NOT LISTED FOR SALE

109 Stafford Ave Warsaw, KY 41095

Estimated Value: $201,381 - $245,000

4 Beds
1 Bath
1,280 Sq Ft
$171/Sq Ft Est. Value

Last Sold September 30, 2022

Last sale price $170,000 $133 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $1,340/month

92 Days on Market

Highlights

  • Deck
  • No HOA
  • Fireplace
  • Ranch Style House
  • Neighborhood Views
  • Eat-In Country Kitchen

About This Home

As of September 2022

BACK ON MARKET Due to Buyer Financing... Brick Ranch Featuring 4 Bedrooms, Remodeled Bathroom, Flat Backyard with Large Deck & 2 Storage Sheds! Located on a Quiet Dead End Street! 100% Financing Available!

Last Agent to Sell the Property

Andrew Lovett

Cahill Real Estate Services License #219880 Listed on: 05/18/2022

Cahill Real Estate Services

Last Buyer's Agent

Adrean Henson

Lohmiller Real Estate License #220872

Lohmiller Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,809

Lot Details

  • 9,932 Sq Ft Lot
  • Level Lot
  • Cleared Lot

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,280 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Neighborhood Views
  • Basement
  • Crawl Space

Kitchen

  • Eat-In Country Kitchen
  • Electric Oven

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Shed

Schools

  • Gallatin County Elementary School
  • Gallatin County Middle School
  • Gallatin County High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 13A-SS-05

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,809

Lot Details

0

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Lot Size: .228 per PVA
  • Road Frontage Type: City Street
  • Directions: US-42 to 1st Street, Right on Stafford
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Gallatin County Elementary
  • Location Tax Legal Info:Middle or Junior School: Gallatin County Middle School
  • Location Tax Legal Info:High School: Gallatin County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: .228 per PVA
  • Architecture:Ranch: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: KU
  • Water Company: City of Warsaw
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.228
  • General Property Description:Living Area: 1280.0
  • General Property Description:Lot Size Square Feet: 9932.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 13A-SS-05
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Cooling:Window Unit(s): Yes
  • Roof:Metal3: Yes
  • Other Structures:Storage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Basement: Crawl Space
  • Heating: Baseboard
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Oven, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 1280.0
  • Window Features: Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Basement:Crawl Space: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Kitchen Features:Country Kitchen: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Metal
  • Lot Features: Cleared, Level
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Gallatin County Elementary
  • Junior High Dist: Gallatin Co Public
  • High School: Gallatin County High
  • Middle Or Junior School: Gallatin County Middle School

Lot Info

  • Lot Size Sq Ft: 9932.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2022
Closed on
Sep 23, 2022
Sold by
Craig and Sierra
Bought by
Lowe Jessica Christine
Seller's Agent
Andrew Lovett
Cahill Real Estate Services
Buyer's Agent
Adrean Henson
Lohmiller Real Estate
List Price
$189,900
Sold Price
$170,000
Premium/Discount to List
-$19,900
-10.48%
Views
31
Current Estimated Value
$218,345

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,345
Avg. Annual Appreciation
8.70%
Original Mortgage
$170,000
Outstanding Balance
$164,815
Interest Rate
6.29%
Estimated Equity
$51,545

Purchase Details

Closed on
Dec 20, 2018
Sold by
Winterman Jessica Lynn and Craig Jessica
Bought by
Craig James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,662
Interest Rate
4.8%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 9, 2016
Sold by
Clark Christina M
Bought by
Craig James and Craig Jessica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,279
Interest Rate
3.54%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lowe Jessica Christine $170,000 360 American Title
Craig James -- 360 American Title Svcs Llc
Craig James $95,000 Priority National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lowe Jessica Christine $170,000
Previous Owner Craig James $96,662
Previous Owner Craig James $93,279
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2022 09/30/22 Sold $170,000 -2.8% $133 / Sq Ft
08/19/2022 08/19/22 Pending -- -- --
08/10/2022 08/10/22 Price Changed $174,900 -2.8% $137 / Sq Ft
07/25/2022 07/25/22 Price Changed $179,900 -2.7% $141 / Sq Ft
07/11/2022 07/11/22 Price Changed $184,900 -2.6% $144 / Sq Ft
06/28/2022 06/28/22 For Sale $189,900 0.0% $148 / Sq Ft
05/29/2022 05/29/22 Pending -- -- --
05/18/2022 05/18/22 For Sale $189,900 -- $148 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,809 $170,000 $18,000 $152,000
2023 $1,822 $170,000 $18,000 $152,000
2022 $1,022 $95,000 $16,800 $78,200
2021 $1,030 $95,000 $16,800 $78,200
2020 $1,055 $95,000 $16,800 $78,200
2019 $1,061 $95,000 $16,800 $78,200
2018 $1,061 $95,000 $16,800 $78,200
2017 $1,061 $95,000 $16,800 $78,200
2016 -- $83,000 $15,000 $68,000
2014 $922 $83,000 $83,000 $0
2011 $922 $83,000 $83,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Andrew Lovett

    Seller's Agent in 2022

    Andrew Lovett

    Cahill Real Estate Services

    (859) 512-5578

    152 Total Sales

    Section Image

  • A

    Buyer's Agent in 2022

    Adrean Henson

    Lohmiller Real Estate

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 604092

Northern Kentucky Multiple Listing Service

APN: 13A-SS-05

Kentucky Gallatin County Warsaw 41095

109 Stafford Ave, Warsaw, KY

This home is located at 109 Stafford Ave, Warsaw, KY 41095 since 18 May 2022 and is currently estimated at $218,345, approximately $170 per square foot. 109 Stafford Ave is a home located in Gallatin County with nearby schools including Gallatin County Lower Elementary School, Gallatin County Upper Elementary School, and Gallatin County Middle School.

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