$465,000

109 Water St Unit 109 Penn Yan, NY 14527

Estimated payment $3,209/month

2 Beds
2 Baths
1,205 Sq Ft
$386 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Wood Flooring
  • Quartz Countertops
  • Property is near public transit
  • Main Floor Primary Bedroom
  • Open to Family Room

About This Home

Discover your perfect retreat in the heart of Penn Yan’s charming small-town atmosphere! Just minutes from the north end of Keuka Lake, this versatile property is ideal as a vacation getaway, rental opportunity, or a year-round home. Step inside to an open-concept living, dining, and kitchen space designed for comfort and style. The custom kitchen shines with solid-surface counters, cabinet lighting, brand-new appliances, and an upgraded induction stove—perfect for culinary enthusiasts. Custom lighting throughout adds a warm, inviting touch. Enjoy efficient heating and cooling year-round, paired with Penn Yan Village utility rates and low taxes for exceptional savings. This ground-floor unit has no-step entry, first-floor living, and off-street parking for ultimate convenience. Need more space? Garage and storage packages are available! The HOA takes care of exterior maintenance, so you can spend more time exploring everything the area—from the scenic Keuka Outlet Trail to local shops and restaurants, all just a short walk away. Don’t miss your chance to own a slice of tranquility with modern upgrades in a prime location!

Listing Agent

John Waugh

Listing by The Iversen Realty Group License #10371201854 Listed on: 11/20/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,409

Year Built

  • Built in 2025

HOA Fees

  • $474 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Shake Siding
  • Vinyl Siding
  • Siding

Interior Spaces

  • 1,205 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Storage Room

Kitchen

  • Open to Family Room
  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Quartz Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Open Parking

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows
  • Energy-Efficient HVAC

Location

  • Property is near public transit

Schools

  • Penn Yan Elementary School
  • Penn Yan Middle School
  • Penn Yan Academy High School

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • PEX Plumbing
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 573001-049-075-0001-040-001-000

Community Details

Overview

  • Association fees include insurance, reserve fund, snow removal, trash
  • Iversen Association, Phone Number (585) 737-8711
  • Water Street Subdivision

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,409

Year Built

Built in 2025

Lot Details

0

HOA Fees

$474 per month

Listing Details

  • HOA Fee Includes: Insurance, Reserve Fund, Snow Removal, Trash
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Year Built: 2025
  • ResoLaundryFeatures: Main Level
  • Lot Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Subdivision Name: Water Street
  • Flooring: Carpet, Ceramic Tile, Hardwood, Resilient, Varies
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Kitchen/Family Room Combo, Living/Dining Room, Pantry, Quartz Counters, Sliding Glass Door(s), Storage, Bedroom on Main Level, Bath in Primary Bedroom, Main Level Primary, Primary Suite
  • Efficiency: Appliances, HVAC, Windows, Energy Recovery Ventilator
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Property Sub Type Additional: Condominium,Townhouse
  • Special Features: NewHome

Interior Features

  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Range Hood, Tankless Water Heater, Washer
  • Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2

Exterior Features

  • Waterfront: No
  • Construction Type: Attic/Crawl Hatchway(s) Insulated, Composite Siding, Foam Insulation, Other, Shake Siding, Vinyl Siding, PEX Plumbing
  • Foundation Details: Slab

Garage/Parking

  • Open Parking: Yes
  • Parking Features: No Garage, Open, Other, See Remarks

Utilities

  • Cooling: Ductless, Heat Pump, Zoned, Central Air
  • Cooling Y N: Yes
  • Heating: Ductless, Heat Pump, Zoned, Electric, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Community Features: Trails/Paths
  • Senior Community: No
  • Association Fee: 474.0
  • Association Fee Frequency: Monthly
  • Association Name: Iversen
  • Phone: 585-737-8711

Schools

  • Junior High Dist: Penn Yan
  • Ninth Grade High School: Penn Yan Academy
  • Middle Or Junior School: Penn Yan Middle

Lot Info

  • Parcel Number: 573001-049-075-0001-040-001-000
  • Lot Dimensions: 38X32
  • ResoLotSizeUnits: Acres

Green Features

  • Green Indoor Air Qlty: Ventilation

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 3409.0

MLS Schools

  • Elementary School: Penn Yan Elementary

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 For Sale $465,000 -- $386 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1648493

Upstate New York Real Estate Information Services (UNYREIS)
New York Yates County Penn Yan 14527

109 Water St Unit 109, Penn Yan, NY

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Upstate New York Real Estate Information Services (UNYREIS) The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Homes.com, LLC are marked with the IDX logo and include the Listing Broker’s Firm Name.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties
are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Homes.com, LLC shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
© 2025 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Nearby Homes
Listing Agent
John Waugh
Section Image
The Iversen Realty Group
(315) 810-6408