$2,248,000
$250K PRICE DROP

Estimated payment $12,497/month

Total Views 7,017
4 Beds
5 Baths
4,079 Sq Ft
$551 Price per Sq Ft

Highlights

  • 28 Feet of Intracoastal Waterfront
  • Dock has access to electricity and water
  • Boat Lift
  • Largo High School Rated A-
  • Access To Intracoastal Waterway
  • Intracoastal View

About This Home

Perfectly poised in the highly sought-after Harbor Bluffs, this stunning move-in ready waterfront residence offers the ultimate blend of luxury, comfort, and effortless Florida living. From the moment you arrive, the pavered circular driveway and welcoming courtyard create unforgettable curb appeal, setting the tone for the designer finishes found throughout. Inside, limestone floors flow through an open, light-filled interior where a striking family room with a beamed ceiling and a dramatic wall of sliders seamlessly connects indoor and outdoor living. Step outside to your backyard oasis—fully fenced for privacy—where a beautifully refinished pool with elegant marble pavers and a spillover spa create a true resort-style setting. Designed for unforgettable entertaining, this outdoor retreat offers expansive lounging areas and seamless access from multiple rooms of the home. Double doors reveal a versatile flex room—ideal as a home gym, craft studio, or additional bedroom—with a full bath conveniently nearby. The showstopping dine-in kitchen is a chef’s dream, featuring quartz countertops, a six-burner gas range, double ovens, a Bosch dishwasher, pantry, oversized island with prep sink, and a breakfast bar illuminated by elegant pendant lighting. A stylish dry bar with wine fridge and abundant storage, along with a charming coffee bar for relaxed poolside mornings, elevate everyday living. Sliders off the dining area open directly to the pool, enhancing the home’s seamless flow, while a dedicated office provides quiet productivity. The exquisite primary suite is a serene retreat filled with natural light and private pool access. Its spa-inspired ensuite boasts dual vanities, custom tilework, a jetted tub, walk-in shower, and an extraordinary custom walk-in closet with built-ins and center island. Each additional bedroom is spacious and well-appointed with its own ensuite bath. Upstairs, a flexible bonus space—currently a billiard room—offers a full bath and kitchenette with beverage area, refrigerator, and disposal, making it ideal for guests or multigenerational living. For boating enthusiasts, this property is a true paradise, set on protected water and complete with a 14,000-pound boat lift that accommodates a 24–26 ft boat, providing quick access to open water and endless days cruising the Intracoastal. With a whole-house generator, tankless water heater, flood barriers for every opening, a newer roof, and a quiet location close to dining, shopping, and the area’s beautiful beaches, this exceptional waterfront home truly has it all.

Listing Agent

Martha Thorn

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #477603 Listed on: 03/09/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,516

Year Built

  • Built in 1968

Lot Details

  • 10,154 Sq Ft Lot
  • Lot Dimensions are 50x120
  • 28 Feet of Intracoastal Waterfront
  • Property fronts an intracoastal waterway
  • Street terminates at a dead end
  • West Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Level Lot
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned R-2

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener

Home Design

  • Coastal Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 4,079 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Bar Fridge
  • Dry Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Pendant Lighting
  • Thermal Windows
  • Double Pane Windows
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Media Room
  • Den
  • Bonus Room
  • Inside Utility
  • Tile Flooring
  • Intracoastal Views

Kitchen

  • Eat-In Kitchen
  • Built-In Double Convection Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Bosch Dishwasher
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 5 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Hall
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Heated Spa
  • Gunite Pool
  • Pool Lighting

Outdoor Features

  • Access To Intracoastal Waterway
  • Boat Lift
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Courtyard
  • Deck
  • Patio
  • Exterior Lighting
  • Rain Gutters
  • Rear Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener
  • Cable TV Available

Community Details

  • Association fees include trash
  • Harbor Bluffs Owners Association
  • Harbor Bluffs Sec 5 Pt Rep Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,516

Year Built

Built in 1968

Lot Details

10,154 Sq Ft Lot

HOA Fees

$35 per month

Parking

2

Listing Details

  • HOA Fee Includes: Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 4079
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1968
  • Building Area Total: 4964
  • Lot Size Sq Ft: 10154
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 461.17
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 551.12
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock w/Electric,Dock w/Water Supply
  • MFR_DockYN: 1
  • Attribution Contact: 727-581-9411
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 5
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated
  • Spa Yn: Yes
  • Window Features: Double Pane Windows, Thermal Windows
  • Additional Rooms: Bonus Room,Den/Library/Office,Great Room,Inside Utility,Media Room
  • Living Area Meters: 378.95

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, In Ground, Lighting
  • Exterior Features: Courtyard, Lighting, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Intracoastal Waterway
  • Water Extras: Lift
  • Water View: Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 28
  • Flood Zone Panel: 12103C0112H
  • Water Frontage Feet ICW: 28

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Ground Level

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Corridor Access, Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 420
  • Association Fee Frequency: Annually
  • Association Name: Harbor Bluffs Owners Association
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 420.00
  • Total Monthly Fees: 35.00
  • Monthly HOA Amount: 35.00

Lot Info

  • Zoning: R-2
  • Parcel Number: 32-29-15-35838-000-0170
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Flood Insurance Required, FloodZone, City Limits, Landscaped, Level, Street Dead-End, Paved
  • Lot Dimensions: 50x120
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm leasing restrictions with HOA

Tax Info

  • Tax Annual Amount: 6516
  • Tax Block: 000
  • Tax Book Number: 58-28
  • Tax Lot: 17A

Multi Family

  • Waterfront Features: Intracoastal Waterway

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,493 $409,212 -- --
2024 $9,371 $593,330 -- --
2023 $9,371 $576,049 $0 $0
2022 $9,170 $559,271 $0 $0
2021 $9,353 $542,982 $0 $0
2020 $9,425 $535,485 $0 $0
2019 $9,283 $523,446 $0 $0
2018 $9,225 $513,686 $0 $0
2017 $8,130 $450,316 $0 $0
2016 $8,076 $441,054 $0 $0
2015 $8,202 $437,988 $0 $0
2014 $8,165 $434,512 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/24/2026 04/24/26 Price Changed $2,248,000 -10.0% $551 / Sq Ft
03/09/2026 03/09/26 For Sale $2,498,000 -- $612 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $884,000 Republic Land & Title Inc
Warranty Deed $830,000 --
Warranty Deed $600,000 --
Joint Tenancy Deed $218,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $176,800 Credit Line Revolving
Open $707,200 Purchase Money Mortgage
Previous Owner $664,000 Fannie Mae Freddie Mac
Previous Owner $480,000 Purchase Money Mortgage
Previous Owner $196,200 No Value Available
Closed $124,500 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: TB8484607

Stellar MLS

APN: 32-29-15-35838-000-0170

Your Personal Tour Guide

Ask me questions while you tour the home.