$486,000
SOLD SEP 17, 2025

109 N Lake Cunningham Ave Saint Johns, FL 32259

3 Beds
2 Baths
1,981 Sq Ft
0.33 Acres

Recently Sold

$245 Per Sq Ft

1% Below List Price

169 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Screened Porch
  • Cunningham Creek Elementary School Rated A
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of September 2025

NEW FLOORING INSTALLED 8/25! All brick POOL home! This beautiful 3 bedroom 2 bathroom home sits on a huge lot with inground pool to lake views on a quiet street in walking distance to the elementary school! Desirable split floor plan features open kitchen with granite countertops and SS appliances, all NEW updated primary bathroom, fresh paint in all bedrooms, a gas fireplace and hardwood flooring. Close to shopping, dining and A+ rated St Johns County schools! Do not wait, this one won't last!

Last Agent to Sell the Property

Robin Zuckerman

FLORIDA WELCOME HOME REAL ESTATE License #3233954 Listed on: 04/01/2025

Last Buyer's Agent

MACHELL KLEE

REAL BROKER LLC License #3554367

REAL BROKER LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,302

Year Built

  • Built in 2000 | Remodeled

Lot Details

  • 0.33 Acre Lot
  • Waterfront
  • Property fronts a county road
  • Street terminates at a dead end
  • Back Yard Fenced
  • Front and Back Yard Sprinklers
  • Few Trees

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,981 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Pool

  • Pool Sweep

Schools

  • Cunningham Creek Elementary School
  • Switzerland Point Middle School
  • Bartram Trail High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0097760500

Community Details

Overview

  • Cunningham Creek Subdivision
  • On-Site Maintenance

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,302

Year Built

Built in 2000 | Remodeled

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2000
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.33
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Cunningham Creek
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1981.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Architectural Style Ranch: Yes
  • Pool Features Pool Sweep: Yes
  • Security Features Smoke Detector(s): Yes
  • Fencing Back Yard: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.33
  • Lot Features Dead End Street: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • Road Frontage Type County Road: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Living Area: 1981.0
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: Yes
  • Fencing: Back Yard, Vinyl
  • Roof: Shingle
  • Lot Features: Dead End Street, Few Trees, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: In Ground, Pool Sweep
  • Pool Private: Yes
  • View: Water
  • Waterfront Features: Lake Front
  • Construction Type: Brick, Frame
  • Patio And Porch Features: Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Construction Materials:Frame: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Few Trees: Yes
  • Construction Materials:Brick2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Electric3: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 483.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Pool, Maintenance Grounds, Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 483.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Playground: Yes
  • Association Amenities:Maintenance Grounds: Yes

Schools

  • Elementary School: Cunningham Creek
  • High School: Bartram Trail
  • Middle Or Junior School: Switzerland Point

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 14374.8
  • Parcel #: 0097760500
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 4301.67
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 8, 2021
Closed on
Dec 31, 2021
Sold by
Turrentine Clyde E
Bought by
Dzerve Tiffany
Seller's Agent
Mike Yazigi
904 REALTY LLC
Buyer's Agent
Jodi-Marie Gordon
MOMENTUM REALTY
List Price
$435,000
Sold Price
$437,000
Premium/Discount to List
$2,000
0.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.52%
Original Mortgage
$388,800
Outstanding Balance
$359,059
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$120,727

Purchase Details

Listed on
Nov 8, 2021
Closed on
Dec 20, 2021
Sold by
Turrentine Jill Burton
Bought by
Dzerve Tiffany
Seller's Agent
Mike Yazigi
904 REALTY LLC
Buyer's Agent
Jodi-Marie Gordon
MOMENTUM REALTY
List Price
$435,000
Sold Price
$437,000
Premium/Discount to List
$2,000
0.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,800
Outstanding Balance
$359,059
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$120,727

Purchase Details

Closed on
Jul 1, 2017
Bought by
Turrentine Clyde E

Purchase Details

Closed on
Feb 20, 2002
Sold by
Ellis Brian S and Ellis Tiffany F
Bought by
Fabrikant Howard and Fabrikant Heidi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,120
Interest Rate
6.86%

Purchase Details

Closed on
Aug 30, 2000
Sold by
Seda Construction Company
Bought by
Turrentine Clyde E and Turrentine Jill Burton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,600
Interest Rate
8.24%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $218,500 Attorney
Warranty Deed $218,500 None Listed On Document
Warranty Deed $218,500 Attorney
Warranty Deed $218,500 None Listed On Document
Deed -- --
Warranty Deed $223,900 Estate Title & Trust
Corporate Deed $128,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $388,800 New Conventional
Closed $388,800 New Conventional
Closed $388,800 New Conventional
Previous Owner $246,554 VA
Previous Owner $275,000 Unknown
Previous Owner $40,000 Unknown
Previous Owner $202,000 Unknown
Previous Owner $27,000 Stand Alone Second
Previous Owner $152,800 Unknown
Previous Owner $179,120 No Value Available
Previous Owner $102,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/17/2025 09/17/25 Sold $486,000 +0.2% $245 / Sq Ft
05/07/2025 05/07/25 Price Changed $485,000 -0.8% $245 / Sq Ft
04/01/2025 04/01/25 For Sale $489,000 +11.9% $247 / Sq Ft
12/17/2023 12/17/23 Off Market $437,000 -- --
12/20/2021 12/20/21 Sold $437,000 +0.5% $221 / Sq Ft
12/01/2021 12/01/21 Pending -- -- --
11/08/2021 11/08/21 For Sale $435,000 -- $220 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,219 $372,725 -- --
2024 $4,219 $362,221 -- --
2023 $4,219 $351,671 $0 $0
2022 $4,103 $341,428 $0 $0
2021 $2,637 $222,373 $0 $0
2020 $2,532 $212,187 $0 $0
2019 $2,544 $205,332 $0 $0
2018 $2,424 $195,267 $0 $0
2017 $2,041 $164,993 $0 $0
2016 $2,039 $166,447 $0 $0
2015 $2,068 $165,290 $0 $0
2014 $2,074 $158,349 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2078164

realMLS (Northeast Florida Multiple Listing Service)

APN: 009776-0500