$197,000
SOLD MAR 17, 2025
2 Beds
1 Bath
832 Sq Ft
0.73 Acres

Recently Sold

$237 Per Sq Ft

1% Below List Price

16 Days on Market

Highlights

  • No HOA
  • Laundry Room
  • Luxury Vinyl Tile Flooring
  • Covered Patio or Porch
  • Awning
  • Central Air

About This Home

As of March 2025

Welcome to 109 Center Drive. This beautifully updated 2 bedroom, 1 bath home sits on a large open lot, offering plenty of space to enjoy or the perfect garden spot. Inside, you'll find this move in ready with updates throughout. The detached garage adds extra convenience for parking, storage, or even a workshop space. This charming home is perfect for first time buyers, or for someone looking to downsize, or anyone looking for a peaceful retreat with easy access to Chickamauga's local amenities. Don't miss this one! Schedule today!

Last Agent to Sell the Property

Lauren Johnson

EXP Realty, LLC License #345723 Listed on: 02/01/2025

EXP Realty, LLC

Co-Listed By

Amber Stepanek

EXP Realty, LLC License #tn354615

Last Buyer's Agent

Grace Edrington

Berkshire Hathaway HomeServices J Douglas Properties License #291147

Berkshire Hathaway HomeServices J Douglas Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,005

Year Built

  • Built in 1959

Lot Details

  • 0.73 Acre Lot
  • Back Yard Fenced
  • Cleared Lot

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Block Foundation
  • Metal Roof
  • Wood Siding
  • Block And Beam Construction

Interior Spaces

  • 832 Sq Ft Home
  • 1-Story Property
  • Awning
  • Family Room
  • Luxury Vinyl Tile Flooring
  • Free-Standing Electric Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Cherokee Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Utilities

  • Central Air
  • Gas Available
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0289 032

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,005

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.73
  • Lot Size: .73
  • Co List Office Mls Id: 17437
  • Co List Office Phone: 888-519-5113
  • Subdivision Name: None
  • Directions: From 27 take Lee Clarkson, turn left onto Cove Road, go about 2 miles and turn left onto Center Drive. Home will be on your left.
  • Above Grade Finished Sq Ft: 832.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 832.0
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1959
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 0289 032
  • Location Tax and Legal Elementary School: Cherokee Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal:Tax Annual Amount: 1004.97
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 832.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.73
  • General Property Information Lot Size Square Feet2: 31798.8
  • General Property Information Lot Size Dimensions: .73
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • General Property Information Stories2: 1
  • Appliances WasherDryer5: Yes
  • Fencing Back Yard: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Utilities:Natural Gas Connected: Yes
  • Utilities:Cable Connected: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Washer/Dryer, Refrigerator, Free-Standing Electric Range
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Luxury Vinyl
  • Appliances:Free-Standing Electric Range: Yes

Exterior Features

  • Fencing: Back Yard, Fenced
  • Lot Features: Cleared
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Block, Wood Siding
  • Exterior Features: Awning(s)
  • Foundation Details: Block
  • Other Structures: Garage(s)
  • Patio And Porch Features: Covered, Side Porch
  • Roof: Metal
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Covered: Yes
  • Construction Materials:Wood Siding: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Construction Materials:Block: Yes
  • Exterior Features:Awning(s): Yes
  • Patio and Porch Features:Side Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Driveway, Garage, Garage Faces Front, Gravel, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 1.0
  • Other Structures:Garage(s): Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Gravel: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Cherokee Ridge Elementary
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 31798.8
  • Additional Parcels: No
  • Parcel #: 0289 032
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1004.97

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 1, 2025
Closed on
Mar 17, 2025
Sold by
Waldrop John H
Bought by
Brown Holly Noel Singletary and Brown Jacob
Seller's Agent
Lauren Johnson
EXP Realty, LLC
Buyer's Agent
Grace Edrington
Berkshire Hathaway HomeServices J Douglas Properties
List Price
$199,999
Sold Price
$197,000
Premium/Discount to List
-$2,999
-1.5%
Views
30
Current Estimated Value
$190,421

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,579
Avg. Annual Appreciation
-2.85%
Original Mortgage
$193,431
Outstanding Balance
$193,268
Interest Rate
6.87%
Mortgage Type
FHA
Estimated Equity
$1,020

Purchase Details

Listed on
Aug 16, 2022
Closed on
Nov 21, 2022
Sold by
Story Jaci M
Bought by
Waldrop John H
Seller's Agent
Wade Trammell
Greater Downtown Realty dba Keller Williams Realty
List Price
$135,000
Sold Price
$115,000
Premium/Discount to List
-$20,000
-14.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.11%
Original Mortgage
$116,161
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2016
Sold by
Franks Jonathan Michael
Bought by
Story Jaci M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,297
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 27, 2007
Sold by
Huggins Sarah Sadler
Bought by
Franks Jonathan Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,288
Interest Rate
6.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2003
Sold by
Sadler Sarah J
Bought by
Sadler Sarah J and Sadler Bradley C

Purchase Details

Closed on
Dec 12, 2002
Sold by
Lusk Ovella M
Bought by
Sadler Sarah J

Purchase Details

Closed on
Jan 1, 1972
Bought by
Lusk Ovella M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $197,000 --
Warranty Deed $115,000 --
Warranty Deed $50,000 --
Warranty Deed $69,000 --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $193,431 FHA
Previous Owner $116,161 New Conventional
Previous Owner $42,297 New Conventional
Previous Owner $60,288 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/17/2025 03/17/25 Sold $197,000 +1.0% $237 / Sq Ft
02/17/2025 02/17/25 Pending -- -- --
02/08/2025 02/08/25 Price Changed $194,999 -2.5% $234 / Sq Ft
02/01/2025 02/01/25 For Sale $199,999 +73.9% $240 / Sq Ft
11/21/2022 11/21/22 Sold $115,000 -14.8% $138 / Sq Ft
10/16/2022 10/16/22 Pending -- -- --
08/16/2022 08/16/22 For Sale $135,000 -- $162 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,160 $50,952 $4,380 $46,572
2023 $1,078 $48,466 $4,380 $44,086
2022 $799 $30,518 $4,380 $26,138
2021 $609 $20,198 $4,380 $15,818
2020 $574 $18,145 $4,380 $13,765
2019 $584 $18,145 $4,380 $13,765
2018 $480 $18,145 $4,380 $13,765
2017 $634 $18,145 $4,380 $13,765
2016 $574 $18,145 $4,380 $13,765
2015 $641 $21,613 $2,092 $19,521
2014 $560 $21,613 $2,092 $19,521
2013 -- $21,613 $2,092 $19,521
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1506639

Greater Chattanooga REALTORS®

APN: 0289-032