$1,860,000
SOLD JAN 23, 2025

109 Ramsay Rd Locust Grove, VA 22508

7 Beds
4.5 Baths
3,937 Sq Ft
0.64 Acres

Recently Sold

$472 Per Sq Ft

11% Below List Price

79 Days on Market

Highlights

  • 230 Feet of Waterfront
  • Beach
  • Golf Course Community
  • 3 Dock Slips
  • Pier or Dock
  • Community Stables

About This Home

As of January 2025

**Experience Waterfront Living at Its Finest**

Welcome to your dream waterfront home, where everyday life transforms into a serene escape filled with adventure and relaxation. Nestled on a prime point lot within a gated lake community, this stunning property offers not just a home, but a lifestyle enriched by the beauty of nature and the joys of lake living.

As you pull into the circular driveway, you're greeted by a charming front porch, providing a perfect spot to unwind while taking in the spectacular water views. Picture yourself sipping morning coffee as the sun rises over the lake.

Step inside, and you’ll find an inviting interior designed for both comfort and functionality. The spacious kitchen, outfitted with quartz countertops and stainless-steel appliances, is not just for cooking; it’s the heart of your home where family and friends gather to share meals and create lasting memories. Imagine preparing a delicious meal while sharing laughs and stories, with the beautiful lake serving as your backdrop.

The adjacent sunroom is your personal retreat, offering panoramic views of the water and inviting natural light to fill the space. It’s the perfect spot for reading a book or simply enjoying the tranquility of the lake. And when you’re ready for some fun, step outside to your own backyard paradise.

With a private dock just steps away, you have immediate access to a world of water activities. Whether it’s launching your kayak for a peaceful paddle across the glassy surface, gathering friends for a fun day of boating, or trying your hand at paddle boarding, the lake is your playground. Imagine spending sun-soaked afternoons gliding across the water, exploring hidden coves, or simply floating in the sunshine, surrounded by nature’s beauty.

After a day filled with outdoor fun, gather around the fire pit on your own private beach while taking in the sunset over tranquil lake.

Inside, the great room features a floor-to-ceiling fireplace that creates an inviting ambiance for relaxation. The soaring walls of windows offer unforgettable lake views.

The primary bedroom is your personal sanctuary, with direct access to the deck overlooking the water. Imagine waking up to the sounds of nature and the sight of the sun glistening on the lake, inviting you to step outside and start your day surrounded by beauty.

Upstairs, a spacious bonus room awaits, ready to accommodate your lifestyle needs, plus two additional bedrooms & baths. Plenty of space for the entire family! The lower level features an enormous rec room for family fun, two bedrooms, bath and exercise room! This home truly has it all!

Located in the sought-after Lake of the Woods community, you’ll have access to a wealth of amenities, including a clubhouse, golf course, community center, and recreational courts. Enjoy leisurely strolls along the lakeshore, participate in community events, or simply bask in the joy of living in a vibrant neighborhood filled with friendly faces.

This waterfront home offers a unique opportunity to embrace a lifestyle where every day feels like a vacation. Come tour today!

Last Agent to Sell the Property

Sheli Schneider

(540) 760-6325 sheli@rhouserealty.net Samson Properties License #0225036836 Listed on: 10/16/2024

Samson Properties

Co-Listed By

Sheila Coleman

(540) 623-3432 sheilaccoleman@gmail.com Samson Properties License #0225196762

Last Buyer's Agent

Carol Strasfeld

(301) 806-8871 carolstrasfeld@gmail.com Unrepresented Buyer Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,847

Year Built

  • Built in 2002 | Remodeled in 2021

Lot Details

  • 0.64 Acre Lot
  • 230 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Premium Lot
  • Sprinkler System
  • Property is in excellent condition
  • Property is zoned R3

HOA Fees

  • $173 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Craftsman Architecture
  • Coastal Architecture
  • Contemporary Architecture
  • Brick Foundation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Vaulted Ceiling
  • Skylights
  • Stone Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Transom Windows
  • Sliding Windows
  • Wood Frame Window
  • Casement Windows
  • Sliding Doors
  • Insulated Doors
  • Entrance Foyer
  • Great Room
  • Den
  • Recreation Room
  • Bonus Room
  • Sun or Florida Room
  • Storage Room
  • Home Gym
  • Lake Views
  • Security Gate

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Engineered Wood
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Improved Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Boat Ramp
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Enclosed Patio or Porch
  • Water Fountains
  • Playground

Schools

  • Locust Grove Elementary And Middle School
  • Orange Co. High School

Utilities

  • Central Air
  • Heat Pump System
  • Geothermal Heating and Cooling
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 117
  • Assessor Parcel Number 012A0000701170

Community Details

Overview

  • Association fees include common area maintenance, insurance, management, reserve funds, road maintenance, security gate, snow removal
  • Lake Of The Woods Association
  • Lake Of The Woods Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Game Room
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Recreation Room
  • Bar or Lounge

Recreation

  • Pier or Dock
  • Beach
  • Golf Course Community
  • Golf Course Membership Available
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing Allowed
  • Dog Park
  • Community Stables
  • Jogging Path
  • Bike Trail

