NOT LISTED FOR SALE

109 Beach Rd Islamorada, FL 33036

Estimated Value: $922,000 - $1,071,000

3 Beds
2 Baths
1,205 Sq Ft
$807/Sq Ft Est. Value

Last Sold February 14, 2023

Last sale price $920,000 $763 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $5,660/month

271 Days on Market

Highlights

  • Beach
  • Key West Architecture
  • No HOA
  • Plantation Key School Rated A-
  • Wood Flooring
  • 1-minute walk to Founders Park

About This Home

As of February 2023

Super cute, renovated vintage Red Cross house right in the heart of town and the Morada Way Arts & Cultural District. Walk or bike to everything; music, food, sunrises & sunsets, galleries, shops and so much more! A portion of the beach at the end of the road is for homeowner's use. Incredible opportunity, excellent monthly rental potential and room for a pool. A piece of unique Keys history, and a location like no other!

Last Agent to Sell the Property

The Florida Keys Sold Sisters

Ocean Sotheby's International Realty Listed on: 04/20/2022

Ocean Sotheby's International Realty

Last Buyer's Agent

The Florida Keys Sold Sisters

Ocean Sotheby's International Realty Listed on: 04/20/2022

Ocean Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,151

Year Built

  • Built in 1938 | Remodeled

Lot Details

  • 5,025 Sq Ft Lot
  • Property is zoned R1 - Residential Single Family

Home Design

  • Key West Architecture
  • Concrete Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,205 Sq Ft Home
  • Ceiling Fan
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Balcony
  • Gazebo

Utilities

  • Public Hookup Available For Sewer

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00401680-000000

Community Details

Overview

  • No Home Owners Association
  • Matecumbe Beach Subdivision
  • Rental Restrictions

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,151

Year Built

Built in 1938 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Upper Matecumbe Key Islamorada
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 82.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Ocean
  • State Province: FL
  • Taxes: 4151.24
  • Vehicle Storage: Carport, Off Street Parking, Open Parking
  • Year Built: 1938
  • Alternate Key Number: 1494011
  • Building Style: Conch
  • Cooling Heating: Ceiling Fans(s)
  • Lot Sq Ft: 5025.00
  • Porch Balcony: Open Porch/Balcony
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1205.00
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Microwave, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Wood
  • Total Bedrooms: 3

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Concrete
  • Exterior Features: Gazebo
  • Roof: Concrete Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Parcel Number: 00401680-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.12

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 20, 2025
Sold by
Flamingo Flats Llc
Bought by
Mckenzie Edson Scott
Current Estimated Value
$972,591

Purchase Details

Closed on
Mar 25, 2025
Sold by
Tl Mckenzie Living Trust and Mckenzie Mary Lynn
Bought by
Flamingo Flats Llc

Purchase Details

Closed on
Apr 24, 2023
Sold by
Mary Lynn Mckenzie Revocable Trust
Bought by
Tl Mckenzie Living Trust

Purchase Details

Listed on
Apr 20, 2022
Closed on
Feb 14, 2023
Sold by
Singer Craig and Singer Karin
Bought by
Tl Mckenzie Living Trust and Mary Lynn Mckenzie Living Trust
Seller's Agent
The Florida Keys Sold Sisters
Ocean Sotheby's International Realty
Buyer's Agent
The Florida Keys Sold Sisters
Ocean Sotheby's International Realty
List Price
$1,000,000
Sold Price
$920,000
Premium/Discount to List
-$80,000
-8%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.90%

Purchase Details

Closed on
Jul 23, 2007
Sold by
Rhee Andrew D and Melhem Martin S
Bought by
Singer Craig and Singer Karin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,000
Interest Rate
6.71%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 28, 2005
Sold by
Oatley Eugene T and Oatley Nancy L
Bought by
Rhee Andrew D and Melhem Martin S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 20, 2000
Bought by
Singer Craig and Singer Karin
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mckenzie Edson Scott -- None Listed On Document
Mckenzie Edson Scott -- None Listed On Document
Flamingo Flats Llc -- None Listed On Document
Flamingo Flats Llc -- None Listed On Document
Tl Mckenzie Living Trust -- None Listed On Document
Tl Mckenzie Living Trust -- None Listed On Document
Tl Mckenzie Living Trust $920,000 Coral Reef Title
Singer Craig $510,000 Reef Title Company
Rhee Andrew D $490,000 Coral Reef Title Company
Singer Craig $48,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Singer Craig $408,000
Previous Owner Rhee Andrew D $392,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/14/2023 02/14/23 Sold $920,000 -3.2% $763 / Sq Ft
01/16/2023 01/16/23 Pending -- -- --
06/24/2022 06/24/22 Price Changed $950,000 -5.0% $788 / Sq Ft
04/20/2022 04/20/22 For Sale $1,000,000 -- $830 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,196 $753,579 $480,340 $273,239
2024 $5,389 $694,612 $437,778 $256,834
2023 $5,389 $657,676 $425,618 $232,058
2022 $4,553 $432,730 $251,501 $181,229
2021 $4,151 $327,575 $165,825 $161,750
2020 $4,132 $331,829 $165,825 $166,004
2019 $3,869 $290,996 $154,770 $136,226
2018 $3,816 $289,589 $153,363 $136,226
2017 $3,651 $291,716 $0 $0
2016 $3,556 $264,560 $0 $0
2015 $3,223 $226,718 $0 $0
2014 $3,340 $268,929 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 600642

Florida Keys Board of REALTORS®

APN: 00401680-000000