NOT LISTED FOR SALE

109 Oyster Bay Rd Swansboro, NC 28584

Estimated Value: $395,595 - $446,000

3 Beds
2 Baths
1,852 Sq Ft
$224/Sq Ft Est. Value

Last Sold September 03, 2013

Last sale price $220,000 $119 Per Sq Ft

Est. 89% increase in value since last sale

Current estimated payment $2,425/month

10 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Thermal Windows
  • Vaulted Ceiling
  • Formal Dining Room
  • Screened Patio

About This Home

As of September 2013

Custom built, 1 level home in Oyster Bay. Exterior features include: covered front porch, screened-in back porch off main living area & private open deck off Master BR, fenced back yard w/custom shed, Professional landscape, 2 car garage w/custom shelving. Interior features include: Vaulted ceiling, eat-in kitchen, kitchen bar, formal dining room, split bedroom plan, laundry room w/natural lighting & custom cabinetry. All appliances convey. Just minutes to the beach! Home Warranty included

Last Agent to Sell the Property

Donald Whiteside

Emerald Isle Realty License #172902 Listed on: 07/07/2013

Emerald Isle Realty

Last Buyer's Agent

Sally Seller

Non Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,911

Year Built

  • Built in 2010

Lot Details

  • 0.52 Acre Lot
  • Lot Dimensions are 100 x 222 x 100 x 222
  • Vinyl Fence
  • Chain Link Fence

Home Design

  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,852 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Thermal Windows
  • Living Room
  • Formal Dining Room
  • Crawl Space

Kitchen

  • Gas Oven
  • Range Hood
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Driveway

Eco-Friendly Details

  • Energy-Efficient Doors

Outdoor Features

  • Deck
  • Screened Patio
  • Outdoor Storage

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • Oyster Bay Estates Subdivision

Listing and Financial Details

  • Tax Lot L5
  • Assessor Parcel Number 536518309993000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,911

Year Built

Built in 2010

Lot Details

0

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Construction: Wood Frame
  • New Construction: No
  • Stories Levels: One
  • Year Built: 2010
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Dining Room Type: Formal, Kitchen
  • Fireplace: 1
  • Flooring: Carpet, Vinyl
  • Heated Sq Ft: 1800 - 1999
  • Interior Amenities: Ceiling - Vaulted, Ceiling Fan(s)
  • List Price per Sq Ft: 121.22
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 3
  • Bedroom 2 Level: First
  • Bedroom 3 Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Primary Bedroom Level: First
  • Sq Ft Heated: 1852.00
  • Total Heated Primary Separate Sq Ft: 1852.00

Exterior Features

  • Exterior Features: Thermal Doors, Thermal Windows
  • Exterior Finish: Vinyl Siding
  • Exterior Structures: Storage
  • Fencing: Chain Link, Vinyl
  • Foundation: Crawl Space
  • Porch Balcony Deck: Deck, Screened
  • Road Type Frontage: Paved
  • Roof: Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Paved

Utilities

  • Appliances Equipment: Dishwasher, Washer, Vent Hood, Stove/Oven - Gas, Refrigerator, Microwave - Built-In, Dryer
  • Heating System: Heat Pump
  • Utilities: Municipal Sewer, Municipal Water
  • Water Heater: Electric

Lot Info

  • Deed Page: 494.00
  • Lot Acres: 0.52
  • Lot Dimensions: 100 X 222 X 100 X 222
  • Lot Number: L5
  • Lot Sq Ft: 22651.20

Tax Info

  • Tax Identifier: 536518309993000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 28, 2016
Sold by
Mccarty David A
Bought by
Mccarty David A and Mccarty Shirley Gerimane
Current Estimated Value
$414,899

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Outstanding Balance
$187,503
Interest Rate
3.48%
Mortgage Type
VA
Estimated Equity
$227,396

Purchase Details

Listed on
Jul 7, 2013
Closed on
Aug 20, 2013
Sold by
Dixon Michael Shawn and Dixon Jacquelyn F
Bought by
Mccarty David A
Seller's Agent
Donald Whiteside
Emerald Isle Realty
Buyer's Agent
Sally Seller
Non Member Office
List Price
$224,500
Sold Price
$220,000
Premium/Discount to List
-$4,500
-2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.36%
Original Mortgage
$220,000
Interest Rate
4.39%
Mortgage Type
VA

Purchase Details

Closed on
Jan 5, 2009
Sold by
Brainard Barbara H
Bought by
Dixon Michael Shawn and Dixon Jacquelyn F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,250
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccarty David A -- Attorney
Mccarty David A $220,000 None Available
Dixon Michael Shawn $55,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccarty David A $235,000
Closed Mccarty David A $220,000
Previous Owner Dixon Michael Shawn $41,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2013 09/03/13 Sold $220,000 -2.0% $119 / Sq Ft
07/17/2013 07/17/13 Pending -- -- --
07/07/2013 07/07/13 For Sale $224,500 -- $121 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,911 $289,673 $65,000 $224,673
2024 -- $289,673 $65,000 $224,673
2023 $2,911 $289,673 $65,000 $224,673
2022 $2,911 $289,673 $65,000 $224,673
2021 $2,544 $241,170 $65,000 $176,170
2020 $2,544 $241,170 $65,000 $176,170
2019 $2,544 $241,170 $65,000 $176,170
2018 $2,544 $241,170 $65,000 $176,170
2017 $2,354 $229,660 $55,000 $174,660
2016 $2,211 $215,710 $0 $0
2015 $2,211 $215,710 $0 $0
2014 $2,211 $215,710 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Donald Whiteside

    Seller's Agent in 2013

    Donald Whiteside

    Emerald Isle Realty

    (252) 354-4060

    12 in this area

    197 Total Sales

    Donald Whiteside
    Section Image

  • S

    Buyer's Agent in 2013

    Sally Seller

    Non Member Office

See All Agents

Map

Source: Hive MLS

MLS Number: 11303455

Hive MLS

APN: 044285

North Carolina Onslow County Swansboro 28584

109 Oyster Bay Rd, Swansboro, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2025 Hive MLS LLC

Nearby Homes