$519,000
OPEN SUN 1PM - 3PM

109 Bush Terrace Saint Michaels, MD 21663

Estimated payment $3,026/month

Total Views 871
3 Beds
2.5 Baths
1,848 Sq Ft
$281 Price per Sq Ft

Highlights

  • Very Popular Property
  • 1 Boat Dock
  • Canoe or Kayak Water Access
  • Boat Ramp
  • Home fronts navigable water
  • Fishing Allowed

About This Home

St Michaels immaculate three bedroom home. The Builder owner just recently renovated this great home. All new floors, bathrooms, new kitchen, redesigned first floor plan. Fabulous primary suite on first floor with gorgeous bathroom and large walk in closet . Welcoming laundry room and half a bath with accent wall.
The large shady screened porch will be your second living and dining room in summer.
There is a patio with privacy screen and a partial fenced yard, lovely landscaped yard with lighting. 2 parking spaces on the side of the home and an additional one for guests in front of the home. This home is part of the Rio Vista community with water access and picnic area for residents only, there is no town tax.
The roof is ca. 2 years old.

Listing Agent

Cornelia Heckenbach

Long & Foster Real Estate, Inc. Listed on: 09/04/2025

Long & Foster Real Estate, Inc.

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,391

Year Built

  • Built in 1998

Lot Details

  • 10,284 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • Cul-De-Sac
  • Backs to Trees or Woods
  • Property is in excellent condition

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,848 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Gas Fireplace
  • Awning
  • Vinyl Clad Windows
  • Double Hung Windows
  • Window Screens
  • Sliding Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Screened Porch
  • Luxury Vinyl Plank Tile Flooring
  • Views of Woods
  • Crawl Space

Kitchen

  • Self-Cleaning Oven
  • Built-In Range
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Dual Flush Toilets

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Front Loading Dryer
  • Front Loading Washer

Parking

  • 3 Parking Spaces
  • 2 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • 1 Boat Dock
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Lake Privileges
  • Patio
  • Exterior Lighting
  • Shed
  • Outbuilding

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • 200+ Amp Service
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot R98
  • Assessor Parcel Number 2102113961

Community Details

Overview

  • Rio Vista Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,391

Year Built

Built in 1998

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Exclusions: HOT TUB AND ABOVE GROUND POOL
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 9/4/2025 12:00:00 AM
  • Year Built: 1998
  • Remarks Public: St Michaels immaculate three bedroom home. The Builder owner just recently renovated this great home. All new floors, bathrooms, new kitchen, redesigned first floor plan. Fabulous primary suite on first floor with gorgeous bathroom and large walk in closet . Welcoming laundry room and half a bath with accent wall. The large shady screened porch will be your second living and dining room in summer. There is a patio with privacy screen and a partial fenced yard, lovely landscaped yard with lighting. 2 parking spaces on the side of the home and an additional one for guests in front of the home. This home is part of the Rio Vista community with water access and picnic area for residents only, there is no town tax. The roof is ca. 2 years old.
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Exhaust Fan, Built-In Range, Dryer, Dryer - Electric, Dryer - Front Loading, Dual Flush Toilets, Oven - Self Cleaning, Washer, Washer - Front Loading, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Combination Kitchen/Dining, Dining Area, Window Treatments, Floor Plan - Traditional
  • Window Features: Screens, Double Hung, Vinyl Clad
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Laundry, Half Bath, Screened Porch
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1848
  • Living Area Sq Ft: 1848
  • Price Per Sq Ft: 280.84
  • Above Grade Finished Sq Ft: 1848
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 109

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Wood Siding
  • Exterior Features: Outbuilding(s), Awning(s), Exterior Lighting
  • Road Surface Type: Black Top, Gravel
  • Roof: Shingle
  • View: Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: SPENCER CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 2
  • Off Street Parking Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground, Cable Tv Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 50.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Boat Dock/Slip, Common Grounds, Picnic Area, Water/Lake Privileges
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138072466
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Features: Backs To Trees, Cul-De-Sac
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10284.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2391.00
  • Assessor Parcel Number: 2102113961
  • Tax Lot: R98
  • Tax Total Finished Sq Ft: 1848
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 1

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,806 $278,700 $102,200 $176,500
2024 $1,806 $264,733 $0 $0
2023 $1,700 $250,767 $0 $0
2022 $1,567 $236,800 $102,200 $134,600
2021 $1,467 $230,500 $0 $0
2020 $1,467 $224,200 $0 $0
2019 $1,460 $217,900 $86,000 $131,900
2018 $1,404 $210,567 $0 $0
2017 $1,328 $203,233 $0 $0
2016 $1,241 $195,900 $0 $0
2015 $1,071 $194,867 $0 $0
2014 $1,071 $193,833 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 For Sale $519,000 -- $281 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $185,000 --
Deed $185,000 --
Interfamily Deed Transfer $185,000 Eastern Shore Title Company
Deed $185,000 --
Deed $185,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $165,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: MDTA2011756

Bright MLS

APN: 02-113961

Maryland Talbot County Saint Michaels 21663

109 Bush Terrace, Saint Michaels, MD

This home is located at 109 Bush Terrace, Saint Michaels, MD 21663 and is currently priced at $519,000, approximately $280 per square foot. This property was built in 1998. 109 Bush Terrace is a home located in Talbot County with nearby schools including St. Michaels Elementary School, St. Michaels Middle/High School, and Easton High School.

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Nearby Homes
Cornelia Heckenbach
Listing Agent
Cornelia Heckenbach
Section Image
Long & Foster Real Estate, Inc.
(410) 310-1229