$899,900
SOLD SEP 11, 2025
Last list price

109 Retreat Cove Roach, MO 65787

4 Beds
3.5 Baths
2,945 Sq Ft
2013 Built

Recently Sold

$306 Per Sq Ft

29 Days on Market

Highlights

  • Lake Front
  • Property fronts a channel
  • Vaulted Ceiling
  • Climax Springs Elementary School Rated 10
  • Deck
  • 1 Fireplace

About This Home

As of September 2025

Function and Style with this lakefront stunner! This home has been designed as the perfect lake front home for large families to make memories for a lifetime. Boasting of FIVE bedrooms and flex space that can accommodate an office or additional sleeping area this one checks all the boxes to sleep a crowd. A grand open concept highlights an inviting space for a large group to gather in the kitchen/dining areas for those big summer family breakfasts. Another highlight is the two living areas that spill on to covered porches creating so many comfortable spaces. A BRAND NEW concrete dock is the cherry on top bonus to this home as it has been constructed to created a large and roomy floating oasis in a protected cove where you can swim in the busiest days of summer. Located on quieter waters of Lake of the Ozarks in easy proximity to some of the LOZ's favorite restaurants being only minutes away (think Bear Bottoms) the location is perfect to access all of the Lake's premier attractions. With a central sewer, community well, and GREAT storage this place is the sum of all the parts. This is an ideal home for full time living or a fun second home for the whole family to enjoy.

Last Agent to Sell the Property

Stacy Shore

eXp Realty LLC (LOBR) Brokerage Phone: 866-224-1761 License #1999109199 Listed on: 08/13/2025

eXp Realty LLC (LOBR)

Last Buyer's Agent

Jordan Salisbury

Nettwork Global, LLC License #2019009152

Nettwork Global, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,945

Year Built

  • Built in 2013

Lot Details

  • Lot Dimensions are 66x129x66x190
  • Property fronts a channel
  • Lake Front
  • Home fronts a seawall
  • Sloped Lot

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Workshop in Garage
  • Gravel Driveway

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,945 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Tile Flooring
  • Property Views

Kitchen

  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Cove
  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Wood
  • Heat Pump System
  • Shared Well
  • Community Sewer or Septic

Community Details

  • Association fees include reserve fund, water, sewer
  • Missing Link Subdivision

Listing and Financial Details

  • Exclusions: All furniture and Personal Items, dock furniture,
  • Assessor Parcel Number 06101100000001092000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,945

Year Built

Built in 2013

Lot Details

0

HOA Fees

$108 per month

Parking

2

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size: 66x129x66x190
  • Road Surface Type: Gravel
  • Exclusions: All furniture and Personal Items, dock furniture,
  • Inclusions: Dock/Lifts/Storage on the dock, fridge in garage, washer and dryer, kitchen appliances, Window Treatments, refrigerator on dock.
  • Ownership: Fee Simple,
  • Subdivision Name: Missing Link
  • Directions: Hwy 7 to 7-9 (Irontown Dr), 2 miles to Alta Rd., stay right approx. 2 miles to Acorn Hollow Rd, approx. .6 miles to Hollow Tree Dr.,left to Retreat CV, right at 3 mailboxes, (gravel road), follow just past our sign and circle to home on right.
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Attached Yn: No
  • Building Stories: 2
  • Year Built: 2013
  • Property Sub Type Additional: Detached,Single Family Residence
  • Attribution Contact: 866-224-1761
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Has Basement: Walk-Out Access, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: One
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile
  • Interior Amenities: Built-in Features, Ceiling Fan(s), Custom Cabinets, Fireplace, Vaulted Ceiling(s), Window Treatments
  • Living Area: 2945.0
  • Window Features: Window Treatments

Exterior Features

  • Lot Features: Lake Front, Sloped, Views
  • View: Channel
  • View: Yes
  • Waterfront Features: Cove, Seawall, Lake Front
  • Waterfront: Yes
  • Disclosures: Owner Is Listing Agent
  • Construction Type: Vinyl Siding
  • Exterior Features: Deck, Gravel Driveway
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Deck, Open
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Workshop in Garage, Driveway

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Fireplace(s), Heat Pump, Wood
  • Heating Yn: Yes
  • Sewer: Community/Coop Sewer
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee: 1300.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Reserve Fund, Water, Sewer

Schools

  • Junior High Dist: Climax Springs

Lot Info

  • Parcel #: 06101100000001092000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1945.02
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2025
Closed on
Sep 11, 2025
Sold by
Yates Christopher T and Yates Melissa G
Bought by
Boyd Aaron and Boyd Dana
Seller's Agent
Stacy Shore
eXp Realty LLC (LOBR)
Buyer's Agent
Jordan Salisbury
Nettwork Global, LLC
List Price
$899,900
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.51%
Original Mortgage
$777,750
Outstanding Balance
$777,750
Interest Rate
6.58%
Mortgage Type
Credit Line Revolving
Estimated Equity
$131,066

Purchase Details

Listed on
May 9, 2024
Closed on
Jul 26, 2024
Sold by
Bret A Rolig & Denise A Rolig Revocable and Rolig Bret
Bought by
Yates Christopher T and Yates Melissa G
Seller's Agent
Stacy Shore
eXp Realty LLC (LOBR)
Buyer's Agent
Melissa Yates
ReeceNichols Real Estate
List Price
$669,900
Views
34

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.98%
Original Mortgage
$453,587
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2024
Sold by
Rolig Bret A and Rolig Denise A
Bought by
Bret A Rolig & Denise A Rolig Revocable and Rolig

Purchase Details

Closed on
Jan 14, 2013
Bought by
Rolig Bret A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Sunrise Abstracting & Title Se
Special Warranty Deed -- Integrity Title Solutions
Quit Claim Deed -- Arrowhead Title
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $777,750 Credit Line Revolving
Closed $777,750 Credit Line Revolving
Previous Owner $453,587 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/11/2025 09/11/25 Sold -- -- --
08/13/2025 08/13/25 For Sale $899,900 +41.7% $306 / Sq Ft
07/26/2024 07/26/24 Sold -- -- -- View Prior Sale
06/05/2024 06/05/24 Price Changed $635,000 -2.3% $216 / Sq Ft
05/28/2024 05/28/24 Price Changed $650,000 -3.0% $221 / Sq Ft
05/12/2024 05/12/24 For Sale $669,900 +94.2% $227 / Sq Ft
08/21/2015 08/21/15 Sold -- -- -- View Prior Sale
07/22/2015 07/22/15 Pending -- -- --
05/05/2015 05/05/15 For Sale $345,000 -- $158 / Sq Ft
Source: Lake of the Ozarks Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,956 $52,110 $0 $0
2024 $1,954 $52,110 $0 $0
2023 $1,508 $40,260 $0 $0
2022 $1,408 $40,260 $0 $0
2021 $1,410 $40,260 $0 $0
2020 $1,413 $40,260 $0 $0
2019 $1,412 $40,260 $0 $0
2018 $1,412 $40,260 $0 $0
2017 $1,410 $40,260 $0 $0
2016 $1,411 $40,260 $0 $0
2015 $1,401 $40,260 $0 $0
2014 $1,413 $40,260 $0 $0
2013 -- $4,230 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake of the Ozarks Board of REALTORS®

MLS Number: 3579810

Lake of the Ozarks Board of REALTORS®

APN: 06-1.0-11.0-000.0-001-092.000