NOT LISTED FOR SALE

109 Emory Cir Stevensville, MD 21666

Estimated Value: $452,000 - $670,938

4 Beds
2.5 Baths
2,436 Sq Ft
$247/Sq Ft Est. Value

Last Sold January 13, 2025

Last sale price $599,900 $246 Per Sq Ft

Current estimated payment $3,551/month

35 Days on Market

Highlights

  • Water Oriented
  • Cape Cod Architecture
  • Traditional Floor Plan
  • Matapeake Elementary School Rated A-
  • Private Lot
  • Backs to Trees or Woods

About This Home

As of January 2025

A rare opportunity on Kent Island. Nestled on a quiet cul-de-sac on a 2+ acre lot, this 4-bedroom Cape Cod offers plenty of space, privacy, and convenience. The house’s interior is light and airy. Hardwood floors add warmth and character across the kitchen, dining area, and living room. There is a main level primary bedroom with en-suite bathroom. Summer gatherings are a breeze with the large screened-in porch and expansive patio, ideal for entertaining. There are three additional bedrooms upstairs and a full bathroom. Two of the bedrooms have smaller, adjacent rooms ideal for an office or a nursery. Additionally, there is an attached two-car garage and oversized driveway, a brand new roof with a transferable warranty to the new owner, and no HOA required in this community. The home is located in the highly desired Matapeake Zone of the Queen Anne’s County Public School District. Hop on the Southern Kent Island trail to the Bay. Only 6 minutes to shopping and the Bay Bridge. This Kent Island gem offers privacy on a large secluded lot and convenient access to area amenities at a very reasonable price point.

Last Agent to Sell the Property

Courtney Chipouras

(410) 200-1224 courtney@mychesapeakehome.com TTR Sotheby's International Realty License #666505 Listed on: 11/07/2024

TTR Sotheby's International Realty

Last Buyer's Agent

Parker Jones

(410) 980-0110 parker.jones@evrealestate.com Engel & Völkers Annapolis License #657259

Engel & Völkers Annapolis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,411

Year Built

  • Built in 1996

Lot Details

  • 2.1 Acre Lot
  • Private Lot
  • Level Lot
  • Cleared Lot
  • Backs to Trees or Woods
  • Front Yard
  • Property is zoned NC-2

Parking

  • 2 Car Attached Garage
  • 8 Driveway Spaces
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Stone Driveway

Home Design

  • Cape Cod Architecture
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,436 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Den
  • Bonus Room
  • Crawl Space

Kitchen

  • Breakfast Room
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Screened Patio
  • Shed
  • Outbuilding
  • Porch

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Water Treatment System
  • Well
  • Propane Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Community Details

  • No Home Owners Association
  • Claibornes Landing Subdivision

Listing and Financial Details

  • Tax Lot 63
  • Assessor Parcel Number 1804099419

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,411

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2024-11-07
  • Year Built: 1996
  • Automatically Close On Close Date: No
  • Remarks Public: A rare opportunity on Kent Island. Nestled on a quiet cul-de-sac on a 2+ acre lot, this 4-bedroom Cape Cod offers plenty of space, privacy, and convenience. The house’s interior is light and airy. Hardwood floors add warmth and character across the kitchen, dining area, and living room. There is a main level primary bedroom with en-suite bathroom. Summer gatherings are a breeze with the large screened-in porch and expansive patio, ideal for entertaining. There are three additional bedrooms upstairs and a full bathroom. Two of the bedrooms have smaller, adjacent rooms ideal for an office or a nursery. Additionally, there is an attached two-car garage and oversized driveway, a brand new roof with a transferable warranty to the new owner, and no HOA required in this community. The home is located in the highly desired Matapeake Zone of the Queen Anne’s County Public School District. Hop on the Southern Kent Island trail to the Bay. Only 6 minutes to shopping and the Bay Bridge. This Kent Island gem offers privacy on a large secluded lot and convenient access to area amenities at a very reasonable price point.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Washer, Water Heater, Water Conditioner - Owned
  • Interior Amenities: Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Primary Bath(s), Water Treat System, Wood Floors
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Office, Bathroom 2, Bonus Room, Primary Bathroom, Half Bath
  • Basement: No
  • Total Sq Ft: 2436
  • Living Area Sq Ft: 2436
  • Price Per Sq Ft: 246.26
  • Above Grade Finished Sq Ft: 2436
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 109

