$187,500
SOLD OCT 3, 2025

1091 Live Oak Cir Unit A102 Port Charlotte, FL 33948

2 Beds
2 Baths
1,227 Sq Ft
$308/mo HOA Fee

Recently Sold

$153 Per Sq Ft

1 Day on Market

Highlights

  • Lake Front
  • Gated Community
  • Community Lake
  • Fitness Center
  • Open Floorplan
  • Clubhouse

About This Home

As of October 2025

This is a must-see, gorgeous, renovated lakefront condo, being sold turnkey furnished with some exceptions. This first-floor condo is in the gated and sought-after community of Heritage Oak Park, in the heart of Port Charlotte. Completely renovated, with no carpet; the floors are plank tile throughout. The colors are neutral and warm, yet the unit is light, bright, and open, and tastefully decorated. Granite countertops in the kitchen and baths, a huge walk-in closet in the primary bedroom, and a large master bath. There are beautiful light fixtures and ceiling fans throughout. Imagine sitting out in your screened-in lanai, enjoying the quiet lake view while drinking your morning coffee or your evening cocktails. Covered parking is right outside your door, and an additional 5'X5' storage unit is in the parking lot out front. Stroll to the back of the building and enjoy waterfront seating where you can relax with your neighbors. Heritage Oak Park is known for its amenities, which include a beautiful clubhouse with many social events, a large heated pool, and a hot tub. There is tennis and pickleball, bocce ball, corn hole, shuffleboard, and horseshoes. So much to do here. Best of all, no flood insurance is required. This beautiful home can be yours; it's priced to sell.

Last Agent to Sell the Property

Lori Murphy

PROGRAM REALTY, LLC Brokerage Phone: 941-999-9900 License #3371689 Listed on: 09/04/2025

Last Buyer's Agent

Cole Murray

KELLER WILLIAMS ISLAND LIFE REAL ESTATE License #3415630

KELLER WILLIAMS ISLAND LIFE REAL ESTATE

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2000

Lot Details

  • Lake Front
  • South Facing Home

HOA Fees

  • $308 Monthly HOA Fees

Parking

  • 1 Carport Space

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,227 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Washer

Outdoor Features

  • Outdoor Storage

Schools

  • Liberty Elementary School
  • Murdock Middle School
  • Port Charlotte High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, insurance, maintenance structure, ground maintenance, maintenance, management, recreational facilities, security, sewer, trash, water
  • Valerie Stark Association, Phone Number (941) 623-0298
  • Visit Association Website
  • Heritage Oak Park Condos
  • Heritage Oak Park Community
  • Waters Edge At Heritage Oak Pa Subdivision
  • The community has rules related to allowable golf cart usage in the community
  • Community Lake

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool

Pet Policy

  • 1 Pet Allowed
  • Dogs and Cats Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Year Built

Built in 2000

Lot Details

0

HOA Fees

$308 per month

Listing Details

  • HOA Fee Includes: Pool, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1227
  • Lot Size Acres: 0.03
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 1227
  • Lot Size Sq Ft: 1503
  • Status: Sold
  • Ownership: Condominium
  • Entry Level: 1
  • Escrow State: FL
  • Floor Number: 1
  • Minimum Lease: 3 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 152.81
  • Water Access YN: 0
  • Condo Fees Term: Quarterly
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake
  • Attribution Contact: 941-999-9900
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Living Area Meters: 113.99

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk, Sliding Doors, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Gated Community - No Guard, Golf Carts OK, Pool, Sidewalks, Tennis Court(s)
  • Association Name: Valerie Stark
  • Phone: 941-623-0298
  • Association: No
  • Senior Community: No
  • Association: Heritage Oak park
  • Association Phone #2: 4014658019
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: HERITAGE OAK PARK
  • Pet Restrictions: One dog, or one cat
  • Condo Fees: 925
  • Condo Land Included YN: 0
  • Association Email: weca@watersedge-condo.biz
  • Monthly Condo Fee Amount: 308
  • Association URL: www.watersedge-condo.biz

Fee Information

  • Total Annual Fees: 3700.00
  • Total Monthly Fees: 308.33

Schools

  • Elementary School: Liberty Elementary
  • High School: Port Charlotte High
  • Middle Or Junior School: Murdock Middle

Lot Info

  • Zoning: RMF15
  • Parcel Number: 402208601002
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum 3 months and can lease up to 4 times a year.

Tax Info

  • Tax Annual Amount: 5442.16
  • Tax Lot: 102
  • Tax Other Annual Assessment Amount: 2648

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Approval required by association

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2025
Closed on
Oct 6, 2025
Sold by
Nielsen Ann Marie and Nielsen Annmarie
Bought by
Rudd Philip R and Rudd Denise A
Seller's Agent
Lori Murphy
PROGRAM REALTY, LLC
Buyer's Agent
Cole Murray
KELLER WILLIAMS ISLAND LIFE REAL ESTATE
List Price
$187,500
Sold Price
$187,500
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.19%

Purchase Details

Closed on
Nov 13, 2024
Sold by
Mueller Edward P and Mueller Edward Paul
Bought by
Nielsen Annmarie and Nielsen Ann Marie

Purchase Details

Listed on
Nov 28, 2020
Closed on
Dec 16, 2020
Sold by
Bonneau Edward L and Sargent Marianne S
Bought by
Mueller Edward P and Nielsen Annmarie
Seller's Agent
Steven Koleno
BEYCOME OF FLORIDA LLC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$189,900
Sold Price
$172,000
Premium/Discount to List
-$17,900
-9.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.89%

Purchase Details

Closed on
Jul 2, 2010
Sold by
Farkas Sandra and Farkas John
Bought by
Bonneau Edward L and Sargent Marianne S

Purchase Details

Closed on
Apr 14, 2000
Sold by
Heritage Park Assoc
Bought by
Farkas Sandra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,465
Interest Rate
8.27%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $187,500 Alliance Group Title
Special Warranty Deed $100 None Listed On Document
Special Warranty Deed $100 None Listed On Document
Warranty Deed $172,000 Hometown Ttl & Closing Svcs
Warranty Deed $172,000 Hometown Title & Closing Servi
Trustee Deed $52,100 None Available
Warranty Deed $79,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $44,465 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/03/2025 10/03/25 Sold $187,500 0.0% $153 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
09/04/2025 09/04/25 For Sale $187,500 +9.0% $153 / Sq Ft
12/30/2020 12/30/20 Sold $172,000 -9.4% $140 / Sq Ft View Prior Sale
12/03/2020 12/03/20 Pending -- -- --
11/27/2020 11/27/20 For Sale $189,900 -- $155 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,380 $195,032 -- $195,032
2023 $5,380 $172,087 $0 $0
2022 $4,738 $156,443 $0 $156,443
2021 $4,589 $144,970 $0 $144,970
2020 $4,608 $159,571 $0 $159,571
2019 $4,147 $127,240 $0 $127,240
2018 $3,846 $126,197 $0 $126,197
2017 $3,700 $130,369 $0 $0
2016 $3,373 $94,243 $0 $0
2015 $3,265 $85,675 $0 $0
2014 $3,035 $77,886 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: D6143633

Stellar MLS

APN: 402208601002