$675,000
PENDING

109 Sterling Crossing Dr O Fallon, MO 63368

Estimated payment $4,149/month

Total Views 3,419
5 Beds
3.5 Baths
4,160 Sq Ft
$162 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Bonus Room
  • Mud Room
  • Dardenne Elementary School Rated A-
  • Granite Countertops
  • Home Office

About This Home

Stunning 1.5 story, former display home, in the sought-after Sterling Crossing subdivision! This home boasts 5 Bedrooms, 3.5 Bathrooms, and over 4,100 square feet of living space with the finished lower level! Highlights include: newer roof (2023), professional landscaping renovation (2025), lawn irrigation system, complete interior professional painting (2026), built-in speaker system, crown molding, recessed lighting, main floor laundry/mudroom, and 3-car tandem garage! Upon entry you will notice the soaring 18' ceiling beautiful staggered staircase, and the great room with wall of windows offering an abundance of natural light, gas fireplace flanked by built-ins, Kitchen with granite counters, 42" cabinets, stainless steel appliances, breakfast bar, and walk-in pantry, formal dining room with trey ceiling and crown molding, Primary Bedroom Suite with 9' ceiling, large walk-in closet with custom organizers professionally installed, and adjoining luxurious bathroom featuring double vanities, soaking tub, and separate shower, plus an additional half bathroom on the main floor, captivating office/bonus room featuring 12' coffered ceiling, wainscoted walls, and massive bay window Upstairs you will find 3 nice-sized bedrooms and a full bathroom. The finished lower level features luxury vinyl plank flooring, recessed lighting, wet bar with quartz counters opens to the large rec room - perfect for entertaining, unique bedroom with 13' ceiling and loft, a bonus room, full bathroom, plus another bonus room/office with French doors. Relax outside on the back patio and enjoy the level back yard backing to trees! Location could not be better - close proximity to restaurants, shops, schools and Highways 70 & 364!

Listing Agent

Mark Gellman

EXP Realty, LLC License #2007022959 Listed on: 03/12/2026

EXP Realty, LLC

Co-Listing Agent

Matt Bergjans

EXP Realty, LLC License #2018012861

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,392

Year Built

  • Built in 2004

Lot Details

  • 10,019 Sq Ft Lot
  • Landscaped
  • Level Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Tandem Parking
  • Additional Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 4,160 Sq Ft Home
  • 1.5-Story Property
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Bay Window
  • French Doors
  • Mud Room
  • Family Room
  • Living Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Home Office
  • Bonus Room
  • Security System Owned

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven
  • Gas Cooktop
  • Plumbed For Ice Maker
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Partially Finished Basement

  • Sump Pump
  • Finished Basement Bathroom
  • Basement Window Egress

Outdoor Features

  • Patio

Schools

  • Dardenne Elem. Elementary School
  • Ft. Zumwalt West Middle School
  • Ft. Zumwalt West High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include ground maintenance, common area maintenance, snow removal
  • Sterling Crossing Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 2-0123-9825-00-0005.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,392

Year Built

Built in 2004

Lot Details

10,019 Sq Ft Lot

HOA Fees

$38 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Electric Dryer Hookup, Laundry Room, Main Level
  • ResoLotFeatures: Landscaped, Level
  • Lot Size Acres: 0.23
  • ResoSecurityFeatures: Security System Owned
  • Co List Office Mls Id: MISEXRT09
  • Co List Office Phone: 866-224-1761
  • Co List Office Phone: 866-224-1761
  • MLS Status: Pending
  • Subdivision Name: Sterling Crossing
  • Above Grade Finished Sq Ft: 2836
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Gas, Living Room
  • Unit Levels: One and One Half
  • New Construction: No
  • Reso Window Features: Bay Window(s)
  • Financial Info Electric: Other
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • PreviousStatus: Active
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Egress Window, Partially Finished, Sleeping Area, Sump Pump
  • Interior Amenities: Breakfast Bar, Built-in Features, Coffered Ceiling(s), Crown Molding, Double Vanity, Granite Counters, Recessed Lighting, Separate Shower, Soaking Tub, Tray Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Wet Bar
  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Disposal, Plumbed For Ice Maker, Gas Oven, Gas Range
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Door Features: French Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Luxury Vinyl, Plank
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 3

Exterior Features

  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Attached, Off Street, Tandem

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Sterling Crossing Home Owners Association

Fee Information

  • Association Fee Includes: Maintenance Grounds, Common Area Maintenance, Snow Removal

Schools

  • Elementary School: Dardenne Elem.
  • Junior High Dist: Ft. Zumwalt R-II
  • High School: Ft. Zumwalt West High
  • Middle Or Junior School: Ft. Zumwalt West Middle

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel Number: 2-0123-9825-00-0005.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6392

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,986 $105,759 -- --
2023 $5,983 $96,274 $0 $0
2022 $4,835 $72,293 $0 $0
2021 $4,832 $72,293 $0 $0
2020 $4,629 $66,943 $0 $0
2019 $4,614 $66,943 $0 $0
2018 $4,925 $68,390 $0 $0
2017 $4,900 $68,390 $0 $0
2016 $4,256 $59,191 $0 $0
2015 $3,921 $59,191 $0 $0
2014 $4,221 $62,176 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/25/2026 03/25/26 Pending -- -- --
03/12/2026 03/12/26 For Sale $675,000 +12.5% $162 / Sq Ft
04/26/2023 04/26/23 Sold -- -- -- View Prior Sale
02/10/2023 02/10/23 Pending -- -- --
02/07/2023 02/07/23 For Sale $600,000 +71.4% $148 / Sq Ft
11/10/2016 11/10/16 Sold -- -- -- View Prior Sale
11/05/2016 11/05/16 Pending -- -- --
08/22/2016 08/22/16 Price Changed $350,000 -6.7% $123 / Sq Ft
07/20/2016 07/20/16 For Sale $375,000 -- $132 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Us Title
Warranty Deed $313,000 Coose Title Co
Quit Claim Deed -- Nations Title Agency Mo Inc
Quit Claim Deed -- Nations Title Agency Mo Inc
Warranty Deed -- Atc
Corporate Deed -- Atc
Corporate Deed -- Atc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Previous Owner $326,000 VA
Previous Owner $250,400 New Conventional
Previous Owner $97,673 Purchase Money Mortgage
Previous Owner $390,693 Fannie Mae Freddie Mac
Previous Owner $359,677 Purchase Money Mortgage
Previous Owner $356,960 Purchase Money Mortgage
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26006649

MARIS MLS

APN: 2-0123-9825-00-0005.0000000

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