Seller's Agent in 2025
Amy Larrauri
Chesapeake Real Estate Associates, LLC
(443) 480-2936
5 in this area
77 Total Sales
109 Secor Rd Chestertown, MD 21620
Kingstown Neighborhood
3
Beds
2
Baths
1,560
Sq Ft
0.34
Acres
Highlights
- Colonial Architecture
- Wood Burning Stove
- Wood Flooring
- Church Hill Elementary School Rated A-
- Traditional Floor Plan
- Sun or Florida Room
About This Home
As of April 2025Charming Home in Chester Harbor with Water Access!
Welcome to 109 Secor Rd, Chestertown, MD 21620, nestled on a peaceful cul-de-sac in the desirable water-access community of Chester Harbor on the Queen Anne’s side of the Chester River. This home offers a perfect blend of comfort, charm, and recent updates, making it an exceptional choice for your next chapter.
Key Features:
Main Level: Beautiful wood floors and a cozy brick fireplace with a wood stove insert set the tone in the living room. The eat-in kitchen is perfect for casual dining, complemented by a formal dining room and a versatile den/office space. A full bathroom rounds out this level.
Second Level: Three generously sized bedrooms share a full hall bath. The primary bedroom boasts abundant closet space, including a cedar-lined closet for seasonal items.
Outdoor Space: The spacious backyard invites you to enjoy outdoor activities with room for play, pets, and entertaining on the brick patio.
Basement & Garage: The full unfinished basement includes laundry facilities and dry-locked walls, ready for your customization. The attached two-car garage, with a brand-new roof installed in 2024, provides ample storage, including additional overhead space.
Recent Updates Include:
Freshly painted interior
New carpeting on the second floor
Dry-locked basement walls
Ongoing updates to the sunroom with new windows/doors
Newer roof (garage roof completed in 2024)
Enjoy the tranquil lifestyle this water-access community offers while being just minutes from Chestertown’s historic downtown, shops, and dining.
Last Agent to Sell the Property
(443) 480-2936 amio915@gmail.com Chesapeake Real Estate Associates, LLC License #651304 Listed on: 11/20/2024
Last Buyer's Agent
(443) 480-0610 tstone@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,449
Year Built
- Built in 1977
Lot Details
- 0.34 Acre Lot
- No Through Street
- Property is zoned NC-20
HOA Fees
- $3 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Block Foundation
- Cedar
Interior Spaces
- Property has 2.5 Levels
- Traditional Floor Plan
- Ceiling Fan
- Wood Burning Stove
- Wood Burning Fireplace
- Self Contained Fireplace Unit Or Insert
- Brick Fireplace
- Living Room
- Formal Dining Room
- Den
- Sun or Florida Room
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Range Hood
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Cedar Closet
- Walk-In Closet
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Connecting Stairway
- Laundry in Basement
Outdoor Features
- Patio
- Shed
- Porch
Utilities
- Forced Air Heating System
- Heating System Uses Oil
- Heat Pump System
- Well
- Electric Water Heater
- Septic Tank
Community Details
- Chester Harbor Subdivision
Listing and Financial Details
- Tax Lot 515
- Assessor Parcel Number 1802006499
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 20, 2024
Closed on
Apr 4, 2025
Sold by
Declaration Of Trust Of Robert L Byrd and Byrd Robert L
Bought by
Durham Jennifer
Seller's Agent
Amy Larrauri
Chesapeake Real Estate Associates, LLC
Buyer's Agent
Tracy Stone
Coldwell Banker Chesapeake Real Estate Company
List Price
$399,000
Sold Price
$385,000
Premium/Discount to List
-$14,000
-3.51%
Views
598
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,708
Avg. Annual Appreciation
2.96%
Original Mortgage
$346,500
Outstanding Balance
$345,021
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$47,687
Purchase Details
Closed on
Jan 18, 2023
Sold by
Byrd Robert L
Bought by
Declaration Of Trust
Purchase Details
Closed on
Jun 3, 2008
Sold by
Baldwin Matthew W and Baldwin Chenderlin,
Bought by
Byrd Robert L and Byrd Mary Christine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 2, 2008
Sold by
Baldwin Matthew W and Baldwin Chenderlin,
Bought by
Byrd Robert L and Byrd Mary Christine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 9, 2003
Sold by
Bishop Paul W
Bought by
Baldwin Matthew W and Baldwin Chenderlin,
Purchase Details
Closed on
Nov 13, 1990
Sold by
Dolde Walter C and Dolde Edna
Bought by
Bishop Paul W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
10.09%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $385,000 | Newlyn Title | |
| Deed | $385,000 | Newlyn Title | |
| Deed | -- | -- | |
| Deed | -- | None Listed On Document | |
| Deed | $275,000 | -- | |
| Deed | $275,000 | -- | |
| Deed | $154,000 | -- | |
| Deed | $150,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,500 | New Conventional | |
| Closed | $346,500 | New Conventional | |
| Previous Owner | $220,000 | Purchase Money Mortgage | |
| Previous Owner | $220,000 | Purchase Money Mortgage | |
| Previous Owner | $120,000 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/04/2025 04/04/25 | Sold | $385,000 | -3.5% | $247 / Sq Ft |
| 01/29/2025 01/29/25 | Pending | -- | -- | -- |
| 01/16/2025 01/16/25 | Price Changed | $399,000 | 0.0% | $256 / Sq Ft |
| 01/16/2025 01/16/25 | For Sale | $399,000 | +9.3% | $256 / Sq Ft |
| 12/25/2024 12/25/24 | Off Market | $365,000 | -- | -- |
| 11/20/2024 11/20/24 | For Sale | $365,000 | -- | $234 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,727 | $283,100 | $76,000 | $207,100 |
| 2024 | $2,509 | $260,000 | $0 | $0 |
| 2023 | $2,292 | $236,900 | $0 | $0 |
| 2022 | $2,074 | $213,800 | $56,000 | $157,800 |
| 2021 | $2,058 | $208,367 | $0 | $0 |
| 2020 | $2,006 | $202,933 | $0 | $0 |
| 2019 | $1,954 | $197,500 | $56,000 | $141,500 |
| 2018 | $1,954 | $197,500 | $56,000 | $141,500 |
| 2017 | $1,954 | $197,500 | $0 | $0 |
| 2016 | -- | $200,300 | $0 | $0 |
| 2015 | $1,957 | $200,300 | $0 | $0 |
| 2014 | $1,957 | $200,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Larrauri
-
Tracy Stone
Buyer's Agent in 2025
Tracy Stone
Coldwell Banker Chesapeake Real Estate Company
(443) 480-0610
3 in this area
41 Total Sales
Map
Source: Bright MLS
MLS Number: MDQA2010684
APN: 02-006499
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