$945,000
UNDER CONTRACT $20K PRICE DROP

109 Sumter Dr Mooresville, NC 28117

Estimated payment $5,322/month

Total Views 5,818
4 Beds
3.5 Baths
3,680 Sq Ft
$257 Price per Sq Ft

Highlights

  • Water Views
  • Access To Lake
  • Private Lot
  • Coddle Creek Elementary School Rated A-
  • Boat Slip
  • Wooded Lot

About This Home

Custom brick home on a .63 acre lot in the Templeton Estates neighborhood of Mooresville. Property also has a deeded boat slip just down the street for easy access to Lake Norman. Two story home sits on a pretty knoll looking downward to the lake. Welcoming covered front porch. Also has a screened in porch in rear of home overlooking a patio and the expansive, private rear yard. House was well-built and has been nicely maintained. Hardwood floors, custom trim, tiled baths, granite countertops & cherry cabinets. Large chef's island kitchen w/ gas cooktop. Good cabinet & pantry storage. Formal dining room, great room with fireplace, spacious laundry room, primary bedroom and bath on the main level. First floor also has a second bedroom, second full bath, office and powder room. Upper level features a large bonus room with a wet bar, bedroom, full bath and a loft area. Oversized two-car garage with good parking on concrete beside side loading garage. Beautiful hardwood trees, mature plantings and established yard. Excellent location with easy access to I-77, Mooresville and Davidson!

Listing Agent

Mary Lib Richards

Keller Williams Lake Norman Brokerage Email: marylib@richards-group.net License #246140 Listed on: 09/19/2025

Keller Williams Lake Norman

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • Lot Dimensions are 123 x 204 x 123 x 210
  • Private Lot
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Property is zoned RA

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Open Parking

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1.5-Story Property
  • Wired For Data
  • Built-In Features
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Great Room with Fireplace
  • Screened Porch
  • Storage
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Attic

  • Walk-In Attic
  • Pull Down Stairs to Attic

Outdoor Features

  • Access To Lake
  • Boat Slip
  • Patio

Schools

  • Coddle Creek Elementary School
  • Brawley Middle School
  • Lake Norman High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Gas Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4645-39-3396.000

Community Details

Overview

  • Templeton Estates Owners Association, Phone Number (704) 363-8530
  • Templeton Estates Subdivision
  • Mandatory home owners association

Recreation

  • Water Sports

Security

  • Card or Code Access

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1999
  • Restrictions: Architectural Review
  • Special Assessment Yn: 1
  • Proposed Special Assessment Yn: 0
  • Special Assessment Description: See attachment and "agent remarks"
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 256.79
  • Geocode Confidence: High
  • Attribution Contact: marylib@richards-group.net
  • Special Features: 4224

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl, Wood
  • Interior Amenities: Attic Stairs Pulldown, Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Entrance Foyer, Garden Tub, Kitchen Island, Pantry, Split Bedroom, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2430
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 848
  • Sq Ft Unheated Upper: 848
  • Sq Ft Upper: 1250
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Oven, Plumbed For Ice Maker
  • Above Grade Finished Sq Ft: 3680
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Gas Log, Great Room
  • Living Area: 3680
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • View: Water, Winter
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Deed), Paddlesport Launch Site
  • Construction Type: Brick Full
  • Patio And Porch Features: Covered, Front Porch, Patio, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry, On Street

Utilities

  • Heating: Central
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected, Natural Gas, Satellite Internet Available, Wired Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Lake Access
  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Templeton Estates Owners Association
  • Phone: 704-363-8530
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 500.00

Schools

  • Middle Or Junior School: Brawley
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Rolling Slope, Wooded, Views
  • Lot Size Units: Acres
  • Parcel Number: 4645-39-3396.000
  • Zoning: RA
  • Development Status: Completed
  • Lot Size: 123 x 204 x 123 x 210
  • Additional Parcels: No
  • Zoning Specification: RA

MLS Schools

  • Elementary School: Coddle Creek
  • High School: Lake Norman

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,113 $686,930 $100,000 $586,930
2024 $4,366 $686,930 $100,000 $586,930
2023 $4,113 $686,930 $100,000 $586,930
2022 $3,342 $523,640 $100,000 $423,640
2021 $3,342 $523,640 $100,000 $423,640
2020 $3,342 $523,640 $100,000 $423,640
2019 $3,185 $523,640 $100,000 $423,640
2018 $2,905 $485,670 $100,000 $385,670
2017 $2,905 $485,670 $100,000 $385,670
2016 $2,905 $485,670 $100,000 $385,670
2015 $2,881 $485,670 $100,000 $385,670
2014 $2,711 $501,640 $100,000 $401,640
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/08/2025 11/08/25 Price Changed $945,000 -2.1% $257 / Sq Ft
09/19/2025 09/19/25 For Sale $965,000 -- $262 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $437,000 None Available
Warranty Deed $532,000 None Available
Warranty Deed -- --
Deed $52,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,370,000 New Conventional
Previous Owner $390,000 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4301066

Canopy MLS (Canopy Realtor® Association)

APN: 4645-39-3396.000