Seller's Agent in 2026
Mary Lib Richards
Keller Williams Lake Norman
(704) 609-4674
9 in this area
205 Total Sales
109 Sumter Dr Mooresville, NC 28117
4
Beds
3.5
Baths
3,680
Sq Ft
27,443
Sq Ft Lot
Highlights
- Water Views
- Access To Lake
- Private Lot
- Coddle Creek Elementary School Rated A-
- Boat Slip
- Wooded Lot
About This Home
As of January 2026Custom brick home on a .63 acre lot in the Templeton Estates neighborhood of Mooresville. Property also has a deeded boat slip just down the street for easy access to Lake Norman. Two story home sits on a pretty knoll looking downward to the lake. Welcoming covered front porch. Also has a screened in porch in rear of home overlooking a patio and the expansive, private rear yard. House was well-built and has been nicely maintained. Hardwood floors, custom trim, tiled baths, granite countertops & cherry cabinets. Large chef's island kitchen w/ gas cooktop. Good cabinet & pantry storage. Formal dining room, great room with fireplace, spacious laundry room, primary bedroom and bath on the main level. First floor also has a second bedroom, second full bath, office and powder room. Upper level features a large bonus room with a wet bar, bedroom, full bath and a loft area. Oversized two-car garage with good parking on concrete beside side loading garage. Beautiful hardwood trees, mature plantings and established yard. Excellent location with easy access to I-77, Mooresville and Davidson!
Last Agent to Sell the Property
Keller Williams Lake Norman Brokerage Email: marylib@richards-group.net License #246140 Listed on: 09/19/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Lot Details
- Lot Dimensions are 123 x 204 x 123 x 210
- Private Lot
- Lot Has A Rolling Slope
- Wooded Lot
- Property is zoned RA
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- On-Street Parking
- Open Parking
Home Design
- Traditional Architecture
- Architectural Shingle Roof
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Wired For Data
- Built-In Features
- Gas Log Fireplace
- Insulated Windows
- Window Treatments
- Entrance Foyer
- Great Room with Fireplace
- Screened Porch
- Storage
- Water Views
- Crawl Space
Kitchen
- Breakfast Bar
- Oven
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Garden Bath
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Attic
- Walk-In Attic
- Pull Down Stairs to Attic
Outdoor Features
- Access To Lake
- Boat Slip
- Patio
Schools
- Coddle Creek Elementary School
- Brawley Middle School
- Lake Norman High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Gas Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 4645-39-3396.000
Community Details
Overview
- Templeton Estates Owners Association, Phone Number (704) 363-8530
- Templeton Estates Subdivision
- Mandatory home owners association
Recreation
- Water Sports
Security
- Card or Code Access
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 19, 2025
Closed on
Jan 6, 2026
Sold by
Verratti Catherine A
Bought by
Godwin David and Dunn Telia
Seller's Agent
Mary Lib Richards
Keller Williams Lake Norman
Buyer's Agent
Jennifer LeClair
Ivester Jackson Christie's
List Price
$965,000
Sold Price
$930,000
Premium/Discount to List
-$35,000
-3.63%
Views
91
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.60%
Original Mortgage
$837,000
Outstanding Balance
$837,000
Interest Rate
6.26%
Mortgage Type
VA
Estimated Equity
$138,656
Purchase Details
Closed on
Nov 26, 2012
Sold by
Littkejohn Adrian Spencer and Littkejohn Tammy R
Bought by
Verratti Cathreine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,370,000
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2006
Sold by
Hutchinson Richard L and Hutchinson Keren S
Bought by
Littlejohn Adrian Spencer and Littlejohn Tammy R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$390,000
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 14, 1999
Sold by
Shultz Karen and Hutchinson Karen Shultz
Bought by
Hutchinson Richard Lynn and Hutchinson Karen Shultz
Purchase Details
Closed on
Dec 1, 1997
Purchase Details
Closed on
Dec 1, 1963
Bought by
Sparrow Catherine T
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $930,000 | Masters Title Agency | |
| Warranty Deed | $437,000 | None Available | |
| Warranty Deed | $532,000 | None Available | |
| Warranty Deed | -- | -- | |
| Deed | $52,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $837,000 | VA | |
| Previous Owner | $2,370,000 | New Conventional | |
| Previous Owner | $390,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/06/2026 01/06/26 | Sold | $930,000 | -1.6% | $253 / Sq Ft |
| 11/08/2025 11/08/25 | Price Changed | $945,000 | -2.1% | $257 / Sq Ft |
| 09/19/2025 09/19/25 | For Sale | $965,000 | -- | $262 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,113 | $686,930 | $100,000 | $586,930 |
| 2024 | $4,366 | $686,930 | $100,000 | $586,930 |
| 2023 | $4,113 | $686,930 | $100,000 | $586,930 |
| 2022 | $3,342 | $523,640 | $100,000 | $423,640 |
| 2021 | $3,342 | $523,640 | $100,000 | $423,640 |
| 2020 | $3,342 | $523,640 | $100,000 | $423,640 |
| 2019 | $3,185 | $523,640 | $100,000 | $423,640 |
| 2018 | $2,905 | $485,670 | $100,000 | $385,670 |
| 2017 | $2,905 | $485,670 | $100,000 | $385,670 |
| 2016 | $2,905 | $485,670 | $100,000 | $385,670 |
| 2015 | $2,881 | $485,670 | $100,000 | $385,670 |
| 2014 | $2,711 | $501,640 | $100,000 | $401,640 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Lib Richards
-
Jennifer LeClair
Buyer's Agent in 2026
Jennifer LeClair
Ivester Jackson Christie's
(772) 834-9668
3 in this area
48 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4301066
APN: 4645-39-3396.000
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Based on information submitted to the MLS GRID
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