NOT LISTED FOR SALE

Harbour Place 109 Front St Unit 214 Key West, FL 33040

Truman Annex Neighborhood

Estimated Value: $3,886,000 - $4,139,749

4 Beds
4 Baths
2,420 Sq Ft
2 Acres

Last Sold March 26, 2024

Last sale price $4,250,000 $1,756 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $23,535/month

58 Days on Market

About This Home

As of March 2024

The pinnacle of lavish waterfront living at Harbour Place within the exclusive Truman Annex. This fully renovated four-bedroom condo overlooks Sunset Key and Key West Harbor. With four large bedrooms, each complemented by its own luxurious bathroom, this home exudes style and comfort. Enjoy the added convenience of two covered parking spaces and the exclusive Truman Annex Transient License (with restrictions). Crafted with precision for the discerning buyer, this property is the embodiment of luxury living.

Last Agent to Sell the Property

Claude Gardner

Berkshire Hathaway HomeServices Knight & Gardner Realty License #BK612006 Listed on: 12/14/2023

Berkshire Hathaway HomeServices Knight & Gardner Realty

Last Buyer's Agent

Terry Schmida

Berkshire Hathaway HomeServices Knight & Gardner Realty License #3476547

Berkshire Hathaway HomeServices Knight & Gardner Realty

Property Details

Home Type

Condominium

Est. Annual Taxes

$21,723

Year Built

1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Condo
  • First Right of Refusal: Yes
  • Association Fee: 12357.36
  • Mandatory HOA: Yes
  • Control Depth: 5
  • Fee Includes: Bldg Exterior Mnt, Security, Common Area Mnt, Building Insurance
  • Key Island: Key West
  • K W Neighborhood: Truman Annex
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • Min Rental Days: 7.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets W Restrictions: YES
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 21722.50
  • Year Built: 1991
  • Alternate Key Number: 8771274
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Pool Info: In Ground
  • Pool Info Heated: Yes
  • Porch Balcony: Open Porch/Balcony
  • Association Maintenance Fee Per: Quarterly
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 2420.00
  • Sewer Hook Up: Yes
  • Unit Complex: Complex
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Total Bathrooms: 4.00
  • Full Bathrooms: 4
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Glass Doors
  • Total Bedrooms: 4

Exterior Features

  • Dockage: None
  • Waterfront: Oceanfront, Gulf Front
  • Waterfront: Yes
  • Construction: CBS
  • Waterview: Ocean View, Harbor/Marina View
  • Pool: Yes

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,AE,AE,AE
  • Parcel Number: 00004590-001439
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Partially

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2023
Closed on
Mar 26, 2024
Sold by
Fin & Tonic Llc
Bought by
Sublime Sunsets Llc
Seller's Agent
Claude Gardner
Berkshire Hathaway HomeServices Knight & Gardner Realty
Buyer's Agent
Terry Schmida
Berkshire Hathaway HomeServices Knight & Gardner Realty
List Price
$4,650,000
Sold Price
$4,250,000
Premium/Discount to List
-$400,000
-8.6%
Views
48
Current Estimated Value
$3,987,187

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$262,813
Avg. Annual Appreciation
-4.40%

Purchase Details

Listed on
Sep 3, 2019
Closed on
Jun 24, 2020
Sold by
Gilmore Norma J
Bought by
Fin & Tonic Llc
Seller's Agent
Mike Caron
Keller Williams Key West Compass Realty
Buyer's Agent
Jimmy Lane
Century 21 Schwartz Realty (KW)
List Price
$2,800,000
Sold Price
$2,100,000
Premium/Discount to List
-$700,000
-25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.68%
Original Mortgage
$1,365,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 1997
Sold by
Zoglio Eugene M and Zoglio Paulette T
Bought by
Gilmore Charles R and Gilmore Norma J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
7.46%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 1993
Sold by
Harbour Place Dev Inc
Bought by
Zoglio Eugene M and Zoglio Paulette T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
7.44%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sublime Sunsets Llc $4,250,000 None Listed On Document
Fin & Tonic Llc $2,100,000 Moulton Land Title Inc
Gilmore Charles R $650,000 --
Zoglio Eugene M $350,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Fin & Tonic Llc $1,365,000
Previous Owner Gilmore Charles R $366,000
Previous Owner Gilmore Charles R $397,800
Previous Owner Gilmore Charles R $400,000
Previous Owner Zoglio Eugene M $280,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/26/2024 03/26/24 Sold $4,250,000 -8.6% $1,756 / Sq Ft
12/14/2023 12/14/23 For Sale $4,650,000 +121.4% $1,921 / Sq Ft
06/25/2020 06/25/20 Sold $2,100,000 -14.3% $868 / Sq Ft
05/11/2020 05/11/20 Pending -- -- --
02/22/2020 02/22/20 Price Changed $2,450,000 -12.5% $1,012 / Sq Ft
09/03/2019 09/03/19 For Sale $2,800,000 -- $1,157 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $21,723 $3,405,113 -- $3,405,113
2023 $21,723 $2,542,018 $0 $2,542,018
2022 $20,504 $2,430,353 $0 $2,430,353
2021 $20,114 $2,248,109 $0 $2,248,109
2020 $11,915 $1,356,791 $0 $1,356,791
2019 $11,752 $1,326,287 $0 $1,326,287
2018 $11,771 $1,301,558 $0 $0
2017 $11,729 $1,274,788 $0 $0
2016 $12,141 $1,248,569 $0 $0
2015 $12,376 $1,239,890 $0 $0
2014 $12,775 $1,230,050 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Claude Gardner

    Seller's Agent in 2024

    Claude Gardner

    Berkshire Hathaway HomeServices Knight & Gardner Realty

    (305) 902-2447

    1 in this area

    318 Total Sales

    Claude Gardner
    Section Image

  • T

    Buyer's Agent in 2024

    Terry Schmida

    Berkshire Hathaway HomeServices Knight & Gardner Realty

    (305) 896-3387

    1 in this area

    4 Total Sales

    Terry Schmida
    Section Image
  • Mike Caron

    Seller's Agent in 2020

    Mike Caron

    Keller Williams Key West Compass Realty

    (508) 269-8565

    32 in this area

    81 Total Sales

    Mike Caron
    Section Image

  • J

    Buyer's Agent in 2020

    Jimmy Lane

    Century 21 Schwartz Realty (KW)

See All Agents

About Harbour Place

Map

Source: Key West Association of REALTORS®

MLS Number: 608079

Key West Association of REALTORS®

APN: 00004590-001439

Florida Monroe County Key West 33040 Truman Annex

109 Front St Unit 214, Key West, FL

This home is located at 109 Front St Unit 214, Key West, FL 33040 since 14 December 2023 and is currently estimated at $3,987,187, approximately $1,647 per square foot. This property was built in 1991. 109 Front St Unit 214 is a home located in Monroe County with nearby schools including Gerald Adams Elementary School, Key West High School, and The Basilica School of Saint Mary Star of the Sea.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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