$190,000

109 Penobscot St Rumford, ME 04276

Estimated payment $1,277/month

Total Views 12,524
5 Beds
5 Baths
1,980 Sq Ft
$96 Price per Sq Ft

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Great Room
  • Deck
  • Main Floor Bedroom
  • No HOA

About This Home

Investors take notice! This attractive package deal in a desirable neighborhood offers great potential. The spacious Cape features plenty of charm and just needs some additional upgrades to shine. Included is a separate house lot with a one-bedroom ranch—an ideal renovation project for those looking to add value. Don't miss this opportunity to invest in two properties with endless possibilities. The spacious kitchen offers abundant cabinet and counter space, perfect for preparing your favorite meals, along with a convenient island and plenty of room for an additional dining area. This Cape offers 4 bedrooms, 3 full baths, and a convenient half bath—partially completed and located in the laundry room, just steps away from the kitchen. The separate ranch includes three rooms—a bedroom, a half bath, and additional living space. With the city's approval, this property offers a full renovation opportunity to transform it into a comfortable residence. This property is being sold as is and will likely not qualify for government-backed financing.

Listing Agent

Scott Berry

StartPoint Realty Listed on: 08/25/2025

StartPoint Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,331

Year Built

  • Built in 1910

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced
  • Interior Lot
  • Level Lot
  • Open Lot

Home Design

  • Cape Cod Architecture
  • Raised Ranch Architecture
  • Stone Foundation
  • Slab Foundation
  • Wood Frame Construction
  • Pitched Roof
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,980 Sq Ft Home
  • Ceiling Fan
  • Great Room
  • Family Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Dishwasher
  • Kitchen Island
  • Formica Countertops

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Bathtub
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Brick Basement
  • Exterior Basement Entry
  • Sump Pump
  • Dirt Floor

Parking

  • Driveway
  • Paved Parking

Accessible Home Design

  • Doors are 32 inches wide or more
  • Accessible Approach with Ramp

Outdoor Features

  • Deck
  • Outbuilding

Utilities

  • No Cooling
  • Zoned Heating
  • Heating System Uses Oil
  • Baseboard Heating
  • Hot Water Heating System
  • Programmable Thermostat
  • Natural Gas Not Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 172
  • Assessor Parcel Number RUMF-000117-000000-000172

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,331

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Road Surface Type: Paved
  • MLS Status: Active
  • Above Grade Finished Sq Ft: 1980.0
  • Architectural Style: Cape Cod, Raised Ranch
  • Garage Yn: No
  • Efficiency: Thermostat
  • Year Built: 1910
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: No
  • Contract Information:List PriceSqFt: 95.96
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.22
  • Property Information:Total Baths: 5.0
  • Property Information:SqFt Finished Above Grade: 1980.0
  • Property Information:Garage: No
  • Site:Level: Yes
  • Site:Open: Yes
  • Water Info:Water Frontage2: No
  • Water Info:Water View2: No
  • Construction:Wood Frame: Yes
  • Basement:Walkout Access: Yes
  • Roof:Shingle: Yes
  • Heat System:Baseboard: Yes
  • Heat System:Hot Water: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Electric Range: Yes
  • Appliances Included:Washer: Yes
  • Heat Fuel:Oil: Yes
  • Cooling:None3: Yes
  • Floors:Tile2: Yes
  • Floors:Vinyl: Yes
  • Floors:Wood3: Yes
  • Style:Cape: Yes
  • Electric:Circuit Breakers: Yes
  • Sewer:Public Sewer: Yes
  • Water:Public3: Yes
  • Driveway:Paved2: Yes
  • Amenities:Fence: Yes
  • Exterior:Vinyl Siding: Yes
  • Amenities:Laundry - Hookup: Yes
  • Amenities:Shower: Yes
  • Basement:Unfinished: Yes
  • Kitchen Amenities:Eat-in Kitchen: Yes
  • Kitchen Amenities:Island: Yes
  • Primary Bedroom Amenities:Full Bath7: Yes
  • Room Features:Eat-in Kitchen2: Yes
  • Room Features:Island2: Yes
  • Gas:No Gas: Yes
  • Roof:Composition2: Yes
  • Foundation Materials:Stone: Yes
  • Heat System:Multi-Zones: Yes
  • Amenities:Bathtub: Yes
  • Amenities:Laundry - 1st Floor: Yes
  • Basement:Dirt Floor: Yes
  • Roof:Pitched: Yes
  • Property Information:Short Sale Continue to Show: No
  • Basement:Slab2: Yes
  • Basement:BrickMortar: Yes
  • Site:RollingSloping: Yes
  • Family Room:Family Room: Yes
  • Property Information:Deed Restrictions: Unknown
  • Property Information:Bank Owned REO: No
  • Kitchen Countertop:Formica: Yes
  • Energy Efficiency:Ceiling Fans: Yes
  • Great Room:Great Room: Yes
  • Water Info:Island3: No
  • Basement:Sump Pump: Yes
  • Laundry Room:Laundry Room: Yes
  • Accessibilitiy Amenities:Ramped Main Level: Yes
  • Foundation Materials:Granite2: Yes
  • Basement Entry:Exterior Only: Yes
  • Energy Efficiency:Programmable Thermostat: Yes
  • Style:Raised Ranch: Yes
  • Other Structures:Out Building: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Parking Reserved Parking: No
  • Advertising Remarks:Advertising Remarks: Investors take notice! This attractive package deal in a desirable neighborhood offers great potential. The spacious Cape features plenty of charm and just needs some additional upgrades to shine. Included is a separate house lot with a one-bedroom ranch—an ideal renovation project for those looking to add value. Don't miss this opportunity to invest in two properties with endless possibilities. The spacious kitchen offers abundant cabinet and counter space, perfect for preparing your favorite meals, along with a convenient island and plenty of room for an additional dining area. This Cape offers 4 bedrooms, 3 full baths, and a convenient half bath—partially completed and located in the laundry room, just steps away from the kitchen. The separate ranch includes three rooms—a bedroom, a half bath, and additional living space. With the city's approval, this property offers a full renovation opportunity to transform it into a comfortable residence. This property is being sold as is and will likely not qualify for government-backed financing.
  • Property Information 2 Detached Houses on 1 Lot: No
  • Accessibilitiy Amenities 32 - 36 Inch Doors: Yes
  • Special Features: VirtualTour