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,847

Year Built

Built in 2002 | Remodeled in 2021

Lot Details

0

HOA Fees

$173 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman, Contemporary, Coastal
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2002
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank, Engineered Wood
  • Window Features: Casement, Insulated, Low-E, Skylights, Sliding, Transom, Wood Frame, Vinyl Clad
  • Fireplace Features: Brick, Gas/Propane, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, Insulated
  • Wall Ceiling Types: High, Dry Wall, 9'+ Ceilings, 2 Story Ceilings, Vaulted Ceilings
  • Foundation Details: Brick/Mortar, Concrete Perimeter
  • Levels Count: 3
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Sun/Florida Room, Exercise Room, Great Room, Laundry, Office, Recreation Room, Storage Room, Bathroom 2, Bathroom 3, Bonus Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Full, Improved, Outside Entrance, Walkout Level
  • Laundry Type: Main Floor
  • Total Sq Ft: 3937
  • Living Area Sq Ft: 3937
  • Price Per Sq Ft: 678.16
  • Above Grade Finished Sq Ft: 2949
  • Below Grade Finished Sq Ft: 988
  • Total Below Grade Sq Ft: 988
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 7
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Lawn Sprinkler, Private Beach, Play Area, Underground Lawn Sprinkler, Water Fountains
  • Roof: Architectural Shingle
  • Spa: No
  • View: Lake
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Waterski/Wakeboard, Sail, Private Access, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Lake of the Woods
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 230

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Concrete Driveway, Circular Driveway, Paved Parking
  • Garage Features: Garage - Front Entry, Built In, Garage Door Opener, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric, Geothermal
  • Cooling Type: Central A/C
  • Heating Fuel: Geo-Thermal, Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 2075.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bar/Lounge, Baseball Field, Basketball Courts, Beach, Bike Trail, Club House, Common Grounds, Community Center, Dining Rooms, Dog Park, Exercise Room, Fitness Center, Game Room, Gated Community, Golf Course, Golf Course Membership Available, Jog/Walk Path, Lake, Meeting Room, Picnic Area, Pier/Dock, Pool - Outdoor, Recreational Center, Riding/Stables, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Management, Reserve Funds, Road Maintenance, Security Gate, Snow Removal
  • HOA Name: LAKE OF THE WOODS ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: LOCUST GROVE
  • High School: ORANGE CO.
  • Middle Or Junior School: LOCUST GROVE

Lot Info

  • Lot Features: Premium, Bulkheaded
  • Lot Size Acres: 0.64
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 27878.40
  • Outdoor Living Structures: Deck(s), Enclosed, Patio(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7847.00
  • Assessor Parcel Number: 012A0000701170
  • Tax Lot: 117
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: ORANGE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2024
Closed on
Jan 21, 2025
Sold by
Halstead Edward B and Halstead Carmel
Bought by
Heller Leighton J and Heller Tammy M
Seller's Agent
Sheli Schneider
Samson Properties
Buyer's Agent
Carol Strasfeld
Unrepresented Buyer Office
List Price
$2,100,000
Sold Price
$1,860,000
Premium/Discount to List
-$240,000
-11.43%
Views
190
Current Estimated Value
$1,869,481

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,481
Avg. Annual Appreciation
0.67%

Purchase Details

Listed on
May 26, 2017
Closed on
Aug 28, 2017
Sold by
Kenestrick Robert G and Kenestrick Judith C
Bought by
Halstead Carmel and Halstead Edward B
Seller's Agent
Bill Schmarge
Century 21 Redwood Realty
Buyer's Agent
Edward Halstead
Taylor Properties
List Price
$1,200,000
Sold Price
$1,000,000
Premium/Discount to List
-$200,000
-16.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.74%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,860,000 Cardinal Title Group
Deed $1,000,000 Westcor Land Title Ins Co
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/23/2025 01/23/25 Sold $1,860,000 -7.0% $472 / Sq Ft
01/03/2025 01/03/25 Pending -- -- --
11/12/2024 11/12/24 Price Changed $1,999,900 -4.8% $508 / Sq Ft
10/16/2024 10/16/24 For Sale $2,100,000 +110.0% $533 / Sq Ft
08/29/2017 08/29/17 Sold $1,000,000 -16.7% $389 / Sq Ft View Prior Sale
07/06/2017 07/06/17 Pending -- -- --
05/26/2017 05/26/17 For Sale $1,200,000 -- $467 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,847 $1,015,500 $410,000 $605,500
2023 $7,847 $1,015,500 $410,000 $605,500
2022 $7,847 $1,015,500 $410,000 $605,500
2021 $7,533 $1,046,300 $410,000 $636,300
2020 $7,533 $1,046,300 $410,000 $636,300
2019 $248 $808,600 $335,000 $473,600
2018 $6,026 $749,500 $335,000 $414,500
2017 $6,026 $749,500 $335,000 $414,500
2016 $5,849 $727,500 $335,000 $392,500
2015 $5,014 $699,400 $335,000 $364,400
2014 $5,014 $699,400 $335,000 $364,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAOR2008198

Bright MLS

APN: 012-A0-00-07-0117-0