NOT LISTED FOR SALE

109 N 2nd St Oakland, MD 21550

Estimated Value: $301,275 - $360,000

4 Beds
2.5 Baths
1,614 Sq Ft
$202/Sq Ft Est. Value

Last Sold December 16, 2022

Last sale price $283,000 $175 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,135/month

4 Days on Market

Highlights

  • Wood Flooring
  • 1 Fireplace
  • No HOA
  • Main Floor Bedroom
  • Workshop
  • Breakfast Area or Nook

About This Home

As of December 2022

The best location in Oakland - historic 2nd Street! Charming and very well maintained 4BR, 2.5BA home. Warm and inviting inside featuring an abundance of natural light, a main level primary bedroom and full bath, built-ins, fireplace, large back yard, finished attic room, a separate hobby room on the lower level, and a garage. Within very close proximity to downtown shops, eating spots, library, hospital, parks, and schools. Don't miss this opportunity to own a home on the coveted Autumn Glory Parade route!

Last Agent to Sell the Property

Mike Kennedy

Railey Realty, Inc. License #529372 Listed on: 10/10/2022

Railey Realty, Inc.

Last Buyer's Agent

Brody Monahan

Lake Homes Realty, LLC

Lake Homes Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,784

Year Built

  • Built in 1939

Lot Details

  • 8,712 Sq Ft Lot
  • Level Lot
  • Back Yard
  • Historic Home

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Stone Foundation
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • 1 Fireplace
  • Combination Dining and Living Room
  • Storm Doors
  • Laundry on lower level

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom

Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Workshop
  • Basement Windows

Outdoor Features

  • Shed

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Radiant Heating System
  • Hot Water Heating System
  • Natural Gas Water Heater
  • Phone Connected
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Oakland Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1217007173

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,784

Year Built

Built in 1939

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Ownership: Fee Simple
  • Exclusions: Washer and Dryer
  • Historic: Yes
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1939
  • Automatically Close On Close Date: No
  • Remarks Public: The best location in Oakland - historic 2nd Street! Charming and very well maintained 4BR, 2.5BA home. Warm and inviting inside featuring an abundance of natural light, a main level primary bedroom and full bath, built-ins, fireplace, large back yard, finished attic room, a separate hobby room on the lower level, and a garage. Within very close proximity to downtown shops, eating spots, library, hospital, parks, and schools. Don't miss this opportunity to own a home on the coveted Autumn Glory Parade route!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Extra Refrigerator/Freezer, Oven/Range - Electric, Refrigerator, Water Heater
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Built-Ins, Breakfast Area, Carpet, Combination Dining/Living, Entry Level Bedroom, Primary Bath(s), Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Foundation Details: Stone
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Walkout Level, Workshop, Windows, Heated, Connecting Stairway
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2262
  • Living Area Sq Ft: 1614
  • Price Per Sq Ft: 172.86
  • Above Grade Finished Sq Ft: 1614
  • Below Grade Sq Ft: 648
  • Total Below Grade Sq Ft: 648
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 109

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Stone
  • Road Surface Type: Paved
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Natural Gas
  • Heating Type: Radiant, Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Electric Available, Natural Gas Available, Phone, Phone Connected, Sewer Available, Water Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Middle School: SOUTHERN
  • High School: SOUTHERN GARRETT HIGH
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 151200.00
  • Land Assessed Value: 18600.00
  • Land Use Code: R
  • Lot Features: Level, Rear Yard
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8712.00
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15657330
  • Tax Annual Amount: 2784.00
  • Assessor Parcel Number: 1217007173
  • Tax Total Finished Sq Ft: 1614
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 12/16/2022

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2022
Closed on
Dec 16, 2022
Sold by
Crawford Mary Ann
Bought by
Hawtof Stephanie A
Seller's Agent
Mike Kennedy
Railey Realty, Inc.
Buyer's Agent
Brody Monahan
Lake Homes Realty, LLC
List Price
$279,000
Sold Price
$283,000
Premium/Discount to List
$4,000
1.43%
Views
55
Current Estimated Value
$325,569

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,569
Avg. Annual Appreciation
5.41%
Original Mortgage
$226,400
Outstanding Balance
$220,721
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$104,848

Purchase Details

Closed on
Sep 17, 2004
Sold by
Jones Lloyd M
Bought by
Crawford David T

Purchase Details

Closed on
Jun 13, 1985
Sold by
Graser Nellie L
Bought by
Jones Lloyd M
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hawtof Stephanie A $283,000 Lake Title
Crawford David T $240,285 --
Jones Lloyd M $74,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hawtof Stephanie A $226,400
Previous Owner Crawford Mary Ann $113,000
Closed Crawford David T --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/16/2022 12/16/22 Sold $283,000 +1.4% $175 / Sq Ft
10/10/2022 10/10/22 For Sale $279,000 -- $173 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,223 $263,300 $18,600 $244,700
2024 $3,807 $232,133 $0 $0
2023 $3,296 $200,967 $0 $0
2022 $2,785 $169,800 $18,600 $151,200
2021 $2,774 $169,167 $0 $0
2020 $2,764 $168,533 $0 $0
2019 $2,754 $167,900 $18,600 $149,300
2018 $2,643 $167,900 $18,600 $149,300
2017 $2,643 $167,900 $0 $0
2016 -- $170,700 $0 $0
2015 -- $170,700 $0 $0
2014 -- $170,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2003960

Bright MLS

APN: 17-007173