Interior Features

  • Furnished: Unfurnished
  • Appliances: Washer, Refrigerator, Electric Range, Dryer, Dishwasher
  • Accessibility Features: 32 - 36 Inch Doors, Accessible Approach with Ramp
  • Has Basement: Walk-Out Access, Brick/Mortar, Dirt Floor, None, Sump Pump, Exterior Only, Unfinished
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Fireplace: No
  • Flooring: Wood, Vinyl, Tile
  • Interior Amenities: 1st Floor Primary Bedroom w/Bath, Bathtub, Other, Shower
  • Bedroom 2 Level: Second
  • Bedroom 3 Level: Second
  • Bedroom 4 Bedroom 4 Level: First
  • Kitchen Kitchen Level: First
  • Primary Bedroom Primary Bedroom Level: First
  • Bedroom 1:Bedroom 1 Level: First
  • Location:Interior Lot: Yes
  • Laundry Room Laundry Room Level: First

Exterior Features

  • Fencing: Fenced
  • Lot Features: Rolling/Sloping, Open, Level, Interior Lot, Near Shopping, Near Town, Neighborhood
  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Frame
  • Foundation Details: Stone, Granite, Other, Slab
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck
  • Roof: Pitched, Shingle
  • Patio And Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: 1 - 4 Spaces, Paved

Utilities

  • Laundry Features: Laundry - 1st Floor, Main Level, Washer Hookup
  • Cooling: None
  • Cooling Y N: No
  • Heating: Zoned, Hot Water, Baseboard
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Utilities: Utilities On
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: No Restrictions

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 9583.2
  • Parcel #: RUMF-000117-000000-000172
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 3331.0
  • Tax Lot: 172
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,636 $158,600 $15,700 $142,900
2023 $2,513 $113,300 $11,200 $102,100
2022 $2,513 $113,300 $11,200 $102,100
2021 $2,544 $113,300 $11,200 $102,100
2020 $2,561 $113,300 $11,200 $102,100
2019 $1,586 $52,010 $5,500 $46,510
2018 $836 $52,010 $5,500 $46,510
2017 $1,500 $52,010 $5,500 $46,510
2016 $1,456 $52,010 $5,500 $46,510
2015 $1,428 $52,010 $5,500 $46,510
2014 $1,402 $52,010 $5,500 $46,510
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/25/2025 08/25/25 For Sale $190,000 +46.2% $96 / Sq Ft
06/22/2021 06/22/21 Sold $130,000 +4.0% $87 / Sq Ft View Prior Sale
05/14/2021 05/14/21 Pending -- -- --
05/11/2021 05/11/21 For Sale $125,000 +4.2% $83 / Sq Ft
12/06/2018 12/06/18 Sold $120,000 -1.6% $57 / Sq Ft View Prior Sale
10/05/2018 10/05/18 Pending -- -- --
09/28/2018 09/28/18 For Sale $121,900 -- $58 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $126,100 Purchase Money Mortgage
Previous Owner $117,826 FHA
Source: Public Records

Source: Maine Listings

MLS Number: 1635497

Maine Listings

APN: RUMF-000117-000000-000172