NOT LISTED FOR SALE

109 Steffey Dr Annapolis, MD 21403

Estimated Value: $669,147 - $738,000

3 Beds
2.5 Baths
2,352 Sq Ft
$299/Sq Ft Est. Value

Last Sold October 12, 2018

Last sale price $430,000 $183 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $4,185/month

110 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Private Beach
  • Hillsmere Elementary School Rated 9+
  • Home fronts navigable water
  • Canoe or Kayak Water Access

About This Home

As of October 2018

PRICE REDUCTION! Your perfect oasis! Home feat. vaulted ceilings in mast. bdrm, wood burning fp, nice wd deck, lg finished basement, fenced-in yard, private backyard & much more! Wonderfully maintained home on quiet street in Hillsmere. House is located w/i a few blocks of both the community pool & the water! Other amenities include playground, beach, marina, boat launch, etc. Don't miss this one!

Last Agent to Sell the Property

Natalie Chamberlain

(410) 533-3362 chamberlainnw@gmail.com Taylor Properties License #657773 Listed on: 05/17/2018

Taylor Properties

Co-Listed By

Glenn Watson

(410) 224-3200 getwaterfront@gmail.com Taylor Properties License #17138

Last Buyer's Agent

Amy Jones

(410) 647-2222 amysellsmore@gmail.com Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,232

Year Built

  • Built in 1998

Lot Details

  • 0.25 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Back Yard Fenced
  • Open Lot
  • The property's topography is rolling
  • Backs to Trees or Woods
  • Non-Tidal Wetland
  • Property is in very good condition
  • Property is zoned R2

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Game Room
  • Views of Woods
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Basement Windows

Parking

  • Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Sail
  • Swimming Allowed
  • Stream or River on Lot
  • Waterfront Park
  • Deck
  • Shed
  • Porch

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 020241205498020

Community Details

Overview

  • No Home Owners Association
  • Hillsmere Estates Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Beach
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Pool Membership Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,232

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1998
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Oven/Range - Electric, Washer, Water Heater, Water Conditioner - Owned
  • Interior Amenities: Attic, Combination Kitchen/Dining, Kitchen - Table Space, Combination Dining/Living, Kitchen - Eat-In, Window Treatments, Chair Railings, Primary Bath(s), Floor Plan - Open
  • Fireplace Features: Fireplace - Glass Doors, Equipment, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Foyer
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Full, Fully Finished, Walkout Level, Windows, Improved, Heated, Daylight, Full
  • Living Area Units: Square Feet
  • Total Sq Ft: 2352
  • Living Area Sq Ft: 2352
  • Price Per Sq Ft: 277.42
  • Above Grade Finished Sq Ft: 1568
  • Below Grade Finished Sq Ft: 784
  • Total Below Grade Sq Ft: 784
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach
  • Road Surface Type: Paved
  • Roof: Shingle
  • View: Trees/Woods
  • Water Access Features: Canoe/Kayak, Boat - Powered, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: HILLSMERE LAKE / SOUTH RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Picnic Area, Pool - Outdoor, Tot Lots/Playground, Beach, Boat Ramp, Boat Dock/Slip, Common Grounds, Pier/Dock, Pool Mem Avail, Swimming Pool, Volleyball Courts
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Fencing: Rear
  • Improvement Assessed Value: 156400.00
  • Land Assessed Value: 273800.00
  • Lot Features: Non-Tidal Wetland, Open, Backs To Trees
  • Lot Size Acres: 0.25
  • Lot Size Area: 10800
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10800.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Topography: Rolling
  • Zoning: R2

Green Features

  • Green Verification: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15182029
  • Tax Annual Amount: 4232.36
  • Assessor Parcel Number: 020241205498020
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

Multi Family

  • Dock Slip Conveyance: None Available
  • Waterfront Features: Park, Sandy Beach

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2018
Closed on
Oct 12, 2018
Sold by
Gaydosh Kayla Marie
Bought by
Jordan Dawn
Seller's Agent
Natalie Chamberlain
Taylor Properties
Buyer's Agent
Amy Jones
Coldwell Banker Realty
List Price
$474,900
Sold Price
$430,000
Premium/Discount to List
-$44,900
-9.45%
Current Estimated Value
$703,287

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$273,287
Avg. Annual Appreciation
7.06%
Original Mortgage
$280,000
Outstanding Balance
$244,696
Interest Rate
4.6%
Mortgage Type
New Conventional
Estimated Equity
$458,591

Purchase Details

Closed on
Apr 25, 2013
Sold by
Erbe Kayla Marie and Gaydosh Kayla Marie
Bought by
Erbe Kayla Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,600
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 17, 2011
Sold by
Helgesen Eric J and Helgesen Alissa A
Bought by
Gaydosh Kayla Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,501
Interest Rate
4.52%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 26, 2006
Sold by
Everette Townley M
Bought by
Helgesen Eric J and Dufault Alissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$354,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 17, 2006
Sold by
Everette Townley M
Bought by
Helgesen Eric J and Dufault Alissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$354,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 6, 2002
Sold by
Gerkin Thomas J
Bought by
Everette Townley M

Purchase Details

Closed on
Oct 14, 1998
Sold by
Real Estate General Ltd
Bought by
Gerkin Thomas J and Gerkin Karen L

Purchase Details

Closed on
Jan 20, 1995
Sold by
White Kermit D
Bought by
Real Estate General Ltd
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jordan Dawn $430,000 Charter Title Llc
Erbe Kayla Marie -- None Available
Gaydosh Kayla Marie $315,500 First American Title Ins Co
Helgesen Eric J $442,500 --
Helgesen Eric J $442,500 --
Everette Townley M $265,000 --
Gerkin Thomas J $166,000 --
Real Estate General Ltd $40,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jordan Dawn $280,000
Previous Owner Erbe Kayla Marie $297,600
Previous Owner Gaydosh Kayla Marie $307,501
Previous Owner Helgesen Eric J $354,000
Previous Owner Helgesen Eric J $354,000
Closed Everette Townley M --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/12/2018 10/12/18 Sold $430,000 -1.1% $183 / Sq Ft
09/04/2018 09/04/18 Pending -- -- --
08/23/2018 08/23/18 Price Changed $435,000 -3.3% $185 / Sq Ft
06/20/2018 06/20/18 Price Changed $449,900 -2.2% $191 / Sq Ft
06/06/2018 06/06/18 Price Changed $459,900 -3.2% $196 / Sq Ft
05/17/2018 05/17/18 For Sale $474,900 -- $202 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,000 $517,867 -- --
2024 $6,000 $490,733 $0 $0
2023 $5,661 $463,600 $273,800 $189,800
2022 $5,283 $452,467 $0 $0
2021 $10,333 $441,333 $0 $0
2020 $5,012 $430,200 $273,800 $156,400
2019 $4,862 $415,500 $0 $0
2018 $4,064 $400,800 $0 $0
2017 $4,008 $386,100 $0 $0
2016 -- $365,500 $0 $0
2015 -- $344,900 $0 $0
2014 -- $324,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1001511130

Bright MLS

APN: 02-412-05498020