NOT LISTED FOR SALE

Estimated Value: $340,656 - $394,000

4 Beds
2 Baths
1,989 Sq Ft
$180/Sq Ft Est. Value

Last Sold April 18, 2014

Last sale price $150,000 $75 Per Sq Ft

Est. 139% increase in value since last sale

Current estimated payment $2,178/month

11 Days on Market

Highlights

  • Open Floorplan
  • Main Floor Primary Bedroom
  • No HOA
  • Contemporary Architecture
  • Whirlpool Bathtub
  • Covered Patio or Porch

About This Home

As of April 2014

What a Jewel! Well kept home located just minutes to I-75, Ft.Oglethorpe, East Ridge and Chattanooga. Home has large living room with fireplace, lots of cabinet space in kitchen, big master bedroom and bath with jetted tub, separate shower, double vanities, and walk in closet. Forth bedroom could be used as an office area or entertainment room. This is a Fannie Mae HomePath property. Purchase this property for as little as 5% down! This property is approved for HomePath Mortgage Financing and/or HomePath Renovation Mortgage Financing.

Last Agent to Sell the Property

Gail Stanley

Peach Realty, Inc. License #141311 Listed on: 02/25/2014

Last Buyer's Agent

Gail Stanley

Peach Realty, Inc. License #141311 Listed on: 02/25/2014

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,841

Year Built

  • Built in 2005

Lot Details

  • 10,019 Sq Ft Lot
  • Fenced
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,989 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Living Room with Fireplace
  • Breakfast Room
  • Basement
  • Crawl Space
  • Storage In Attic
  • Laundry Room

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Outdoor Features

  • Covered Patio or Porch

Schools

  • West Side Elementary School
  • Lakeview Middle School
  • Lakeview-Ft. Oglethorpe High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities

Community Details

  • No Home Owners Association
  • Emerald Hgts Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 0002L 008

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,841

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 0.23
  • Subdivision Name: Emerald Hgts
  • Directions: Exit 353 Cloud Springs Rd to right on Lakeview Dr. Left into Emerald Heights subdivision (Gem Drive) Home on left.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 1989.0
  • New Construction: No
  • Year Built: 2005
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 0002L 008
  • Location Tax and Legal Elementary School: West Side Elementary
  • Location Tax and Legal Middle Or Junior School2: Lakeview Middle
  • Location Tax and Legal High School: Lakeview-Ft. Oglethorpe
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.23
  • General Property Information Lot Size Square Feet2: 10018.8
  • General Property Information Lot Size Dimensions: 0.23
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Fencing Fenced: Yes
  • Architectural Style:Contemporary: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Split Bedrooms2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Interior Features Breakfast Room: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Free-Standing Electric Range, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Room, Ceiling Fan(s), Open Floorplan, Primary Downstairs, Separate Shower, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Attic Features:Storage Only: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: West Side Elementary
  • High School: Lakeview-Ft. Oglethorpe
  • Middle Or Junior School: Lakeview Middle

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 0002L 008
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 19, 2018
Sold by
Creech Jackson D
Bought by
Keserovic Ermin and Keserovic Samra
Current Estimated Value
$358,914

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 25, 2014
Closed on
Apr 18, 2014
Sold by
Federal National Mortgage Association
Bought by
Creech Jackson D and Creech Deborah Gilley
Seller's Agent
Gail Stanley
Peach Realty, Inc.
Buyer's Agent
Gail Stanley
Peach Realty, Inc.
List Price
$157,900
Sold Price
$150,000
Premium/Discount to List
-$7,900
-5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.96%

Purchase Details

Closed on
Feb 4, 2014
Sold by
Green Tree Servicing Llc
Bought by
Federal National Mtg Associati

Purchase Details

Closed on
Oct 27, 2006
Sold by
Home Place Builders Llc
Bought by
Turner Edna S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 27, 2006
Sold by
Home Place Builders Llc
Bought by
Crisp Joseph C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Keserovic Ermin $210,000 --
Creech Jackson D $150,000 --
Federal National Mtg Associati $148,864 --
Green Tree Servicing Llc $148,864 --
Turner Edna S $179,000 --
Crisp Joseph C $161,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Keserovic Emin $170,000
Closed Keserovic Ermin $189,000
Previous Owner Creech Jackson D $100,000
Previous Owner Turner Edna S $156,000
Previous Owner Turner Edna S $29,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/18/2014 04/18/14 Sold $150,000 -5.0% $75 / Sq Ft
03/07/2014 03/07/14 Pending -- -- --
02/24/2014 02/24/14 For Sale $157,900 -- $79 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,841 $133,206 $14,000 $119,206
2023 $2,290 $102,274 $14,000 $88,274
2022 $1,872 $83,616 $14,000 $69,616
2021 $1,750 $83,616 $14,000 $69,616
2020 $1,650 $71,326 $10,000 $61,326
2019 $1,597 $68,259 $10,000 $58,259
2018 $1,624 $65,723 $10,000 $55,723
2017 $1,520 $63,536 $10,000 $53,536
2016 $1,496 $59,576 $10,000 $49,576
2015 -- $59,576 $10,000 $49,576
2014 -- $57,747 $10,780 $46,967
2013 -- $57,747 $10,780 $46,967
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1206806

Greater Chattanooga REALTORS®

APN: 0002L-008