NOT LISTED FOR SALE

109 E Locust St Richmond, KY 40475

Richmond Area

Estimated Value: $165,000 - $205,553

2 Beds
1.5 Baths
1,265 Sq Ft
$145/Sq Ft Est. Value

Sale Details

Date Sold: October 25, 2021

Last sale price $90,000 $71 Per Sq Ft

Est. 103% increase in value since last sale

Current estimated payment $1,119 / mo

12 Days on Market

Highlights

  • Deck
  • Eat-In Kitchen
  • Brick Veneer
  • Ranch Style House
  • Storm Windows
  • Tile Flooring

About This Home

As of October 2021

Unlimited potential! This sweet 2BR/1.5BA home on partial unfinished walk-out basement is located on a dead-end street in the heart of Richmond! Love the welcoming front living room with tons of natural light, dining room for entertaining and adjacent kitchen w/breakfast bar plus a bonus room/den that overlooks the rear yard. The fenced in yard is perfect for play, pets or a dream garden. Two bedrooms and a renovated bathroom. 1/2 bath for guests. Unfinished basement has unlimited potential and could be finished out. Washer/dryer hookup on main level. Well cared for home. Being sold ''AS IS'' but all inspections welcome. Buyer to verify, but hardwood under carpet in most rooms.

Last Agent to Sell the Property

Robin Jones

Keller Williams Legacy Group License #208991 Listed on: 09/10/2021

Keller Williams Legacy Group

Last Buyer's Agent

Derrick (DJ) Quarles

eXp Realty, LLC License #241483

eXp Realty, LLC

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Lot Details

  • 10,062 Sq Ft Lot
  • Chain Link Fence

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Shingle Roof

Interior Spaces

  • 1,265 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Attic Access Panel
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Unfinished Basement

  • Walk-Out Basement
  • Partial Basement

Outdoor Features

  • Deck

Schools

  • Kit Carson Elementary School
  • Madison Mid Middle School
  • Madison Central High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number R005-0003-0017

Home Details

Home Type

Single Family

Lot Details

10,062 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1265.0
  • Levels: One
  • New Construction: No
  • AssociationCommunity: Association Mandatory YN: No
  • Construction Materials:Construction Materials: Brick Veneer
  • Cooling:Cooling: Electric
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One
  • Patio And Porch Features:Patio And Porch Features: Deck
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Range
  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, Ceiling Fan(s)
  • Flooring: Carpet, Tile
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Partial, Unfinished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 2
  • Fireplace: No
  • LivingArea: 1265.0
  • Lot Size Area: 0.23
  • Window Features: Storm Window(s), Blinds
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: No
  • Attic Features:Attic Features: Access Only
  • Interior Features:Interior Features: Breakfast Bar, Eat-in Kitchen, Ceiling Fan(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Window Features:Window Features: Storm Window(s), Blinds

Exterior Features

  • Roof: Dimensional Style, Shingle
  • Construction Materials: Brick Veneer
  • Fencing: Chain Link
  • Foundation Details: Block
  • List Price: 99900.0
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Dimensional Style, Shingle

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Parking Information: Garage YN: No
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Natural Gas
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source:Water Source: Public

Schools

  • Elementary School: Kit Carson
  • High School: Madison Central
  • Middle or Junior School: Madison Mid

Lot Info

  • Lot Size Acres: 0.231
  • Lot Size Sq Ft: 10062.0
  • Parcel Number: R005-0003-0017

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2021
Closed on
Oct 26, 2021
Sold by
Harris Mildred Joyce
Bought by
Seller's Agent
Robin Jones
Keller Williams Legacy Group
Buyer's Agent
Derrick (DJ) Quarles
eXp Realty, LLC
List Price
$110,000
Sold Price
$90,000
Premium/Discount to List
-$20,000
-18.18%
Current Estimated Value
$183,138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,138
Avg. Annual Appreciation
15.78%
Original Mortgage
$72,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Richmond, KY

  • Carla Treadway Real Estate Agent - Keller Williams Legacy Group

    Carla Treadway

    Keller Williams Legacy Group

    (859) 544-2138

    10 Total Sales

    5 in Richmond

    $265K - $412K Price Range

    Carla Treadway
     Section Image
  • Makenna Walls Real Estate Agent - Torrey Smith Realty Co., LLC

    Makenna Walls

    Torrey Smith Realty Co., LLC

    (502) 837-9602

    27 Total Sales

    2 in Richmond

    $310,000 Price Range

    Makenna Walls
     Section Image
  • Ivy Barksdale Real Estate Agent - Guide Realty, Inc.

    Ivy Barksdale

    Guide Realty, Inc.

    (859) 724-5319

    92 Total Sales

    5 in Richmond

    $63K - $500K Price Range

    Ivy Barksdale
     Section Image
  • Trey McCallie Real Estate Agent - McCallie Real Estate

    Trey McCallie

    McCallie Real Estate

    (859) 724-6908

    82 Total Sales

    5 in Richmond

    $158K - $690K Price Range

    Trey McCallie
     Section Image
  • Greg Taylor Real Estate Agent - Trueblood Real Estate Kentucky

    Greg Taylor

    Responds Quickly

    Trueblood Real Estate Kentucky

    (502) 677-3290

    132 Total Sales

    1 in Richmond

    $280,000 Price

    Greg Taylor
     Section Image
  • Ed Sarfo Real Estate Agent - Commonwealth Real Estate Professionals

    Ed Sarfo

    Commonwealth Real Estate Professionals

    (859) 724-6627

    96 Total Sales

    2 in Richmond

    $383K - $880K Price Range

    Ed Sarfo
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$90,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $50,000
Closed Rawlings Watson Reuben $72,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/25/2021 10/25/21 Sold $90,000 -18.2% $71 / Sq Ft
09/23/2021 09/23/21 Pending -- -- --
09/10/2021 09/10/21 For Sale $110,000 -- $87 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,358 $144,000 $0 $0
2024 $862 $90,000 $0 $0
2023 $873 $90,000 $0 $0
2022 $116 $90,000 $0 $0
2021 $140 $54,600 $0 $0
2020 $139 $53,000 $0 $0
2019 $109 $50,000 $0 $0
2018 $126 $50,000 $0 $0
2017 $125 $50,000 $0 $0
2016 $131 $50,000 $0 $0
2015 $127 $13,100 $0 $0
2014 $153 $50,000 $0 $0
2012 $153 $50,000 $15,000 $35,000
Source: Public Records

Agents Affiliated with this Home

  • Robin Jones Real Estate Agent - Keller Williams Legacy Group

    Seller's Agent in 2021

    Robin Jones

    Keller Williams Legacy Group

    (859) 661-2010

    812 Total Sales

    Robin Jones
    Section Image
  • Derrick (DJ) Quarles Real Estate Agent - eXp Realty, LLC

    Buyer's Agent in 2021

    Derrick (DJ) Quarles

    eXp Realty, LLC

    (270) 847-2569

    25 Total Sales

    Derrick (DJ) Quarles
    Section Image
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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 20119622

ImagineMLS (Bluegrass REALTORS®)

APN: R005-0003-0017

Kentucky Madison County Richmond 40475

109 E Locust St, Richmond, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.

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