NOT LISTED FOR SALE

109 Rosa Ave Covington, KY 41011

Estimated Value: $362,000 - $409,000

4 Beds
3 Baths
1,875 Sq Ft
$208/Sq Ft Est. Value

Last Sold November 11, 2022

Last sale price $296,900 $158 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $2,280/month

15 Days on Market

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Neighborhood Views
  • Fort Wright Elementary School Rated A-
  • No HOA
  • Formal Dining Room

About This Home

As of November 2022

Spacious Brick Cape Cod in Ft Wright w/ convenient access to downtown! Sweeping Gable & Circular Brick Entry to Charming, Covered Patio. Plenty of living and storage space. Hardwood Floors, Gas Fireplace, Finished lower level, 3rd Full unfinished Bath in basement and Shaded Paver Patio around back to enjoy the nice flat yard. Ready to move right in!

Last Agent to Sell the Property

Matt Ogden

Add A Pad Realty License #261254 Listed on: 09/29/2022

Last Buyer's Agent

Nicole Riegler

RE/MAX Victory + Affiliates License #198576

RE/MAX Victory + Affiliates

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1940

Lot Details

  • 9,000 Sq Ft Lot
  • Lot Dimensions are 60x150

Parking

  • 1 Car Garage
  • Side Facing Garage
  • Tandem Parking
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1,875 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Awning
  • Vinyl Clad Windows
  • Family Room with entrance to outdoor space
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Storage Room
  • Laundry Room
  • Utility Room
  • Neighborhood Views

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Finished Basement

  • Walk-Out Basement
  • Laundry in Basement
  • Basement Windows

Outdoor Features

  • Patio

Schools

  • Ft Wright Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 041-20-00-169.00

Home Details

Home Type

Single Family

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.21
  • Year Built: 1940
  • Lot Size: 60x150
  • Directions: 75 to Kyles to R on West Henry Clay, R on Rosa
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ft Wright Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 60x150
  • Remarks Misc:Agent Only Remarks: Great house, great area. Sellers just wanted to test the waters at the higher price.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.2066
  • General Property Description:Living Area: 1875.0
  • General Property Description:Lot Size Square Feet: 9000.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 041-20-00-169.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Laundry Features:In Basement: Yes
  • Percent Basement Finished: Yes
  • Laundry Room Features:Concrete Flooring4: Yes
  • Levels:One and One Half: Yes
  • Room Type:Utility Room2: Yes
  • Room Type:Utility Room Level2: Basement
  • Utility Room Features:Storage5: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Basement: See Remarks, Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: One and One Half
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1875.0
  • Window Features: Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Family Room Features:Walk-Out Access4: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Glass Block Windows: Yes
  • Fireplace Features:Gas: Yes
  • Living Room Features:Fireplace(s): Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Primary Bath Features:Tile Flooring4: Yes
  • Basement:See Remarks36: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Awning(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Side, Off Street, On Street, Tandem
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Tandem: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Utility Sink, In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ft Wright Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 9000.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2022
Closed on
Nov 11, 2022
Sold by
Kaufman Brian Matthe and Kaufman Nicole S
Bought by
Ackley Lauren Elisabeth and Epplen James Maxwell
Seller's Agent
Matt Ogden
Add A Pad Realty
Buyer's Agent
Nicole Riegler
RE/MAX Victory + Affiliates
List Price
$319,900
Sold Price
$296,900
Premium/Discount to List
-$23,000
-7.19%
Views
5
Current Estimated Value
$389,704

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,804
Avg. Annual Appreciation
9.02%
Original Mortgage
$236,900
Outstanding Balance
$229,032
Interest Rate
6.92%
Mortgage Type
New Conventional
Estimated Equity
$160,672

Purchase Details

Closed on
Aug 28, 2009
Sold by
Schwartz Kevin and Schwartz Christine
Bought by
Kaufman Brian Matthew and Kaufman Nicole S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,400
Interest Rate
5.19%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ackley Lauren Elisabeth $296,900 --
Ackley Lauren Elisabeth $296,900 None Listed On Document
Kaufman Brian Matthew $168,000 Lawyers Title Of Cincinnati
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ackley Lauren Elisabeth $236,900
Closed Ackley Lauren Elisabeth $236,900
Previous Owner Kaufman Brian Matthew $134,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/11/2022 11/11/22 Sold $296,900 -1.0% $158 / Sq Ft
10/16/2022 10/16/22 Pending -- -- --
10/12/2022 10/12/22 Price Changed $299,900 -6.3% $160 / Sq Ft
09/30/2022 09/30/22 For Sale $319,900 -- $171 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,942 $296,900 $45,000 $251,900
2024 $3,043 $296,900 $45,000 $251,900
2023 $3,172 $296,900 $45,000 $251,900
2022 $2,053 $184,800 $45,000 $139,800
2021 $2,095 $184,800 $45,000 $139,800
2020 $2,117 $184,800 $45,000 $139,800
2019 $1,937 $168,000 $45,000 $123,000
2018 $1,943 $168,000 $45,000 $123,000
2017 $1,889 $168,000 $45,000 $123,000
2015 $1,825 $168,000 $30,000 $138,000
2014 $1,794 $168,000 $30,000 $138,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 608377

Northern Kentucky Multiple Listing Service

APN: 041-20-00-169.00