$560,000
SOLD FEB 25, 2025

109 E Cedar St Mount Vernon, NY 10552

North Side Neighborhood
3 Beds
1 Bath
1,254 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$447 Per Sq Ft

3% Below List Price

25 Days on Market

Highlights

  • Cape Cod Architecture
  • 1 Fireplace
  • Bathroom on Main Level
  • Main Floor Bedroom
  • Stainless Steel Appliances
  • Solar Heating System

About This Home

As of February 2025

Location, Location, Location! Don't miss this opportunity to own a sun-filled cape located in the Fleetwood section of Mount Vernon. Hardwood floors throughout. Commuter friendly, short walk to the Fleetwood Metro North Station. Conveniently located to all major parkways, shopping, restaurants and more. Spacious deck and yard are perfect for outdoor entertaining. LOW TAXES!

Last Agent to Sell the Property

Darryl Selsey

Four Seasons RealEstate Center Brokerage Phone: 914-667-6767 License #31SE0932906 Listed on: 12/13/2024

Co-Listed By

Isabel Suspiro

Four Seasons RealEstate Center Brokerage Phone: 914-667-6767 License #30SU0533787

Last Buyer's Agent

Kenneth Rabasco

Keller Williams Realty Group License #10401277121

Keller Williams Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,497

Year Built

  • Built in 1923

Parking

  • 1 Car Garage

Home Design

  • Cape Cod Architecture
  • Aluminum Siding

Interior Spaces

  • 1,254 Sq Ft Home
  • 1 Fireplace
  • Partially Finished Basement

Kitchen

  • Gas Oven
  • Gas Range
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 1 Full Bathroom

Eco-Friendly Details

  • Solar Heating System

Schools

  • Cecil H Parker Elementary School
  • Pennington Middle School
  • Mt Vernon High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Baseboard Heating

Listing and Financial Details

  • Legal Lot and Block 20 / 1037

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,497

Year Built

Built in 1923

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Architectural Style: Cape Cod
  • Property SubType: Single Family Residence
  • Year Built: 1923
  • Attribution Contact: 914-667-6767
  • Co List Office Mls Id: KEYFOURSE
  • Co List Office Phone: 914-667-6767
  • Carport Y N: No
  • CurrentPrice: 560000.00
  • MlsMajorChangeType: Sold
  • CurrentPrice_By_LivingArea: 446.57097
  • ListPrice_By_LivingArea: 458.53270
  • ListPrice_By_OriginalListPrice: 1.00000
  • LivingAreaSearchSqFt: 1254.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s)
  • Interior Amenities: First Floor Bedroom, First Floor Full Bath
  • Fireplaces: 1
  • Full Bathrooms: 1
  • Basement: Partially Finished
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Living Area: 1254
  • Basement YN: Yes
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Construction Materials: Aluminum Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Garage: Yes

Utilities

  • Cooling: Wall/Window Unit(s)
  • Heating: Baseboard, Solar
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Electricity Connected, Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: Pennington

Lot Info

  • Property Attached: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 8497.45
  • Tax Block: 1037
  • Tax Lot: 20
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cecil H Parker School
  • High School: Mt Vernon High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 13, 2024
Closed on
Feb 25, 2025
Sold by
Justich Maria R and Justich Phillip
Bought by
Caruso Serena
Seller's Agent
Darryl Selsey
Four Seasons RealEstate Center
Buyer's Agent
Kenneth Rabasco
Keller Williams Realty Group
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%
Views
105
Current Estimated Value
$574,363

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,363
Avg. Annual Appreciation
3.10%
Original Mortgage
$360,000
Outstanding Balance
$359,702
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$214,661

Purchase Details

Closed on
Feb 21, 2008
Sold by
Justich Phillip
Bought by
Justich Phillip and Justich Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,835
Interest Rate
5.99%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $560,000 Westcor Land Title
Interfamily Deed Transfer -- Fidelity Natl Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Previous Owner $39,999 New Conventional
Previous Owner $154,835 Purchase Money Mortgage
Previous Owner $30,000 Credit Line Revolving
Previous Owner $225,000 Unknown
Previous Owner $178,500 Unknown
Previous Owner $136,500 Unknown
Previous Owner $135,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/25/2025 02/25/25 Sold $560,000 -2.6% $447 / Sq Ft
01/07/2025 01/07/25 Pending -- -- --
12/13/2024 12/13/24 For Sale $575,000 -- $459 / Sq Ft
Source: OneKey® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,051 $5,150 $2,100 $3,050
2023 $781 $5,150 $2,100 $3,050
2022 $857 $5,150 $2,100 $3,050
2021 $5,153 $5,150 $2,100 $3,050
2020 $386 $5,150 $2,100 $3,050
2019 $7,631 $5,150 $2,100 $3,050
2018 $4,150 $5,150 $2,100 $3,050
2017 $0 $5,150 $2,100 $3,050
2016 $7,335 $5,150 $2,100 $3,050
2015 -- $5,150 $2,100 $3,050
2014 -- $5,150 $2,100 $3,050
2013 -- $5,150 $2,100 $3,050
Source: Public Records

Agents Affiliated with this Home

  • Darryl Selsey

    Seller's Agent in 2025

    Darryl Selsey

    Four Seasons RealEstate Center

    (914) 667-6767

    32 in this area

    83 Total Sales

    Darryl Selsey
    Section Image
  • Isabel Suspiro

    Seller Co-Listing Agent in 2025

    Isabel Suspiro

    Four Seasons RealEstate Center

    (914) 667-6767

    22 in this area

    62 Total Sales

    Isabel Suspiro
    Section Image
  • Kenneth Rabasco

    Buyer's Agent in 2025

    Kenneth Rabasco

    Keller Williams Realty Group

    (914) 844-2885

    3 in this area

    41 Total Sales

    Kenneth Rabasco
    Section Image

  • P

    Buyer's Agent in 2025

    Philip Capra

    Island Advantage Realty LLC

    Section Image
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Map

Source: OneKey® MLS

MLS Number: 805447

OneKey® MLS

APN: 0800-165-031-01037-000-0020

New York Westchester County Mount Vernon 10552 North Side

109 E Cedar St, Mount Vernon, NY

Sold

Detached

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