$845,000

109 Durango Rd Destin, FL 32541

Estimated payment $4,910/month

Total Views 880
3 Beds
3 Baths
1,576 Sq Ft
$536 Price per Sq Ft

Highlights

  • Home fronts a seawall
  • Boat Slip
  • Primary Bedroom Suite
  • Destin Elementary School Rated A-
  • Harbor Views
  • Deck

About This Home

Along the protected canals of Destin Harbor, this fully renovated waterfront townhome captures the essence of elevated coastal living with the rare advantage of a deeded 40-foot boat slip complete with a lift. Set on Holiday Isle, moments from private beach access, the residence pairs boating convenience with refined interiors designed for effortless days on the water. Spanning 1,576 square feet across two thoughtfully designed levels, this three-bedroom, three-bath custom townhouse has been meticulously updated from top to bottom. The main living area welcomes with vaulted ceilings and exposed beam detailing, creating an airy architectural statement that frames the open-concept design. Hardwood and tile flooring run throughout, complemented by curated coastal décor and custom furnishings that convey polish without pretense. The renovated kitchen is both stylish and functional, outfitted with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting that enhances the clean lines of the space. It flows seamlessly into the dining and living areas, making everyday living and entertaining feel equally inviting. Outdoor living unfolds on two distinct levels. At water level, a covered patio offers a shaded retreat just steps from your private slip, ideal for morning coffee before a cruise through the harbor. Above, an expansive upper deck with a built-in grill station creates a natural gathering place for sunset dinners and relaxed evenings carried by harbor breezes. The first-floor primary suite serves as a tranquil escape with direct access to the outdoor living space. A custom closet system maximizes organization, while the beautifully updated bath features a soaking tub, glass-enclosed shower, and designer tile work that lends a spa-inspired feel. A split-bedroom floor plan ensures privacy for family and guests, with two additional bedrooms and two full baths offering comfort and flexibility. With direct water access, a deeded boat slip, refined finishes, and proximity to Holiday Isle beach access, this turnkey residence presents an exceptional opportunity for full-time waterfront living or a sophisticated harbor retreat designed around life on the water.

Listing Agent

Corey Ledbetter

Scenic Sotheby's International Realty Brokerage Email: corey@scenicsir.com License #3229843 Listed on: 02/27/2026

Scenic Sotheby's International Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,292

Year Built

  • Built in 1982

Lot Details

  • Home fronts a seawall
  • Home fronts a canal
  • Street terminates at a dead end

HOA Fees

  • $37 Monthly HOA Fees

Property Views

  • Harbor
  • Canal

Home Design

  • Frame Construction
  • Metal Roof
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 1,576 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Pull Down Stairs to Attic
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom

Outdoor Features

  • Outdoor Shower
  • Bulkhead
  • Boat Slip
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Built-In Barbecue

Location

  • Flood Insurance May Be Required

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Holiday Isle Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-2186-000F-1211

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,292

Year Built

Built in 1982

Lot Details

0 Sq Ft Lot

HOA Fees

$37 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size: 16X
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: HOLIDAY ISLE
  • Directions: HWY 98 IN DESTIN,SOUTH ON GULFSHORE DR.GO THRU 2 STOP SIGNS,RD. MAKES SHARP RIGHT.KEEP RIGHT-THATS DURANGO.
  • Architectural Style: Townhome
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1982
  • Attribution Contact: corey@scenicsir.com
  • Remarks Misc:Remarks: Along the protected canals of Destin Harbor, this fully renovated waterfront townhome captures the essence of elevated coastal living with the rare advantage of a deeded 40-foot boat slip complete with a lift. Set on Holiday Isle, moments from private beach access, the residence pairs boating convenience with refined interiors designed for effortless days on the water. Spanning 1,576 square feet across two thoughtfully designed levels, this three-bedroom, three-bath custom townhouse has been meticulously updated from top to bottom. The main living area welcomes with vaulted ceilings and exposed beam detailing, creating an airy architectural statement that frames the open-concept design. Hardwood and tile flooring run throughout, complemented by curated coastal décor and custom furnishings
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Harbor2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Waterview:Canal2: Yes
  • Waterfront:Canal: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Disposal, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Ceiling Raised, Ceiling Vaulted, Pull Down Stairs, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Pull Down Stairs: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Vaulted: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Dead End, Flood Insurance Req, Interior, Within 1/2 Mile to Water
  • View: Harbor, Canal
  • Waterfront Features: Canal
  • Waterfront: Yes
  • Construction Type: Frame, Siding Brick Some, Siding CmntFbrHrdBrd
  • Exterior Features: Balcony, BBQ Pit/Grill, Boat Slip, Shower
  • Patio And Porch Features: Deck Open, Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Shower: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Boat Slip: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Association #2 Fee: 445.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-24-2186-000F-1211
  • Zoning: Resid Multi-Family

Tax Info

  • Tax Annual Amount: 6292.0
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,362 $537,174 $355,000 $182,174
2024 $6,388 $545,355 $355,000 $190,355
2023 $6,388 $534,742 $355,000 $179,742
2022 $2,440 $240,890 $0 $0
2021 $2,432 $233,874 $0 $0
2020 $2,411 $230,645 $0 $0
2019 $2,381 $225,459 $0 $0
2018 $2,358 $221,255 $0 $0
2017 $2,343 $216,704 $0 $0
2016 $2,280 $212,247 $0 $0
2015 $2,326 $207,721 $0 $0
2014 $2,334 $206,072 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/27/2026 02/27/26 For Sale $845,000 -- $536 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $350,000 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 996465

Emerald Coast Association of REALTORS®

APN: 00-2S-24-2186-000F-1211

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