)
  • Appliances: Dishwasher, Electric Range, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
  • Basement YN: No
  • Flooring: Tile, Wood
  • LivingArea: 2750.0
  • Window Features: ENERGY STAR Qualified Windows
  • Total Bedrooms: 4
  • Fireplaces: 1
  • FireplaceYN: Yes
  • Main Level Bedrooms: 4
  • Full Bathrooms: 3

Exterior Features

  • Construction Materials: Blown-In Insulation, Brick, Vinyl Siding
  • Lot Features: Back Yard, Front Yard, Landscaped
  • OtherStructures: Equip. Storage, Garage(s)
  • Patio And Porch Features: Covered, Front Porch, Patio
  • Waterfront: No
  • Fencing: Back Yard, Privacy, Vinyl
  • ExteriorFeatures: Rain Gutters

Garage/Parking

  • Parking Features: Attached, Garage Faces Side
  • Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Multi Units
  • Heating: 2 Central Units, Fireplace(s)
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Kitchen, Laundry Closet

Condo/Co-op/Association

  • Association: No
  • Planned Community Name: Muscle Shoals

Schools

  • Middle Or Junior School: Muscle Shoals

Lot Info

  • Parcel Number: 08-09-31-4-001-026.000

Building Info

  • Year Built: 1985
  • BuildingAreaTotal: 2750.0

Multi Family

Tax Info

  • Tax Annual Amount: 916.85

MLS Schools

  • Elementary School: Muscle Shoals
  • HighSchool: Muscle Shoals

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 11, 2015
Sold by
Stokes Shirley M
Bought by
Pingora Loan Servicing Llc
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Foreclosure Deed $55,658 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $60,000 New Conventional
Open $110,700 New Conventional
Closed $80,000 New Conventional
Previous Owner $103,500 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Sold $349,500 -2.9% $127 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
07/25/2025 07/25/25 For Sale $359,900 -- $131 / Sq Ft
Source: Strategic MLS Alliance (Cullman / Shoals Area)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $854 $22,160 $2,320 $19,840
2023 $854 $20,900 $0 $0
2022 $370 $10,200 $0 $0
2021 $364 $10,060 $0 $0
2020 $343 $9,520 $0 $0
2019 $324 $9,060 $0 $0
2018 $324 $9,060 $0 $0
2017 $289 $8,200 $0 $0
2016 $0 $7,900 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Strategic MLS Alliance (Cullman / Shoals Area)

MLS Number: 523842

Strategic MLS Alliance (Cullman / Shoals Area)

APN: 08-09-31-4-001-026.000