$285,000
SOLD JAN 16, 2026

109 Thomas Ln Georgetown, KY 40324

3 Beds
2.5 Baths
1,276 Sq Ft
1998 Built

Recently Sold

$223 Per Sq Ft

2% Below List Price

6 Days on Market

Highlights

  • 2 Car Attached Garage
  • Cooling Available
  • 1-Story Property
  • Brick Veneer
  • Living Room
  • Carpet

About This Home

As of January 2026

Welcome to 109 Thomas Lane, a well-maintained Georgetown home with an inviting layout and a valuable walk-out basement. The bright living area flows easily into the kitchen and dining space, while the primary suite and additional bedrooms offer comfort and flexibility for everyday living. The walk-out basement provides great potential for storage, hobbies, or future expansion, and the private backyard is ideal for outdoor enjoyment. Conveniently located near Toyota, downtown Georgetown, and I-75?this home offers charm, space, and everyday convenience.

Last Agent to Sell the Property

Stephen Blair

Keller Williams Commonwealth - Nicholasville License #268467 Listed on: 11/21/2025

Keller Williams Commonwealth - Nicholasville

Last Buyer's Agent

Tyler Wiley

Century 21 Advantage Realty - Georgetown License #287825

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Veneer
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,276 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Unfinished Basement
  • Walk-Out Basement
  • Washer and Electric Dryer Hookup

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Stamping Ground Elementary School
  • Scott Co Middle School
  • Great Crossing High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater

Community Details

  • Homestead Subdivision
  • Mandatory home owners association
  • On-Site Maintenance

Listing and Financial Details

  • Assessor Parcel Number 061-00-198.000

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1998
  • Above Grade Finished Sq Ft: 1276.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Unfinished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Fireplace: No
  • LivingArea: 1276.0
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Appliances:Oven: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Construction Materials: Vinyl Siding, Brick Veneer
  • Foundation Details: Block
  • Horse: No
  • List Price: 290000.0
  • Pool Private: No
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage

Utilities

  • Sewer: Public Sewer
  • Heating: Electric, Heat Pump
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Association Fee: 250.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Stamping Ground
  • High School: Great Crossing
  • Middle or Junior School: Scott Co

Lot Info

  • Parcel Number: 061-00-198.000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2023
Closed on
Aug 8, 2023
Sold by
Rosacker Robert J and Rosacker Heather
Bought by
Bedwell Karlee Mikyla and Bedwell Joan Dolores
Seller's Agent
Destiny Darby
Keller Williams Commonwealth
Buyer's Agent
Alexander Gross
United Real Estate Bluegrass
List Price
$265,000
Sold Price
$265,000
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.50%
Original Mortgage
$260,200
Outstanding Balance
$254,160
Interest Rate
6.71%
Mortgage Type
FHA
Estimated Equity
$40,360

Purchase Details

Closed on
Jun 22, 2007
Sold by
Welnicki Mark and Welnicki Cherri Ann
Bought by
Rosacker Robert J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $265,000 Bluegrass Land Title
Deed $137,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,200 FHA
Previous Owner $27,000 New Conventional
Previous Owner $110,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $285,000 -1.7% $223 / Sq Ft
11/27/2025 11/27/25 Pending -- -- --
11/21/2025 11/21/25 For Sale $290,000 +9.4% $227 / Sq Ft
11/03/2024 11/03/24 Off Market $265,000 -- --
08/08/2023 08/08/23 Sold $265,000 0.0% $202 / Sq Ft View Prior Sale
06/24/2023 06/24/23 Pending -- -- --
06/23/2023 06/23/23 For Sale $265,000 -- $202 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,383 $265,000 $0 $0
2023 $1,788 $197,200 $25,000 $172,200
2022 $1,547 $181,900 $25,000 $156,900
2021 $1,489 $169,800 $25,000 $144,800
2020 $1,366 $159,000 $25,000 $134,000
2019 $1,343 $153,900 $0 $0
2018 $1,259 $145,100 $0 $0
2017 $1,204 $138,130 $0 $0
2016 $1,112 $138,130 $0 $0
2015 $1,071 $133,900 $0 $0
2014 $1,023 $133,900 $0 $0
2011 $1,000 $137,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25506677

ImagineMLS (Bluegrass REALTORS®)

APN: 061-00-198.000