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Sidewalks
  • Roof: Architectural Shingle
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Stone Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • Elementary School: MATAPEAKE
  • Middle School: MATAPEAKE
  • High School: KENT ISLAND
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137777627
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees, Cleared, Front Yard, Level, Private
  • Lot Size Acres: 2.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 91476.00
  • Outdoor Living Structures: Patio(s), Porch(es), Screened
  • Year Assessed: 2024
  • Zoning: NC-2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4411.00
  • Assessor Parcel Number: 1804099419
  • Tax Lot: 63
  • Tax Total Finished Sq Ft: 2436
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 01/13/2025

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 7, 2024
Closed on
Jan 9, 2025
Sold by
Steimer Norma J and Steimer Norma Jean
Bought by
Gelinne John and Gelinne Lindsay
Seller's Agent
Courtney Chipouras
TTR Sotheby's International Realty
Buyer's Agent
Parker Jones
Engel & Völkers Annapolis
List Price
$649,900
Sold Price
$599,900
Premium/Discount to List
-$50,000
-7.69%
Views
130
Current Estimated Value
$601,235

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,335
Avg. Annual Appreciation
0.29%
Original Mortgage
$599,900
Outstanding Balance
$595,562
Interest Rate
6.6%
Mortgage Type
VA
Estimated Equity
$5,673

Purchase Details

Listed on
Oct 6, 2015
Closed on
Jan 11, 2016
Sold by
National Residential Nominee Services In
Bought by
Steimer William F and Steimer Norma J
Seller's Agent
Linda Austin
Long & Foster Real Estate, Inc.
Buyer's Agent
Linda Austin
Long & Foster Real Estate, Inc.
List Price
$414,750
Sold Price
$401,000
Premium/Discount to List
-$13,750
-3.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.57%

Purchase Details

Closed on
Jan 11, 2015
Sold by
Saunders Jackie W and Saunders Karin M
Bought by
National Residential Nominee Services In

Purchase Details

Listed on
Aug 7, 2012
Closed on
Feb 12, 2013
Sold by
Richter Charles E and Richter Daniel C
Bought by
Saunders Jackie W and Saunders Karin M
Seller's Agent
Jim Reid
Long & Foster Real Estate, Inc.
Buyer's Agent
Michelle Miller
ZipRealty, Inc.
List Price
$365,000
Sold Price
$362,500
Premium/Discount to List
-$2,500
-0.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$355,933
Interest Rate
3.43%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 28, 1990
Sold by
Fairlawn Amusement Liquidating
Bought by
Atkins Dave E and Atkins Amelia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,750
Interest Rate
10.31%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gelinne John $599,900 Fidelity National Title
Gelinne John $599,900 Fidelity National Title
Steimer William F $401,000 Brennan Title Company
National Residential Nominee Services In $410,500 Brennan Title Company
Saunders Jackie W $362,500 Advantage Title Company
Atkins Dave E $65,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gelinne John $599,900
Closed Gelinne John $599,900
Previous Owner Saunders Jackie W $355,933
Previous Owner Atkins Dave E $48,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/13/2025 01/13/25 Sold $599,900 0.0% $246 / Sq Ft
12/13/2024 12/13/24 Pending -- -- --
12/09/2024 12/09/24 Price Changed $599,900 -7.7% $246 / Sq Ft
11/07/2024 11/07/24 For Sale $649,900 +62.1% $267 / Sq Ft
01/11/2016 01/11/16 Sold $401,000 -2.0% $165 / Sq Ft View Prior Sale
12/10/2015 12/10/15 Pending -- -- --
11/05/2015 11/05/15 Price Changed $409,000 -1.4% $168 / Sq Ft
10/06/2015 10/06/15 For Sale $414,750 +14.4% $170 / Sq Ft
02/12/2013 02/12/13 Sold $362,500 -0.7% $149 / Sq Ft View Prior Sale
09/13/2012 09/13/12 Pending -- -- --
08/07/2012 08/07/12 For Sale $365,000 -- $150 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,471 $503,300 $0 $0
2024 $4,471 $468,300 $0 $0
2023 $4,142 $433,300 $185,500 $247,800
2022 $4,044 $422,900 $0 $0
2021 $3,917 $412,500 $0 $0
2020 $3,917 $402,100 $175,500 $226,600
2019 $3,738 $383,467 $0 $0
2018 $3,559 $364,833 $0 $0
2017 $3,380 $346,200 $0 $0
2016 -- $341,733 $0 $0
2015 $1,837 $337,267 $0 $0
2014 $1,837 $332,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDQA2011602

Bright MLS

APN: 04-099419